- Active
3445 Karger Terrace
Colwood · Single Family
- Beds
- 6
- Baths
- 6
- Sqft
- 3,494
- Built
- 1984
Listed by Sotheby's International Realty Canada · MLS® 1050676
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Sign inAbout this home
Triangle Mountain! This remarkable property offers spectacular 180° unobstructed ocean views southeast to Victoria and beyond. Bright, private and surrounded by ever-changing skies and water, the main residence features 2 bedrooms, 1 full and 2 half baths, a beautiful kitchen and dining area, a unique custom bar and expansive living room opening to wraparound decks. Lower level features 2 more bedrooms and bath with main house or 2 x 2-bedroom suites, each with kitchen, bathroom and laundry, offering excellent opportunities for generous income streams, extended family, guests or multi-generational living. Outdoor living is exceptional, with multiple decks and patios, private garden retreats, privacy screened hot tub, outdoor shower, 2-piece bath and outdoor kitchen. Follow the sun throughout the day or simply relax and enjoy the peace, privacy and extraordinary views. A rare opportunity to enjoy an exceptional coastal lifestyle while letting your home work for you. Plenty of parking!
Home facts
- Bedrooms
- 6
- Bathrooms
- 6 full
- Interior
- 3,494 sq ft
- Lot size
- 8,102 sq ft
- Year built
- 1984
- Parking
- 5
- Property type
- Single Family
- Fireplaces
- 2
- Area
- Triangle
- Listed
- October 5, 2026
- Structure
- House
- PID
- 000-979-295
- Common interest
- Freehold
Highlights
- Ocean view
- Mountain view
- City view
- Private yard
- Hot tub
Features and inclusions
- Heating
- Heat Pump, Baseboard heaters, Electric, Wood
- Cooling
- See Remarks
- Lot
- Sloping, Other
Rooms and building
- Water
- Zoning
- Residential
The information contained on this site is based in whole or in part on information that is provided by members of The Canadian Real Estate Association (CREA), who are responsible for its accuracy. CREA reproduces and distributes this information as a service for its members and assumes no responsibility for its accuracy.
Monthly and upfront costs
Uses the posted 5-year rate (5.19%), 20% down and a 25-year amortization.
Monthly ownership costs
- Principal and interest
- $7,963
- Property tax
- $492/mo
- Home insurance
- $150/mo
- Estimated monthly total
- $8,604
Purchase snapshot
- List price
- $1,680,000
- Down payment
- $336,000 (20%)
- Estimated mortgage
- $1,344,000
Estimates only. They leave out utilities, upkeep and closing costs.
Borrowing costs
What money costs right now
The rates behind any payment estimate on this page.
- Prime rate
- 4.45%
- Variable mortgages are quoted against this.
- 5 year bond yield
- 3.68%
- Fixed mortgage pricing follows this.
- Policy rate
- 2.25%
- Set by the Bank of Canada.
These are benchmark rates, not mortgage quotes. Your rate depends on the lender, the term, and your file.
Source: Bank of Canada. As of 2026-09-29
Property tax
What the tax bill looks like
Municipal, regional, hospital and school rates combined.
- Estimated annual tax
- $7,942
- At 4.7271 per $1,000 of assessed value.
Estimated by applying the municipal rate to the asking price. Your actual bill is based on the BC Assessment value, which is set separately and usually differs from the sale price. Home owner grants are not included.
Source: Province of British Columbia, Local Government Statistics Schedule 702, 2026. As of 2026-01-01
Neighbourhood
Estimated travel times. Map data © OpenStreetMap contributors.
Land and hazards
What the maps say about this land
Provincial designations and mapped natural hazards at this location.
- Wildfire interface
- Extreme risk
- In a mapped wildland-urban interface zone. Affects insurance and FireSmart requirements.
Based on where this point falls in provincial map layers, not a site survey or a formal hazard assessment. Confirm with the municipality, a professional, and your insurer before relying on it.
Source: BC Geographic Warehouse (Agricultural Land Commission, BC Wildfire Service)
Most listed
Detached · 41%
Who lives here
Documents
Pick the records you want. Ray Rasouli will email what the listing brokerage shares.
Availability is not guaranteed. Review documents with a professional.
