- Active
7348 Ridgedown Court
Central Saanich · Single Family
- Beds
- 4
- Baths
- 3
- Sqft
- 3,441
- Built
- 2000
Listed by DFH Real Estate - Sidney · MLS® 1049990
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Sign inAbout this home
Spacious, versatile and tucked away on a quiet Central Saanich cul-de-sac, this beautifully maintained one-owner home offers peaceful pastoral views, flexible living space and excellent potential for families, multi-generational living or a future suite. First time on the market, the home features 4 bedrooms, 3 bathrooms, a heat pump for year-round comfort, three gas fireplaces, a private wraparound deck, fully fenced backyard and oversized double garage. The bright main level offers generous living and dining areas, a family room with gas fireplace, and a well-appointed kitchen with stainless steel appliances, large island, eating area and abundant workspace. Upstairs are three bedrooms and two full bathrooms, including a spacious primary retreat with walk-in closet and bright, spa-inspired ensuite. The lower level adds exceptional flexibility with a large recreation room featuring a third gas fireplace, fourth bedroom, spacious home office, laundry, extensive storage and direct access to the oversized double garage. The layout lends itself well to an in-law suite or mortgage helper, if desired. Outside, mature landscaping provides privacy and established curb appeal, while the fenced backyard offers space for children, pets, gardening or future landscaping. Enjoy a peaceful setting while remaining approximately 15 minutes from Sidney, Victoria International Airport, BC Ferries, downtown Victoria, beaches, parks and everyday amenities. Priced well below BC Assessment, this is an opportunity to secure a substantial, quality-built home with space, flexibility and long-term potential in a desirable Peninsula location.
Home facts
- Bedrooms
- 4
- Bathrooms
- 3 full
- Interior
- 3,441 sq ft
- Lot size
- 8,514 sq ft
- Year built
- 2000
- Parking
- 2
- Property type
- Single Family
- Garage
- Yes
- Fireplaces
- 3
- Area
- Saanichton
- Style
- Other
- Listed
- September 17, 2026
- Structure
- House
- PID
- 023-749-571
- Common interest
- Condo/Strata
Highlights
- Private yard
- Double garage
- Meeting/Party Room
- Fireplace
Features and inclusions
- Appliances
- Washer, Refrigerator, Range - Electric, Dishwasher, Dryer, Microwave, Garburator
- Heating
- Heat Pump, Electric, Natural gas
- Cooling
- Air Conditioned
- Parking
- Garage, Street, Visitor Parking
- Lot
- Cul-de-sac, Level lot, Park setting, Private setting, Other
- Community
- Family Oriented, Pets Allowed
Rooms and building
- Water
- Zoning
- Residential
The information contained on this site is based in whole or in part on information that is provided by members of The Canadian Real Estate Association (CREA), who are responsible for its accuracy. CREA reproduces and distributes this information as a service for its members and assumes no responsibility for its accuracy.
Monthly and upfront costs
Uses the posted 5-year rate (5.19%), 20% down and a 25-year amortization.
Monthly ownership costs
- Principal and interest
- $6,138
- Property tax
- $375/mo
- Home insurance
- $150/mo
- Estimated monthly total
- $6,663
Purchase snapshot
- List price
- $1,295,000
- Down payment
- $259,000 (20%)
- Estimated mortgage
- $1,036,000
Estimates only. They leave out utilities, upkeep and closing costs.
Borrowing costs
What money costs right now
The rates behind any payment estimate on this page.
- Prime rate
- 4.45%
- Variable mortgages are quoted against this.
- 5 year bond yield
- 3.68%
- Fixed mortgage pricing follows this.
- Policy rate
- 2.25%
- Set by the Bank of Canada.
These are benchmark rates, not mortgage quotes. Your rate depends on the lender, the term, and your file.
Source: Bank of Canada. As of 2026-09-29
Property tax
What the tax bill looks like
Municipal, regional, hospital and school rates combined.
- Estimated annual tax
- $6,461
- At 4.9890 per $1,000 of assessed value.
Estimated by applying the municipal rate to the asking price. Your actual bill is based on the BC Assessment value, which is set separately and usually differs from the sale price. Home owner grants are not included.
Source: Province of British Columbia, Local Government Statistics Schedule 702, 2026. As of 2026-01-01
Neighbourhood
Estimated travel times. Map data © OpenStreetMap contributors.
Land and hazards
What the maps say about this land
Provincial designations and mapped natural hazards at this location.
- Agricultural Land Reserve
- In the ALR
- Provincial farmland protection restricts subdivision and non-farm use.
- Wildfire interface
- Low risk
- In a mapped wildland-urban interface zone. Affects insurance and FireSmart requirements.
Based on where this point falls in provincial map layers, not a site survey or a formal hazard assessment. Confirm with the municipality, a professional, and your insurer before relying on it.
Source: BC Geographic Warehouse (Agricultural Land Commission, BC Wildfire Service)
Most listed
Condo / Apartment · 36%
Who lives here
Documents
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Availability is not guaranteed. Review documents with a professional.