- Active
389 Moses Point Road
North Saanich · Single Family
- Beds
- 1
- Baths
- 1
- Sqft
- 711
- Built
- 1945
Listed by Macdonald Realty Ltd. (Sid) · MLS® 1051358
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Sign inAbout this home
Rare low-bank waterfront on sought-after Moses Point in Deep Cove. Set on 1.09 completely private acres in one of North Saanich’s most prestigious neighbourhoods, this exceptional property enjoys southwest exposure, beautiful afternoon sun, spectacular sunsets, and breathtaking views across the Saanich Inlet. Step directly onto a stunning sandy beach with clear, warm, swimmable water and launch your paddleboard or kayak from your own shoreline. The immaculate 711 sq. ft. cottage offers one bedroom, one bathroom, a beautiful sunroom, an unfinished basement, and remarkable ocean views. Enjoy the cottage as a peaceful coastal retreat or live comfortably on-site while designing and building your dream waterfront home. Surrounded by scenic hiking trails and close to Deep Cove Chalet, local wineries, marinas, and farm markets, with the shops, restaurants, and amenities of Sidney just a short drive away. A rare opportunity to experience the very best of the Saanich Peninsula.
Home facts
- Bedrooms
- 1
- Bathrooms
- 1 full
- Interior
- 711 sq ft
- Year built
- 1945
- Parking
- 2
- Property type
- Single Family
- Fireplace
- 1
- Area
- Deep Cove
- Style
- Cottage
- Listed
- October 6, 2026
- Structure
- House
- PID
- 006-009-808
- Common interest
- Freehold
Highlights
- Ocean view
- Mountain view
- Waterfront
Features and inclusions
- Appliances
- Washer, Refrigerator, Range - Gas, Dryer
- Heating
- Baseboard heaters, Electric, Wood
- Cooling
- None
- Parking
- RV
- Lot
- Acreage, Level lot, Private setting, Southern exposure, Other, Marine Oriented
Rooms and building
- Water
- Zoning
- Residential
The information contained on this site is based in whole or in part on information that is provided by members of The Canadian Real Estate Association (CREA), who are responsible for its accuracy. CREA reproduces and distributes this information as a service for its members and assumes no responsibility for its accuracy.
Monthly and upfront costs
Uses the posted 5-year rate (5.19%), 20% down and a 25-year amortization.
Monthly ownership costs
- Principal and interest
- $11,845
- Property tax
- $725/mo
- Home insurance
- $150/mo
- Estimated monthly total
- $12,720
Purchase snapshot
- List price
- $2,499,000
- Down payment
- $499,800 (20%)
- Estimated mortgage
- $1,999,200
Estimates only. They leave out utilities, upkeep and closing costs.
Borrowing costs
What money costs right now
The rates behind any payment estimate on this page.
- Prime rate
- 4.45%
- Variable mortgages are quoted against this.
- 5 year bond yield
- 3.68%
- Fixed mortgage pricing follows this.
- Policy rate
- 2.25%
- Set by the Bank of Canada.
These are benchmark rates, not mortgage quotes. Your rate depends on the lender, the term, and your file.
Source: Bank of Canada. As of 2026-09-29
Property tax
What the tax bill looks like
Municipal, regional, hospital and school rates combined.
- Estimated annual tax
- $8,381
- At 3.3537 per $1,000 of assessed value.
Estimated by applying the municipal rate to the asking price. Your actual bill is based on the BC Assessment value, which is set separately and usually differs from the sale price. Home owner grants are not included.
Source: Province of British Columbia, Local Government Statistics Schedule 702, 2026. As of 2026-01-01
Neighbourhood
Estimated travel times. Map data © OpenStreetMap contributors.
Land and hazards
What the maps say about this land
Provincial designations and mapped natural hazards at this location.
- Wildfire interface
- Low risk
- In a mapped wildland-urban interface zone. Affects insurance and FireSmart requirements.
Based on where this point falls in provincial map layers, not a site survey or a formal hazard assessment. Confirm with the municipality, a professional, and your insurer before relying on it.
Source: BC Geographic Warehouse (Agricultural Land Commission, BC Wildfire Service)
Most listed
Detached · 84%
Who lives here
Documents
Pick the records you want. Ray Rasouli will email what the listing brokerage shares.
Availability is not guaranteed. Review documents with a professional.
