- Active
18005 Whitfield Road
Summerland · Single Family
- Beds
- 3
- Baths
- 3
- Sqft
- 5,421
- Built
- 2004
Listed by Front Street Realty · MLS® 10403541
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Sign inAbout this home
Located on a 10.413 acre parcel, this lakeview property is located in rural Summerland between Whitfield Rood and Lakeshore Drive North along the beautiful shores of Okanagan Lake, approximately 10 minutes’ drive NE from the town centre. This quaint, bucolic neighbourhood is comprised of mostly agricultural properties (orchards, vineyards & wineries) and residential small acreages. This 5,400 sft architecturally-designed Tuscany-style rancher is a masterpiece of style and precision construction. Meticulously-maintained, the home has 3 large bedrooms and 3 bathrooms. It features high-end luxury appliances including Fisher & Paykel dishwasher, built-in Wolf oven & gas stove top, and large LG fridge. Enjoy the high ceilings & terra-cotta tiled and hard-wood flooring throughout. The exterior is stucco with a terra-cotta tile roof, and high-end euro-windows to highlight the beautiful panoramic views of Okanagan Lake, the surrounding vineyards and mountains. The main floor highlights spacious rooms, a large primary suite with a spa-inspired 5-piece ensuite, extra-large walk-in closets, plus a main floor guest bathroom. The lower level has a separate entrance leading to two large bedrooms, 3-piece ensuite, large rec room, den, and a huge bonus/storage room. Endless possibilities. The property is zoned A1- Agriculture Small Acreage. Buyer is responsible for any GST if applicable. The property is being sold "" As is/ Where is ""
Home facts
- Bedrooms
- 3
- Bathrooms
- 2 full + 1 half
- Interior
- 5,421 sq ft
- Year built
- 2004
- Storeys
- 2
- Parking
- 4
- Property type
- Single Family
- Basement
- Full
- Fireplace
- 1
- Area
- Summerland Rural
- Style
- Ranch
- Listed
- October 14, 2026
- Structure
- House
- PID
- 018-369-898
- Common interest
- Freehold
Highlights
- Mountain view
- City view
- High ceilings
- Storage locker
- Gas range
Features and inclusions
- Appliances
- Washer, Refrigerator, Water purifier, Water softener, Cooktop - Gas, Dishwasher, Oven, Dryer, Microwave
- Heating
- Forced air, See remarks
- Cooling
- Central air conditioning
- Flooring
- Hardwood, Ceramic Tile
- Roof
- Tile, Unknown
- Lot
- Private setting, Central island, Jacuzzi bath-tub
- Community
- Rural Setting
Rooms and building
- Foundation
- See Remarks
- Sewer
- Septic tank
- Water
- Municipal water
The information contained on this site is based in whole or in part on information that is provided by members of The Canadian Real Estate Association (CREA), who are responsible for its accuracy. CREA reproduces and distributes this information as a service for its members and assumes no responsibility for its accuracy.
Monthly and upfront costs
Uses the posted 5-year rate (5.19%), 20% down and a 25-year amortization.
Monthly ownership costs
- Principal and interest
- $7,437
- Property tax
- $458/mo
- Home insurance
- $150/mo
- Estimated monthly total
- $8,045
Purchase snapshot
- List price
- $1,569,000
- Down payment
- $313,800 (20%)
- Estimated mortgage
- $1,255,200
Estimates only. They leave out utilities, upkeep and closing costs.
Borrowing costs
What money costs right now
The rates behind any payment estimate on this page.
- Prime rate
- 4.45%
- Variable mortgages are quoted against this.
- 5 year bond yield
- 3.68%
- Fixed mortgage pricing follows this.
- Policy rate
- 2.25%
- Set by the Bank of Canada.
These are benchmark rates, not mortgage quotes. Your rate depends on the lender, the term, and your file.
Source: Bank of Canada. As of 2026-09-29
Property tax
What the tax bill looks like
Municipal, regional, hospital and school rates combined.
- Estimated annual tax
- $7,425
- At 4.7326 per $1,000 of assessed value.
Estimated by applying the municipal rate to the asking price. Your actual bill is based on the BC Assessment value, which is set separately and usually differs from the sale price. Home owner grants are not included.
Source: Province of British Columbia, Local Government Statistics Schedule 702, 2026. As of 2026-01-01
For investors
As a rental
- Estimated rent
- $1,770 a month
- Gross yield
- 1.4%
Estimated rent from Statistics Canada rents for this area, scaled to the bedrooms. Gross yield is 12 months of that rent over the asking price, before costs.
Neighbourhood
Estimated travel times. Map data © OpenStreetMap contributors.
Land and hazards
What the maps say about this land
Provincial designations and mapped natural hazards at this location.
- Agricultural Land Reserve
- In the ALR
- Provincial farmland protection restricts subdivision and non-farm use.
- Wildfire interface
- Extreme risk
- In a mapped wildland-urban interface zone. Affects insurance and FireSmart requirements.
Based on where this point falls in provincial map layers, not a site survey or a formal hazard assessment. Confirm with the municipality, a professional, and your insurer before relying on it.
Source: BC Geographic Warehouse (Agricultural Land Commission, BC Wildfire Service)
Most listed
Detached · 34%
Who lives here
Documents
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