Victoria · V8W3K3
$2,848/mo
Jessica Kuan
Licensed Mortgage Broker
Estimate only. Rates and qualification depend on your application.
Schedule private showing
Book now
Great Views! Welcome to THE PEARL! Luxury living in the heart of Victoria Downtown on Victoria’s Old Town Harbour front. Situated on the waterfront this newly built steel & concrete building is designed by renowned architect D’Ambrosio & interiors by award winning Kimberly Williams, constructed by the Farmers construction ltd. This 1 bed 1 bath South facing unit offers beautiful WATER & JOHNSON STREET BRIDGE VIEWS. Sit on the balcony or in the living room & enjoy the beautiful lights of the city landmark at night. Contemporary Kitchen with high end cabinetry & appliances, soft close drawers, quartz counters. Bathroom with radiant floor heating. Unit includes an efficient heat pump system for heating & cooling. In prime location of Victoria downtown featuring a Walk Score of 99, offers secure underground parking, bike storage, dedicated storage lockers, a fitness facility & amenity room for entertaining. Pets allowed. A must see!
1
Beds
621 ft²
Floor area
2023
Year built
Single Family
Type
Downtown
Area
Listed
June 6, 2026
$549,000 is 15.8% below the Lower Mainland Apartment HPI benchmark of $652,200 (2026-04-01).
Nearby & Commute
7 min
walk to No Frills
1 min
bike to Swift Street Landing
2 min
walk to Swift Street Landing
3h 52m
drive to downtown Vancouver
Estimated travel times. Map data © OpenStreetMap contributors.
Most listed
Condo / Apartment · 64%
| Condo / Apartment | 406 | 63.6% |
| Detached | 116 | 18.2% |
| Townhouse | 76 | 11.9% |
| Land | 15 | 2.4% |
| Duplex | 12 | 1.9% |
| Other | 13 | 2.0% |
| Under $5,000 | 15 | 2.7% |
| $5,000 to $9,999 | 15 | 2.7% |
| $10,000 to $14,999 | 15 | 2.7% |
| $15,000 to $19,999 | 10 | 1.8% |
| $20,000 to $24,999 | 20 | 3.6% |
| $25,000 to $29,999 | 15 | 2.7% |
| $30,000 to $34,999 | 35 | 6.3% |
| $35,000 to $39,999 | 35 | 6.3% |
| $40,000 to $44,999 | 35 | 6.3% |
| $45,000 to $49,999 | 25 | 4.5% |
| $50,000 to $59,999 | 45 | 8.1% |
| $60,000 to $69,999 | 45 | 8.1% |
| $70,000 to $79,999 | 45 | 8.1% |
| $80,000 to $89,999 | 35 | 6.3% |
| $90,000 to $99,999 | 40 | 7.2% |
| $100,000 to $124,999 | 45 | 8.1% |
| $125,000 to $149,999 | 35 | 6.3% |
| $150,000 to $199,999 | 30 | 5.4% |
| $200,000 and over | 15 | 2.7% |
Pick the records that matter for this property. Relta inquires with the listing agent and strata on your behalf, then tells you what came back. Some documents cannot always be obtained.
Request the due-diligence package
Relta requests these from the listing agent and strata and follows up with what is available. Availability is not guaranteed. Review any documents with the appropriate professionals.
A clearer view of the monthly and upfront costs connected to this home.
Monthly ownership costs
Estimated monthly total
Calculated estimate
$2,848
Principal and interest
Calculated estimate
$2,539
Property tax
Calculated estimate
$158/mo
Home insurance
Assumption
$150/mo
Purchase snapshot
List price
Listing data
$549,000
Down payment
Calculated estimate
$109,800 (20%)
Estimated mortgage
Calculated estimate
$439,200
Estimates update with the mortgage controls below. They do not include utilities, maintenance, legal fees, or other closing costs.
Mortgage estimate
Metro averages
Est. monthly total
$2,848
/mo
Rate
%
Amortization
Principal and interest
$2,539
Property tax (est.)
$158
P&I
Tax
Down payment
$109,800 (20%)
Get Pre-Approved
Jessica specialises in residential financing across Greater Vancouver, helping buyers secure competitive rates and navigate complex purchases with clarity.
Jessica Kuan
Licensed Mortgage Broker
This is an estimate only and does not constitute financial advice or a mortgage offer. Based on $109,800 down (20%) on $549,000, Canadian semi-annual compounding. Property tax estimated at Greater Vancouver metro average. No strata fee on record for this listing. Home insurance, land transfer tax, and closing costs are not included. Consult a licensed mortgage professional for personalised advice. Mortgage professionals featured here are independent licensed brokers. Ray Rasouli may receive a referral fee if you choose to work with one. You are under no obligation to use any recommended provider. Full disclosure.
Variable mortgages are quoted against this.
Fixed mortgage pricing follows this.
Set by the Bank of Canada.
These are benchmark rates, not mortgage quotes. Your rate depends on the lender, the term, and your file.
Daily mean across the year.
On the drier side for BC.
Snow is the exception here.
Hours of sun a year, 1981–2010 average.
Averaged from the last ten complete years of Environment Canada observations at the nearest principal station, so it reflects the climate as it is now rather than a thirty year normal. Bright sunshine is the exception: it is no longer measured at these stations, so that figure is the long term average.
At 5.2034 per $1,000 of assessed value.
Estimated by applying the municipal rate to the asking price. Your actual bill is based on the BC Assessment value, which is set separately and usually differs from the sale price. Home owner grants are not included.
In a mapped wildland-urban interface zone. Affects insurance and FireSmart requirements.
Based on where this point falls in provincial map layers, not a site survey or a formal hazard assessment. Confirm with the municipality, a professional, and your insurer before relying on it.
