Naramata · V0H1N1
$9,828/mo
Jessica Kuan
Licensed Mortgage Broker
Estimate only. Rates and qualification depend on your application.
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Some places hold a kind of quiet magic. This lakefront cabin in Naramata on the shores of Mill Bay has been one family's secret for over 40 years, a simple, unpretentious retreat where summers were long, the lake was always close, and life slowed down the way it should. Offered now for the first time in a generation, the property features nearly 200 feet of walk-out Okanagan Lake beachfront in Naramata, with only one neighbouring property and the kind of privacy that is nearly impossible to find at this level. The 1,007 sq. ft. cabin is ready for its next chapter. Enjoy it exactly as it is, make it your own with a few personal touches, or reimagine it entirely as your dream lakeside home. A double garage and registered moorage with dock piles in place round out this special offering. Naramata's renowned village lifestyle, wineries, KVR Trail, and community are right at your doorstep, with Penticton just 15 minutes away. The property is being sold ""as-is, where is"".
3
Beds
1,007 ft²
Floor area
1962
Year built
Single Family
Type
Naramata Village
Area
Listed
June 11, 2026
Nearby & Commute
1h 15m
walk to IGA
46 min
bike to Prairie Valley Station
2h 34m
walk to Prairie Valley Station
10h 16m
drive to downtown Vancouver
Estimated travel times. Map data © OpenStreetMap contributors.
Most listed
Detached · 47%
| Detached | 15 | 46.9% |
| Farm | 9 | 28.1% |
| Land | 7 | 21.9% |
| Other | 1 | 3.1% |
| $20,000 to $24,999 | 5 | 1.8% |
| $25,000 to $29,999 | 10 | 3.6% |
| $35,000 to $39,999 | 5 | 1.8% |
| $40,000 to $44,999 | 10 | 3.6% |
| $45,000 to $49,999 | 5 | 1.8% |
| $50,000 to $59,999 | 15 | 5.4% |
| $60,000 to $69,999 | 20 | 7.1% |
| $70,000 to $79,999 | 25 | 8.9% |
| $80,000 to $89,999 | 20 | 7.1% |
| $90,000 to $99,999 | 10 | 3.6% |
| $100,000 to $124,999 | 35 | 12.5% |
| $125,000 to $149,999 | 30 | 10.7% |
| $150,000 to $199,999 | 40 | 14.3% |
| $200,000 and over | 50 | 17.9% |
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A clearer view of the monthly and upfront costs connected to this home.
Monthly ownership costs
Estimated monthly total
Calculated estimate
$9,828
Principal and interest
Calculated estimate
$9,103
Property tax
Calculated estimate
$575/mo
Home insurance
Assumption
$150/mo
Purchase snapshot
List price
Listing data
$1,968,000
Down payment
Calculated estimate
$393,600 (20%)
Estimated mortgage
Calculated estimate
$1,574,400
Estimates update with the mortgage controls below. They do not include utilities, maintenance, legal fees, or other closing costs.
Mortgage estimate
Metro averages
Est. monthly total
$9,828
/mo
Rate
%
Amortization
Principal and interest
$9,103
Property tax (est.)
$575
P&I
Tax
Down payment
$393,600 (20%)
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Jessica specialises in residential financing across Greater Vancouver, helping buyers secure competitive rates and navigate complex purchases with clarity.
Jessica Kuan
Licensed Mortgage Broker
This is an estimate only and does not constitute financial advice or a mortgage offer. Based on $393,600 down (20%) on $1,968,000, Canadian semi-annual compounding. Property tax estimated at Greater Vancouver metro average. No strata fee on record for this listing. Home insurance, land transfer tax, and closing costs are not included. Consult a licensed mortgage professional for personalised advice. Mortgage professionals featured here are independent licensed brokers. Ray Rasouli may receive a referral fee if you choose to work with one. You are under no obligation to use any recommended provider. Full disclosure.
Variable mortgages are quoted against this.
Fixed mortgage pricing follows this.
Set by the Bank of Canada.
These are benchmark rates, not mortgage quotes. Your rate depends on the lender, the term, and your file.
In a mapped wildland-urban interface zone. Affects insurance and FireSmart requirements.
Based on where this point falls in provincial map layers, not a site survey or a formal hazard assessment. Confirm with the municipality, a professional, and your insurer before relying on it.
