Penticton · V2A9G6
$5,315/mo
Jessica Kuan
Licensed Mortgage Broker
Estimate only. Rates and qualification depend on your application.
Schedule private showing
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QUICK POSSESSION AVAILABLE! This well designed home offers plenty of space, flexibility and an excellent opportunity for families looking for a home that can adapt to their needs. The main living area is bright and welcoming, with easy access to a large covered veranda complete with a natural gas BBQ connection, perfect for enjoying the outdoors throughout the year. Upstairs, all three bedrooms are conveniently located on the same level along with the laundry room. The spacious primary bedroom overlooks a private natural area, creating a peaceful and relaxing retreat. The full basement adds even more living space with a recreation room for the main home, plus a fully self contained legal one bedroom suite that is perfect for multigenerational living or as a mortgage helper. The suite has its own private entrance, laundry and designated surface parking space, giving both the homeowner and suite occupant plenty of privacy. It also provides excellent flexibility for extended family, long term rental income or Airbnb use. Outside, enjoy a private, beautifully landscaped backyard along with the added convenience of a detached double garage. The garage is equipped with 220 volt service and a 100 amp panel, making it well suited for electric vehicle charging, a workshop or additional hobby space. Quick possession is available, making this a great opportunity to settle in without the wait.
4
Beds
3,037 ft²
Floor area
2016
Year built
Single Family
Type
Columbia/Duncan
Area
Listed
August 17, 2026
Nearby & Commute
47 min
walk to Penticton IGA
1h 22m
bike to Prairie Valley Station
4h 33m
walk to Prairie Valley Station
10h 24m
drive to downtown Vancouver
Estimated travel times. Map data © OpenStreetMap contributors.
Most listed
Detached · 60%
| Detached | 52 | 59.8% |
| Land | 11 | 12.6% |
| Townhouse | 10 | 11.5% |
| Condo / Apartment | 8 | 9.2% |
| Duplex | 3 | 3.4% |
| Other | 3 | 3.4% |
| $10,000 to $14,999 | 5 | 0.8% |
| $15,000 to $19,999 | 5 | 0.8% |
| $20,000 to $24,999 | 25 | 3.9% |
| $25,000 to $29,999 | 15 | 2.4% |
| $30,000 to $34,999 | 10 | 1.6% |
| $35,000 to $39,999 | 20 | 3.1% |
| $40,000 to $44,999 | 15 | 2.4% |
| $45,000 to $49,999 | 20 | 3.1% |
| $50,000 to $59,999 | 45 | 7.1% |
| $60,000 to $69,999 | 50 | 7.9% |
| $70,000 to $79,999 | 45 | 7.1% |
| $80,000 to $89,999 | 30 | 4.7% |
| $90,000 to $99,999 | 35 | 5.5% |
| $100,000 to $124,999 | 95 | 15.0% |
| $125,000 to $149,999 | 60 | 9.4% |
| $150,000 to $199,999 | 90 | 14.2% |
| $200,000 and over | 70 | 11.0% |
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A clearer view of the monthly and upfront costs connected to this home.
Monthly ownership costs
Estimated monthly total
Calculated estimate
$5,315
Principal and interest
Calculated estimate
$4,857
Property tax
Calculated estimate
$308/mo
Home insurance
Assumption
$150/mo
Purchase snapshot
List price
Listing data
$1,050,000
Down payment
Calculated estimate
$210,000 (20%)
Estimated mortgage
Calculated estimate
$840,000
Estimates update with the mortgage controls below. They do not include utilities, maintenance, legal fees, or other closing costs.
Mortgage estimate
Metro averages
Est. monthly total
$5,315
/mo
Rate
%
Amortization
Principal and interest
$4,857
Property tax (est.)
$308
P&I
Tax
Down payment
$210,000 (20%)
Get Pre-Approved
Jessica specialises in residential financing across Greater Vancouver, helping buyers secure competitive rates and navigate complex purchases with clarity.
Jessica Kuan
Licensed Mortgage Broker
This is an estimate only and does not constitute financial advice or a mortgage offer. Based on $210,000 down (20%) on $1,050,000, Canadian semi-annual compounding. Property tax estimated at Greater Vancouver metro average. No strata fee on record for this listing. Home insurance, land transfer tax, and closing costs are not included. Consult a licensed mortgage professional for personalised advice. Mortgage professionals featured here are independent licensed brokers. Ray Rasouli may receive a referral fee if you choose to work with one. You are under no obligation to use any recommended provider. Full disclosure.
In a mapped wildland-urban interface zone. Affects insurance and FireSmart requirements.
Based on where this point falls in provincial map layers, not a site survey or a formal hazard assessment. Confirm with the municipality, a professional, and your insurer before relying on it.
At 5.4404 per $1,000 of assessed value.
Estimated by applying the municipal rate to the asking price. Your actual bill is based on the BC Assessment value, which is set separately and usually differs from the sale price. Home owner grants are not included.
Variable mortgages are quoted against this.
Fixed mortgage pricing follows this.
Set by the Bank of Canada.
These are benchmark rates, not mortgage quotes. Your rate depends on the lender, the term, and your file.
