- Active
348 Shorts Road
Kelowna · Single Family
- Beds
- 2
- Baths
- 2
- Sqft
- 960
- Built
- 1991
Listed by Vantage West Realty Inc. · MLS® 10402476
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Sign inAbout this home
Steps from the beach and tucked into a welcoming waterfront community, this adorable 2-bedroom rancher offers an easygoing lifestyle with plenty of flexibility. Set on a 0.21-acre lot, this home features a full fenced yard with irrigation, making outdoor living simple and enjoyable. The home has been tastefully updated throughout making it move in ready and the perfect spot for first time home buyers, empty nesters or those looking for the ideal vacation property. For investors, the property offers an especially attractive opportunity with an exemption from the Speculation Tax and short-term rentals permitted as a primary use. The detached single-car garage includes its own bathroom and offers exciting potential for conversion into a studio or guest space, subject to approvals. When you are not enjoying the beach, launch the boat nearby, paddleboard along the water, or explore the hiking trails and natural beauty of Fintry Provincial Park. It is the kind of community where outdoor adventure and friendly neighbourhood living come naturally. Fintry is a fantastic community for all ages and a 30 minute drive to either Vernon or Kelowna. Whether you are looking for a first home, a peaceful retreat, or an investment with potential, this little cottage deserves a closer look.
Home facts
- Bedrooms
- 2
- Bathrooms
- 1 full + 1 half
- Interior
- 960 sq ft
- Year built
- 1991
- Storey
- 1
- Parking
- 5
- Property type
- Single Family
- Garage
- Yes
- Area
- Fintry
- Style
- Ranch
- Listed
- October 9, 2026
- Structure
- House
- PID
- 008-843-929
- Common interest
- Freehold
Highlights
- Waterfront
- Private yard
Features and inclusions
- Heating
- Electric
- Roof
- Asphalt shingle, Unknown
- Parking
- Detached Garage, Additional Parking
Rooms and building
- Sewer
- Septic tank
- Water
- Municipal water
The information contained on this site is based in whole or in part on information that is provided by members of The Canadian Real Estate Association (CREA), who are responsible for its accuracy. CREA reproduces and distributes this information as a service for its members and assumes no responsibility for its accuracy.
Monthly and upfront costs
Uses the posted 5-year rate (5.19%), 20% down and a 25-year amortization.
Monthly ownership costs
- Principal and interest
- $2,844
- Property tax
- $175/mo
- Home insurance
- $150/mo
- Estimated monthly total
- $3,169
Purchase snapshot
- List price
- $600,000
- Down payment
- $120,000 (20%)
- Estimated mortgage
- $480,000
Estimates only. They leave out utilities, upkeep and closing costs.
Borrowing costs
What money costs right now
The rates behind any payment estimate on this page.
- Prime rate
- 4.45%
- Variable mortgages are quoted against this.
- 5 year bond yield
- 3.68%
- Fixed mortgage pricing follows this.
- Policy rate
- 2.25%
- Set by the Bank of Canada.
These are benchmark rates, not mortgage quotes. Your rate depends on the lender, the term, and your file.
Source: Bank of Canada. As of 2026-09-29
Property tax
What the tax bill looks like
Municipal, regional, hospital and school rates combined.
- Estimated annual tax
- $2,856
- At 4.7595 per $1,000 of assessed value.
Estimated by applying the municipal rate to the asking price. Your actual bill is based on the BC Assessment value, which is set separately and usually differs from the sale price. Home owner grants are not included.
Source: Province of British Columbia, Local Government Statistics Schedule 702, 2026. As of 2026-01-01
Neighbourhood
Estimated travel times. Map data © OpenStreetMap contributors.
Climate
What the weather is like in Kelowna
Ten year average, 2016–2025.
- Average temperature
- 9.6°C
- Daily mean across the year.
- Yearly precipitation
- 242 mm
- On the drier side for BC.
- Bright sunshine
- 1,949 h
- Hours of sun a year, 1981–2010 average.
Averaged from the last ten complete years of Environment Canada observations at the nearest principal station, so it reflects the climate as it is now rather than a thirty year normal. Bright sunshine is the exception: it is no longer measured at these stations, so that figure is the long term average.
Source: Environment and Climate Change Canada, monthly climate summaries
Land and hazards
What the maps say about this land
Provincial designations and mapped natural hazards at this location.
- Wildfire interface
- Extreme risk
- In a mapped wildland-urban interface zone. Affects insurance and FireSmart requirements.
Based on where this point falls in provincial map layers, not a site survey or a formal hazard assessment. Confirm with the municipality, a professional, and your insurer before relying on it.
Source: BC Geographic Warehouse (Agricultural Land Commission, BC Wildfire Service)
Most listed
Detached · 62%
Who lives here
Documents
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