Cowichan Bay · V0R1N1
$5,063/mo
Jessica Kuan
Licensed Mortgage Broker
Estimate only. Rates and qualification depend on your application.
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Unique opportunity featuring a fully completed accessory home and a main residence ready for completion. The accessory home has an occupancy permit, full new home warranty, handicap-accessible design, and an automatic standby generator that powers the entire property. It also offers a fully plumbed rooftop terrace and premium finishes throughout. For the main home, the foundation, drainage, and water service are complete, backfilled, fully inspected, and engineer approved. Professional CVRD rainwater mitigation has been installed and signed off for both homes. Plans for the main residence include a rooftop terrace with beautiful water views. The new owner can complete the build to their own specifications while living in the finished accessory home or generating rental income from it.
2
Beds
964 ft²
Floor area
2025
Year built
Single Family
Type
Cowichan Bay
Area
Listed
June 16, 2026
Nearby & Commute
42 min
walk to Country Grocer
40 min
bike to nearest SkyTrain station
2h 13m
walk to nearest SkyTrain station
2h 50m
drive to downtown Vancouver
Estimated travel times. Map data © OpenStreetMap contributors.
Most listed
Detached · 64%
| Detached | 25 | 64.1% |
| Other | 4 | 10.3% |
| Land | 3 | 7.7% |
| Condo / Apartment | 2 | 5.1% |
| Mobile home | 2 | 5.1% |
| Other | 3 | 7.7% |
| $15,000 to $19,999 | 10 | 2.3% |
| $20,000 to $24,999 | 20 | 4.5% |
| $25,000 to $29,999 | 10 | 2.3% |
| $30,000 to $34,999 | 5 | 1.1% |
| $35,000 to $39,999 | 10 | 2.3% |
| $40,000 to $44,999 | 25 | 5.7% |
| $45,000 to $49,999 | 15 | 3.4% |
| $50,000 to $59,999 | 25 | 5.7% |
| $60,000 to $69,999 | 20 | 4.5% |
| $70,000 to $79,999 | 30 | 6.8% |
| $80,000 to $89,999 | 20 | 4.5% |
| $90,000 to $99,999 | 30 | 6.8% |
| $100,000 to $124,999 | 60 | 13.6% |
| $125,000 to $149,999 | 50 | 11.4% |
| $150,000 to $199,999 | 70 | 15.9% |
| $200,000 and over | 40 | 9.1% |
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Relta requests these from the listing agent and strata and follows up with what is available. Availability is not guaranteed. Review any documents with the appropriate professionals.
A clearer view of the monthly and upfront costs connected to this home.
Monthly ownership costs
Estimated monthly total
Calculated estimate
$5,063
Principal and interest
Calculated estimate
$4,621
Property tax
Calculated estimate
$292/mo
Home insurance
Assumption
$150/mo
Purchase snapshot
List price
Listing data
$999,000
Down payment
Calculated estimate
$199,800 (20%)
Estimated mortgage
Calculated estimate
$799,200
Estimates update with the mortgage controls below. They do not include utilities, maintenance, legal fees, or other closing costs.
Mortgage estimate
Metro averages
Est. monthly total
$5,063
/mo
Rate
%
Amortization
Principal and interest
$4,621
Property tax (est.)
$292
P&I
Tax
Down payment
$199,800 (20%)
Get Pre-Approved
Jessica specialises in residential financing across Greater Vancouver, helping buyers secure competitive rates and navigate complex purchases with clarity.
Jessica Kuan
Licensed Mortgage Broker
This is an estimate only and does not constitute financial advice or a mortgage offer. Based on $199,800 down (20%) on $999,000, Canadian semi-annual compounding. Property tax estimated at Greater Vancouver metro average. No strata fee on record for this listing. Home insurance, land transfer tax, and closing costs are not included. Consult a licensed mortgage professional for personalised advice. Mortgage professionals featured here are independent licensed brokers. Ray Rasouli may receive a referral fee if you choose to work with one. You are under no obligation to use any recommended provider. Full disclosure.
In a mapped wildland-urban interface zone. Affects insurance and FireSmart requirements.
Based on where this point falls in provincial map layers, not a site survey or a formal hazard assessment. Confirm with the municipality, a professional, and your insurer before relying on it.
Variable mortgages are quoted against this.
Fixed mortgage pricing follows this.
Set by the Bank of Canada.
These are benchmark rates, not mortgage quotes. Your rate depends on the lender, the term, and your file.
