Lumby · V0E2G0
$3,587/mo
Jessica Kuan
Licensed Mortgage Broker
Estimate only. Rates and qualification depend on your application.
Schedule private showing
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Opportunity knocks in Lumby! Set on a rare 0.54-acre double lot, this property offers double bay detached shop with heat and AC, backyard vehicle access from Derry Lane, subdivision potential, and room for all your toys. Bring the RV, boat, trailers, and equipment - there is no shortage of parking here. The R7 zoning indicates a home occupation as an accessory use which pairs well with the detached shop. The fully fenced yard offers space for gardens, pets, and outdoor living, all while taking in beautiful Lumby Valley views. Inside, you’ll find over 2,800 sq ft of living space with 3 bedrooms and 2 bathrooms upstairs. Master Bedroom on the main floor is complete with Ensuite, Walk-in Closet, and side yard access. The lower level features a separate entrance and plumbing rough-in for a future bathroom. The unfinished space offers flexibility and suite potential. Big-ticket updates have been taken care of, including newer windows, newer siding, hot water on demand (2017), furnace (2020), A/C (2020), all roofs (2026) - leaving the cosmetic finishing touches for your own vision over time. Finding half an acre on two titles with a heated shop in town is the hard part - this is your chance to add value and make it your own.
4
Beds
2,808 ft²
Floor area
1969
Year built
Single Family
Type
Lumby Valley
Area
Listed
May 28, 2026
$699,900 is 32.1% below the Lower Mainland Composite HPI benchmark of $1,031,500 (2026-04-01).
Nearby & Commute
3 min
walk to Super A Foods
4h 8m
bike to Orchard Park Exchange
13h 45m
walk to Orchard Park Exchange
12h 39m
drive to downtown Vancouver
Estimated travel times. Map data © OpenStreetMap contributors.
Most listed
Detached · 54%
| Detached | 30 | 53.6% |
| Land | 21 | 37.5% |
| Duplex | 2 | 3.6% |
| Other | 2 | 3.6% |
| Townhouse | 1 | 1.8% |
| $15,000 to $19,999 | 10 | 4.7% |
| $25,000 to $29,999 | 10 | 4.7% |
| $30,000 to $34,999 | 10 | 4.7% |
| $35,000 to $39,999 | 10 | 4.7% |
| $40,000 to $44,999 | 10 | 4.7% |
| $45,000 to $49,999 | 10 | 4.7% |
| $50,000 to $59,999 | 15 | 7.0% |
| $60,000 to $69,999 | 15 | 7.0% |
| $70,000 to $79,999 | 15 | 7.0% |
| $80,000 to $89,999 | 15 | 7.0% |
| $90,000 to $99,999 | 15 | 7.0% |
| $100,000 to $124,999 | 25 | 11.6% |
| $125,000 to $149,999 | 25 | 11.6% |
| $150,000 to $199,999 | 25 | 11.6% |
| $200,000 and over | 5 | 2.3% |
Pick the records that matter for this property. Relta inquires with the listing agent and strata on your behalf, then tells you what came back. Some documents cannot always be obtained.
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A clearer view of the monthly and upfront costs connected to this home.
Monthly ownership costs
Estimated monthly total
Calculated estimate
$3,587
Principal and interest
Calculated estimate
$3,237
Property tax
Calculated estimate
$200/mo
Home insurance
Assumption
$150/mo
Purchase snapshot
List price
Listing data
$699,900
Down payment
Calculated estimate
$139,980 (20%)
Estimated mortgage
Calculated estimate
$559,920
Estimates update with the mortgage controls below. They do not include utilities, maintenance, legal fees, or other closing costs.
Mortgage estimate
Metro averages
Est. monthly total
$3,587
/mo
Rate
%
Amortization
Principal and interest
$3,237
Property tax (est.)
$200
P&I
Tax
Down payment
$139,980 (20%)
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Jessica specialises in residential financing across Greater Vancouver, helping buyers secure competitive rates and navigate complex purchases with clarity.
Jessica Kuan
Licensed Mortgage Broker
This is an estimate only and does not constitute financial advice or a mortgage offer. Based on $139,980 down (20%) on $699,900, Canadian semi-annual compounding. Property tax estimated at Greater Vancouver metro average. No strata fee on record for this listing. Home insurance, land transfer tax, and closing costs are not included. Consult a licensed mortgage professional for personalised advice. Mortgage professionals featured here are independent licensed brokers. Ray Rasouli may receive a referral fee if you choose to work with one. You are under no obligation to use any recommended provider. Full disclosure.
In a mapped wildland-urban interface zone. Affects insurance and FireSmart requirements.
Based on where this point falls in provincial map layers, not a site survey or a formal hazard assessment. Confirm with the municipality, a professional, and your insurer before relying on it.
At 6.3118 per $1,000 of assessed value.
Estimated by applying the municipal rate to the asking price. Your actual bill is based on the BC Assessment value, which is set separately and usually differs from the sale price. Home owner grants are not included.
Variable mortgages are quoted against this.
Fixed mortgage pricing follows this.
Set by the Bank of Canada.
These are benchmark rates, not mortgage quotes. Your rate depends on the lender, the term, and your file.
