Salt Spring · V8K1N7
$4,548/mo
Jessica Kuan
Licensed Mortgage Broker
Estimate only. Rates and qualification depend on your application.
Schedule private showing
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Tucked away among mature trees just minutes from Ganges and nearby ocean access, this inviting West Coast home offers the rare balance of peaceful seclusion and everyday convenience. Soaring wood ceilings, expansive windows, and light-filled living spaces create a warm, welcoming atmosphere throughout. Four bedrooms on the main level are complemented by a fully equipped lower level with a fifth bedroom featuring egress windows, its own kitchen, bathroom, and laundry—ideal for extended family, guests, a home office, or flexible living. Thoughtful updates and recent infrastructure improvements provide added peace of mind, while sunny decks and serene outdoor spaces invite you to slow down and embrace the beauty of Salt Spring Island. A rare offering in a quiet, highly sought-after setting, the sellers are prepared to accommodate a timely completion.
5
Beds
2,251 ft²
Floor area
1992
Year built
Single Family
Type
Salt Spring
Area
Listed
May 23, 2026
$975,000 is 5.5% below the Lower Mainland Composite HPI benchmark of $1,031,500 (2026-04-01).
Nearby & Commute
47 min
walk to Country Grocer
1h 26m
bike to Alderlea Station
4h 46m
walk to Alderlea Station
2h 5m
drive to downtown Vancouver
Estimated travel times. Map data © OpenStreetMap contributors.
Most listed
Detached · 50%
| Detached | 49 | 50.0% |
| Land | 29 | 29.6% |
| Townhouse | 13 | 13.3% |
| Other | 5 | 5.1% |
| Duplex | 1 | 1.0% |
| Other | 1 | 1.0% |
| Under $5,000 | 15 | 1.9% |
| $5,000 to $9,999 | 5 | 0.6% |
| $10,000 to $14,999 | 5 | 0.6% |
| $15,000 to $19,999 | 15 | 1.9% |
| $20,000 to $24,999 | 30 | 3.8% |
| $25,000 to $29,999 | 30 | 3.8% |
| $30,000 to $34,999 | 15 | 1.9% |
| $35,000 to $39,999 | 35 | 4.4% |
| $40,000 to $44,999 | 30 | 3.8% |
| $45,000 to $49,999 | 25 | 3.1% |
| $50,000 to $59,999 | 45 | 5.6% |
| $60,000 to $69,999 | 65 | 8.1% |
| $70,000 to $79,999 | 40 | 5.0% |
| $80,000 to $89,999 | 40 | 5.0% |
| $90,000 to $99,999 | 50 | 6.3% |
| $100,000 to $124,999 | 75 | 9.4% |
| $125,000 to $149,999 | 70 | 8.8% |
| $150,000 to $199,999 | 80 | 10.0% |
| $200,000 and over | 130 | 16.3% |
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A clearer view of the monthly and upfront costs connected to this home.
Monthly ownership costs
Estimated monthly total
Calculated estimate
$4,548
Principal and interest
Calculated estimate
$4,140
Property tax
Calculated estimate
$258/mo
Home insurance
Assumption
$150/mo
Purchase snapshot
List price
Listing data
$895,000
Down payment
Calculated estimate
$179,000 (20%)
Estimated mortgage
Calculated estimate
$716,000
Estimates update with the mortgage controls below. They do not include utilities, maintenance, legal fees, or other closing costs.
Mortgage estimate
Metro averages
Est. monthly total
$4,548
/mo
Rate
%
Amortization
Principal and interest
$4,140
Property tax (est.)
$258
P&I
Tax
Down payment
$179,000 (20%)
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Jessica specialises in residential financing across Greater Vancouver, helping buyers secure competitive rates and navigate complex purchases with clarity.
Jessica Kuan
Licensed Mortgage Broker
This is an estimate only and does not constitute financial advice or a mortgage offer. Based on $179,000 down (20%) on $895,000, Canadian semi-annual compounding. Property tax estimated at Greater Vancouver metro average. No strata fee on record for this listing. Home insurance, land transfer tax, and closing costs are not included. Consult a licensed mortgage professional for personalised advice. Mortgage professionals featured here are independent licensed brokers. Ray Rasouli may receive a referral fee if you choose to work with one. You are under no obligation to use any recommended provider. Full disclosure.
Variable mortgages are quoted against this.
Fixed mortgage pricing follows this.
Set by the Bank of Canada.
These are benchmark rates, not mortgage quotes. Your rate depends on the lender, the term, and your file.
Provincial farmland protection restricts subdivision and non-farm use.
In a mapped wildland-urban interface zone. Affects insurance and FireSmart requirements.
Based on where this point falls in provincial map layers, not a site survey or a formal hazard assessment. Confirm with the municipality, a professional, and your insurer before relying on it.
