Fernie · V0B1M5
$3,666/mo
Jessica Kuan
Licensed Mortgage Broker
Estimate only. Rates and qualification depend on your application.
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Look! Set on almost 0.5acres in the quiet rural community of Hosmer, this 3-bed split-level home offers a spacious family layout, sunny outdoor spaces and plenty of room to pursue your rural lifestyle. An 8-min drive to Fernie and 10 minutes to Sparwood, the location offers easy access to both communities while enjoying the peace of a quiet location. The main level of the home offers a generous foyer, a large living and dining area featuring narrow-strip hardwood floors and a cozy wood stove and a kitchen overlooking the backyard opening on to a large, sunny deck with built-in seating, ideal for relaxing or entertaining. Upstairs, all three bedrooms are conveniently located together. The primary bedroom features a walk-in closet, full ensuite and sliding doors opening to a private balcony overlooking the backyard. The second and third bedroom are at the front of the home; one also enjoys balcony access and views toward iconic Mount Hosmer. The lower level offers a large laundry and utility room, plus a 2-piece bathroom with shower, perfect for cleaning up after time outdoors or in the attached garage and workshop. Large basement offers loads of storage. Outside, the flat, open and sunny parcel provides ample space for gardens and future possibilities. A substantial 24' x 31' powered and insulated workshop adds exceptional utility and storage. An estate sale, this property is being sold as-is, where-is and presents an opportunity to make it your own in a peaceful setting.
3
Beds
1,468 ft²
Floor area
1982
Year built
Single Family
Type
Fernie
Area
Listed
July 25, 2026
Nearby & Commute
2h 41m
walk to Ann's Your Independent Grocer
1h 16m
bike to nearest SkyTrain station
4h 13m
walk to nearest SkyTrain station
23h 36m
drive to downtown Vancouver
Estimated travel times. Map data © OpenStreetMap contributors.
Most listed
Detached · 50%
| Detached | 3 | 50.0% |
| Mobile home | 2 | 33.3% |
| Land | 1 | 16.7% |
| $20,000 to $24,999 | 10 | 4.5% |
| $25,000 to $29,999 | 5 | 2.3% |
| $30,000 to $34,999 | 5 | 2.3% |
| $35,000 to $39,999 | 5 | 2.3% |
| $40,000 to $44,999 | 10 | 4.5% |
| $45,000 to $49,999 | 15 | 6.8% |
| $50,000 to $59,999 | 10 | 4.5% |
| $60,000 to $69,999 | 15 | 6.8% |
| $70,000 to $79,999 | 10 | 4.5% |
| $80,000 to $89,999 | 15 | 6.8% |
| $90,000 to $99,999 | 20 | 9.1% |
| $100,000 to $124,999 | 25 | 11.4% |
| $125,000 to $149,999 | 15 | 6.8% |
| $150,000 to $199,999 | 30 | 13.6% |
| $200,000 and over | 30 | 13.6% |
Pick the records that matter for this property. Relta inquires with the listing agent and strata on your behalf, then tells you what came back. Some documents cannot always be obtained.
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A clearer view of the monthly and upfront costs connected to this home.
Monthly ownership costs
Estimated monthly total
Calculated estimate
$3,666
Principal and interest
Calculated estimate
$3,307
Property tax
Calculated estimate
$208/mo
Home insurance
Assumption
$150/mo
Purchase snapshot
List price
Listing data
$715,000
Down payment
Calculated estimate
$143,000 (20%)
Estimated mortgage
Calculated estimate
$572,000
Estimates update with the mortgage controls below. They do not include utilities, maintenance, legal fees, or other closing costs.
Mortgage estimate
Metro averages
Est. monthly total
$3,666
/mo
Rate
%
Amortization
Principal and interest
$3,307
Property tax (est.)
$208
P&I
Tax
Down payment
$143,000 (20%)
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Jessica specialises in residential financing across Greater Vancouver, helping buyers secure competitive rates and navigate complex purchases with clarity.
Jessica Kuan
Licensed Mortgage Broker
This is an estimate only and does not constitute financial advice or a mortgage offer. Based on $143,000 down (20%) on $715,000, Canadian semi-annual compounding. Property tax estimated at Greater Vancouver metro average. No strata fee on record for this listing. Home insurance, land transfer tax, and closing costs are not included. Consult a licensed mortgage professional for personalised advice. Mortgage professionals featured here are independent licensed brokers. Ray Rasouli may receive a referral fee if you choose to work with one. You are under no obligation to use any recommended provider. Full disclosure.
At 5.8829 per $1,000 of assessed value.
Estimated by applying the municipal rate to the asking price. Your actual bill is based on the BC Assessment value, which is set separately and usually differs from the sale price. Home owner grants are not included.
In a mapped wildland-urban interface zone. Affects insurance and FireSmart requirements.
Based on where this point falls in provincial map layers, not a site survey or a formal hazard assessment. Confirm with the municipality, a professional, and your insurer before relying on it.
Variable mortgages are quoted against this.
Fixed mortgage pricing follows this.
Set by the Bank of Canada.
These are benchmark rates, not mortgage quotes. Your rate depends on the lender, the term, and your file.
