- Active
2323 Vale Avenue
Lumby · Single Family
- Beds
- 2
- Baths
- 1
- Sqft
- 984
- Built
- 1954
Listed by Royal LePage Kelowna · MLS® 10400096
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Sign inAbout this home
Move in ready, extensively updated and full of future potential, this home is a fantastic opportunity for buyers looking for value, flexibility and space. The main floor has been completely renovated with brand new appliances, flooring, fresh paint, updated fixtures and a beautifully finished new bathroom, creating a clean and modern feel throughout. Major mechanical upgrades have also been taken care of, including a new furnace, hot water tank and updated plumbing, giving added peace of mind for years to come. The unfinished lower level has its own separate entrance and offers excellent potential for a future suite, additional bedrooms, family space or storage, allowing you to finish it to suit your needs. Outside, one of the standout features is the massive detached shop, ideal for vehicles, projects, storage or recreational toys, while still leaving room for yard space and garden beds. There is also an abundance of parking for multiple vehicles, trailers or guests. Located in a quiet, relaxed neighbourhood at the foot of the hill, the home is within walking distance of nearby schools and shopping, with parks, recreation and trails all close by. Vernon is only a short drive away, making this a great option for anyone wanting a quieter lifestyle without giving up convenience. Whether you need room to work, store toys, grow into the home or create additional living space, this property gives you options. Vacant and available for quick possession, it is ready to go.
Home facts
- Bedrooms
- 2
- Bathrooms
- 1 full
- Interior
- 984 sq ft
- Year built
- 1954
- Storey
- 1
- Parking
- 4
- Property type
- Single Family
- Basement
- Full
- Garage
- Yes
- Area
- Lumby Valley
- Style
- Multi-level
- Listed
- September 11, 2026
- Structure
- House
- PID
- 005-546-702
- Common interest
- Freehold
Features and inclusions
- Heating
- Forced air, See remarks
- Cooling
- Wall unit
- Flooring
- Hardwood, Vinyl
- Roof
- Metal, Unknown
- Parking
- Detached Garage
- Lot
- Level lot, Private setting
- Community
- Family Oriented
Rooms and building
- Sewer
- Municipal sewage system
- Water
- Municipal water
The information contained on this site is based in whole or in part on information that is provided by members of The Canadian Real Estate Association (CREA), who are responsible for its accuracy. CREA reproduces and distributes this information as a service for its members and assumes no responsibility for its accuracy.
Monthly and upfront costs
Uses the posted 5-year rate (5.19%), 20% down and a 25-year amortization.
Monthly ownership costs
- Principal and interest
- $2,725
- Property tax
- $167/mo
- Home insurance
- $150/mo
- Estimated monthly total
- $3,042
Purchase snapshot
- List price
- $575,000
- Down payment
- $115,000 (20%)
- Estimated mortgage
- $460,000
Estimates only. They leave out utilities, upkeep and closing costs.
Borrowing costs
What money costs right now
The rates behind any payment estimate on this page.
- Prime rate
- 4.45%
- Variable mortgages are quoted against this.
- 5 year bond yield
- 3.68%
- Fixed mortgage pricing follows this.
- Policy rate
- 2.25%
- Set by the Bank of Canada.
These are benchmark rates, not mortgage quotes. Your rate depends on the lender, the term, and your file.
Source: Bank of Canada. As of 2026-09-29
Property tax
What the tax bill looks like
Municipal, regional, hospital and school rates combined.
- Estimated annual tax
- $3,892
- At 6.7695 per $1,000 of assessed value.
Estimated by applying the municipal rate to the asking price. Your actual bill is based on the BC Assessment value, which is set separately and usually differs from the sale price. Home owner grants are not included.
Source: Province of British Columbia, Local Government Statistics Schedule 702, 2026. As of 2026-01-01
Neighbourhood
Estimated travel times. Map data © OpenStreetMap contributors.
Land and hazards
What the maps say about this land
Provincial designations and mapped natural hazards at this location.
- Floodplain
- Mapped floodplain
- Sits in a provincially mapped floodplain. Expect flood-related insurance and financing conditions.
- Wildfire interface
- Extreme risk
- In a mapped wildland-urban interface zone. Affects insurance and FireSmart requirements.
Based on where this point falls in provincial map layers, not a site survey or a formal hazard assessment. Confirm with the municipality, a professional, and your insurer before relying on it.
Source: BC Geographic Warehouse (Agricultural Land Commission, BC Wildfire Service)
Most listed
Land · 44%
Who lives here
Documents
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Availability is not guaranteed. Review documents with a professional.