- Active
9878 Victoria Street
Fernie · Single Family
- Beds
- 3
- Baths
- 3
- Sqft
- 1,468
- Built
- 1982
Listed by RE/MAX Elk Valley Realty · MLS® 10395872
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Sign inAbout this home
Look! Set on almost 0.5acres in the quiet rural community of Hosmer, this 3-bed split-level home offers a spacious family layout, sunny outdoor spaces and plenty of room to pursue your rural lifestyle. An 8-min drive to Fernie and 10-min to Sparwood, the location offers easy access to both communities while enjoying the peace of a quiet location. The main level of the home offers a generous foyer, a large living and dining area featuring narrow-strip hardwood floors and a cozy wood stove and a kitchen overlooking the backyard opening on to a large, sunny deck with built-in seating, ideal for relaxing or entertaining. Upstairs, all three bedrooms are conveniently located together. The primary bedroom features a walk-in closet, full ensuite and sliding doors opening to a private balcony overlooking the backyard. The second and third bedroom are at the front of the home; one also enjoys balcony access and views toward iconic Mount Hosmer. The lower level offers a large laundry and utility room, plus a 2-piece bathroom with shower, perfect for cleaning up after time outdoors or in the attached garage and workshop. Large basement offers loads of storage. Outside, the flat, open and sunny parcel provides ample space for gardens and future possibilities. A substantial 24' x 31' powered and insulated workshop adds exceptional utility and storage. An estate sale, this property is being sold as-is, where-is and presents an opportunity to make it your own in a peaceful setting.
Home facts
- Bedrooms
- 3
- Bathrooms
- 3 full
- Interior
- 1,468 sq ft
- Year built
- 1982
- Storeys
- 3
- Parking
- 3
- Property type
- Single Family
- Garage
- Yes
- Fireplace
- 1
- Area
- Fernie
- Listed
- July 25, 2026
- Structure
- House
- PID
- 016-058-810
- Common interest
- Freehold
Highlights
- Mountain view
- Balcony
- Private yard
Features and inclusions
- Appliances
- Washer, Refrigerator, Range - Electric, Dryer, Hood Fan
- Heating
- Forced air, Electric
- Roof
- Asphalt shingle, Unknown
- Parking
- Attached Garage, Detached Garage, See Remarks
- Lot
- Two Balconies
Rooms and building
- Sewer
- Septic tank
- Water
- Well
The information contained on this site is based in whole or in part on information that is provided by members of The Canadian Real Estate Association (CREA), who are responsible for its accuracy. CREA reproduces and distributes this information as a service for its members and assumes no responsibility for its accuracy.
Monthly and upfront costs
Uses the posted 5-year rate (5.19%), 20% down and a 25-year amortization.
Monthly ownership costs
- Principal and interest
- $3,389
- Property tax
- $208/mo
- Home insurance
- $150/mo
- Estimated monthly total
- $3,747
Purchase snapshot
- List price
- $715,000
- Down payment
- $143,000 (20%)
- Estimated mortgage
- $572,000
Estimates only. They leave out utilities, upkeep and closing costs.
Borrowing costs
What money costs right now
The rates behind any payment estimate on this page.
- Prime rate
- 4.45%
- Variable mortgages are quoted against this.
- 5 year bond yield
- 3.68%
- Fixed mortgage pricing follows this.
- Policy rate
- 2.25%
- Set by the Bank of Canada.
These are benchmark rates, not mortgage quotes. Your rate depends on the lender, the term, and your file.
Source: Bank of Canada. As of 2026-09-29
Property tax
What the tax bill looks like
Municipal, regional, hospital and school rates combined.
- Estimated annual tax
- $4,279
- At 5.9846 per $1,000 of assessed value.
Estimated by applying the municipal rate to the asking price. Your actual bill is based on the BC Assessment value, which is set separately and usually differs from the sale price. Home owner grants are not included.
Source: Province of British Columbia, Local Government Statistics Schedule 702, 2026. As of 2026-01-01
For investors
As a rental
- Estimated rent
- $1,534 a month
- Gross yield
- 2.6%
Estimated rent from Statistics Canada rents for this area, scaled to the bedrooms. Gross yield is 12 months of that rent over the asking price, before costs.
Neighbourhood
Estimated travel times. Map data © OpenStreetMap contributors.
Land and hazards
What the maps say about this land
Provincial designations and mapped natural hazards at this location.
- Wildfire interface
- Moderate risk
- In a mapped wildland-urban interface zone. Affects insurance and FireSmart requirements.
Based on where this point falls in provincial map layers, not a site survey or a formal hazard assessment. Confirm with the municipality, a professional, and your insurer before relying on it.
Source: BC Geographic Warehouse (Agricultural Land Commission, BC Wildfire Service)
Most listed
Detached · 67%
Who lives here
Documents
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