- Active
421 Mt. Belcher Heights
Salt Spring · Single Family
- Beds
- 3
- Baths
- 1
- Sqft
- 1,905
- Built
- 1972
Listed by Royal LePage Duncan Realty Salt Spring Island · MLS® 1037635
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Sign inAbout this home
A rare Salt Spring A-frame tucked into a lush, private pocket of forest just minutes from town. This 3-bedroom home blends West Coast character with an established edible and ornamental landscape: over 2,000 sq ft of deer-fenced gardens, 9 fruit trees,10 varieties of native berries, mature rhododendrons, ferns and a seasonal creek. The setting feels both cultivated and wild with forest trails nearby, sunny clearings, and a hot tub tucked among the trees with an ocean glimpse where you can watch the ferries pass. A generous elevated deck expands the living space outdoors, while the home offers warm A-frame charm with high ceilings, wood paneling, and exposed beams. Recent upgrades, including a newer roof, add peace of mind, while two living rooms, a large workshop, greenhouse/garden infrastructure, and additional outbuildings offer space for tools, projects, or creative use. Unmistakably West Coast, this is a property for anyone seeking privacy, character, and a true island lifestyle.
Home facts
- Bedrooms
- 3
- Bathrooms
- 1 full
- Interior
- 1,905 sq ft
- Year built
- 1972
- Parking
- 3
- Property type
- Single Family
- Fireplace
- 1
- Area
- Salt Spring
- Listed
- May 28, 2026
- Structure
- House
- PID
- 003-079-082
- Common interest
- Freehold
Highlights
- Hot tub
- High ceilings
Features and inclusions
- Appliances
- Washer, Refrigerator, Dishwasher, Dryer
- Heating
- Baseboard heaters, Electric, Wood
- Cooling
- None
- Lot
- Private setting, Wooded area, Other, Rectangular
Rooms and building
- Water
- Zoning
- Unknown
The information contained on this site is based in whole or in part on information that is provided by members of The Canadian Real Estate Association (CREA), who are responsible for its accuracy. CREA reproduces and distributes this information as a service for its members and assumes no responsibility for its accuracy.
Monthly and upfront costs
Uses the posted 5-year rate (5.19%), 20% down and a 25-year amortization.
Monthly ownership costs
- Principal and interest
- $3,910
- Property tax
- $242/mo
- Home insurance
- $150/mo
- Estimated monthly total
- $4,302
Purchase snapshot
- List price
- $825,000
- Down payment
- $165,000 (20%)
- Estimated mortgage
- $660,000
Estimates only. They leave out utilities, upkeep and closing costs.
Borrowing costs
What money costs right now
The rates behind any payment estimate on this page.
- Prime rate
- 4.45%
- Variable mortgages are quoted against this.
- 5 year bond yield
- 3.68%
- Fixed mortgage pricing follows this.
- Policy rate
- 2.25%
- Set by the Bank of Canada.
These are benchmark rates, not mortgage quotes. Your rate depends on the lender, the term, and your file.
Source: Bank of Canada. As of 2026-09-29
Neighbourhood
Estimated travel times. Map data © OpenStreetMap contributors.
Land and hazards
What the maps say about this land
Provincial designations and mapped natural hazards at this location.
- Wildfire interface
- Low risk
- In a mapped wildland-urban interface zone. Affects insurance and FireSmart requirements.
Based on where this point falls in provincial map layers, not a site survey or a formal hazard assessment. Confirm with the municipality, a professional, and your insurer before relying on it.
Source: BC Geographic Warehouse (Agricultural Land Commission, BC Wildfire Service)
Most listed
Detached · 43%
Who lives here
Documents
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