Mudge Island · V0R1X0
$1,956/mo
Jessica Kuan
Licensed Mortgage Broker
Estimate only. Rates and qualification depend on your application.
Schedule private showing
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This may be The Cozy Cottage you've been looking for. Located on Magical Mudge Island, 5 minutes by boat from Gabriola Island & 25 minutes from downtown Nanaimo, Life here is peaceful and Low key. The property is a half acre and mostly flat with lawns & small garden and across from Public water access. The main cottage is a compact design with a great room ( living & kitchen ) featuring ceramic tile floors, 10.5 ft vaulted ceilings with ceiling fan, new kitchen cabinets & countertop, Hardwick gas stove & new ( 2022 ) fridge. Spacious master bedroom. bathroom with pedestal sink & shower and a stacking ( 2020 ) washer & dryer, 220 amp power. Detached 12x24 studio with loft, 15 ft ceilings & woodstove plus a 12x14 workshop, pump house, well @ 1.5gpm & septic system.High speed internet available on the island. Live here full time or make it your summer escape.
1
Beds
507 ft²
Floor area
2001
Year built
Single Family
Type
Mudge Island
Area
Listed
February 18, 2025
$375,000 is 63.6% below the Lower Mainland Composite HPI benchmark of $1,031,500 (2026-04-01).
Nearby & Commute
1h 35m
walk to Nesters Market
33 min
bike to Gabriola Island Ferry Terminal
1h 51m
walk to Gabriola Island Ferry Terminal
2h 4m
drive to downtown Vancouver
Estimated travel times. Map data © OpenStreetMap contributors.
Most listed
Detached · 58%
| Detached | 25 | 58.1% |
| Land | 18 | 41.9% |
| Under $5,000 | 5 | 1.4% |
| $5,000 to $9,999 | 10 | 2.7% |
| $15,000 to $19,999 | 10 | 2.7% |
| $20,000 to $24,999 | 35 | 9.5% |
| $25,000 to $29,999 | 20 | 5.4% |
| $30,000 to $34,999 | 10 | 2.7% |
| $35,000 to $39,999 | 20 | 5.4% |
| $40,000 to $44,999 | 20 | 5.4% |
| $45,000 to $49,999 | 20 | 5.4% |
| $50,000 to $59,999 | 30 | 8.1% |
| $60,000 to $69,999 | 30 | 8.1% |
| $70,000 to $79,999 | 35 | 9.5% |
| $80,000 to $89,999 | 30 | 8.1% |
| $90,000 to $99,999 | 15 | 4.1% |
| $100,000 to $124,999 | 25 | 6.8% |
| $125,000 to $149,999 | 15 | 4.1% |
| $150,000 to $199,999 | 15 | 4.1% |
| $200,000 and over | 25 | 6.8% |
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Relta requests these from the listing agent and strata and follows up with what is available. Availability is not guaranteed. Review any documents with the appropriate professionals.
A clearer view of the monthly and upfront costs connected to this home.
Monthly ownership costs
Estimated monthly total
Calculated estimate
$1,956
Principal and interest
Calculated estimate
$1,698
Property tax
Calculated estimate
$108/mo
Home insurance
Assumption
$150/mo
Purchase snapshot
List price
Listing data
$367,000
Down payment
Calculated estimate
$73,400 (20%)
Estimated mortgage
Calculated estimate
$293,600
Estimates update with the mortgage controls below. They do not include utilities, maintenance, legal fees, or other closing costs.
Mortgage estimate
Metro averages
Est. monthly total
$1,956
/mo
Rate
%
Amortization
Principal and interest
$1,698
Property tax (est.)
$108
P&I
Tax
Down payment
$73,400 (20%)
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Jessica specialises in residential financing across Greater Vancouver, helping buyers secure competitive rates and navigate complex purchases with clarity.
Jessica Kuan
Licensed Mortgage Broker
This is an estimate only and does not constitute financial advice or a mortgage offer. Based on $73,400 down (20%) on $367,000, Canadian semi-annual compounding. Property tax estimated at Greater Vancouver metro average. No strata fee on record for this listing. Home insurance, land transfer tax, and closing costs are not included. Consult a licensed mortgage professional for personalised advice. Mortgage professionals featured here are independent licensed brokers. Ray Rasouli may receive a referral fee if you choose to work with one. You are under no obligation to use any recommended provider. Full disclosure.
Variable mortgages are quoted against this.
Fixed mortgage pricing follows this.
Set by the Bank of Canada.
These are benchmark rates, not mortgage quotes. Your rate depends on the lender, the term, and your file.
In a mapped wildland-urban interface zone. Affects insurance and FireSmart requirements.
Based on where this point falls in provincial map layers, not a site survey or a formal hazard assessment. Confirm with the municipality, a professional, and your insurer before relying on it.
