Under your rent
10
$149,000
~$706/mo
i#27 – 3942 Columbia Valley Road
Cultus Lake · Residential
2 bd
1 ba
806 sqft
$185/sqft
Built 1975
MLS® R3105391
Homelife Advantage Realty Ltd.
Rent vs mortgage
$2,500 a month in rent buys a $527,000 home in Cultus Lake
That is what a 2500-a-month rent carries as a mortgage at 5.19%, with 20% down over a 25-year amortization. Covering property tax, strata and insurance inside the same monthly budget, the matching price is about $414,000. Here are the 12 Cultus Lake homes on the market at or under it right now.
Purchase price
$527,000
Down payment
$105,000
All-in monthly
$3,036/mo
Matching homes
12
Cultus Lake homes your $2,500 rent could own
Newly Listed
Under your rent
36
$88,888
~$421/mo
i#109 – 3942 Columbia Valley Road
Cultus Lake · Residential
3 bd
1 ba
960 sqft
$93/sqft
Built 1974
MLS® R3156719
Hugh & McKinnon Realty Ltd.
Under your rent
36
$139,900
~$663/mo
i#60 – 1436 Frost Road
Cultus Lake · Land
MLS® R3134153
Homelife Benchmark Realty Corp.
Newly Listed
Under your rent
23
$248,700
~$1,179/mo
i#170 – 1436 Frost Road
Cultus Lake · Land
MLS® R3154736
Homelife Benchmark Realty Corp.
Under your rent
25
$94,999
~$450/mo
i#28 – 3942 Columbia Valley Road
Cultus Lake · Residential
2 bd
1 ba
619 sqft
$153/sqft
Built 1969
MLS® R3127457
Century 21 Creekside Realty
Under your rent
25
$225,000
~$1,066/mo
i#65 – 3942 Columbia Valley Road
Cultus Lake · Residential
2 bd
1 ba
784 sqft
$287/sqft
Built 2020
MLS® R3105257
Royal Lepage Wheeler Cheam
Under your rent
22
$114,900
~$545/mo
i#58 – 1436 Frost Road
Cultus Lake · Land
MLS® R3121384
Homelife Benchmark Realty Corp.
Under your rent
31
$194,900
~$924/mo
i#68 – 3942 Columbia Valley Road
Cultus Lake · Residential
2 bd
2 ba
1,027 sqft
$190/sqft
Built 1967
MLS® R3140298
RE/MAX Nyda Realty Inc.
Under your rent
29
$295,000
~$1,398/mo
i#18 – 3942 Columbia Valley Road
Cultus Lake · Residential
2 bd
2 ba
858 sqft
$344/sqft
Built 2019
MLS® R3085713
RE/MAX Westcoast
Under your rent
36
$159,900
~$758/mo
i#39 – 3942 Columbia Valley Road
Cultus Lake · Residential
2 bd
1 ba
802 sqft
$199/sqft
Built 1971
MLS® R3112583
Royal LePage Brent Roberts Realty
Under your rent
36
$115,000
~$545/mo
i#133 – 1436 Frost Road
Cultus Lake · Land
MLS® R3082851
Homelife Benchmark Realty Corp.
Under your rent
16
$399,900
~$1,895/mo
i45981 Linzey Road
Cultus Lake · Land
MLS® R3101840
Royal LePage Little Oak Realty
See all on the map (12 active listings)
Other rents in Cultus Lake
$1,500/mo · $1,800/mo · $2,000/mo · $2,200/mo · $3,000/mo · $3,500/mo · $4,000/mo
The assumptions behind these numbers
Every figure assumes a 5.19% interest rate, 20% down and a 25-year amortization. Property tax uses the local municipal residential rate of 3.50 per $1,000; strata ($320/mo) and insurance ($62/mo) are estimates, since neither is knowable from rent alone. Change any of these in the calculator and the numbers update in place. This is an estimate for comparison, not a mortgage approval or financial advice. Your rate, down payment and the home's real carrying costs will differ. Confirm with a mortgage professional before you rely on it.
Common questions
What can $2,500 a month in rent buy in Cultus Lake?
At a 5.19% rate with 20% down over 25 years, $2,500/mo carries the mortgage on a home priced around $527,000. Covering tax, strata and insurance inside the same budget, the matching price is about $414,000.
How much do I need for a down payment?
On a $527,000 home at 20% down, the down payment is $105,000. A smaller down payment raises the monthly cost and may add mortgage insurance.
Is the mortgage really the same as my rent?
The mortgage payment is, by design; that is what this page solves for. Owning also adds roughly $536/mo in tax, strata and insurance, so the honest all-in monthly on a $527,000 home is closer to $3,036.
RR
How these numbers are worked out
I am Ray Rasouli, a licensed REALTOR® with Real Broker B.C. Ltd. The purchase price is your rent solved back through a standard amortized mortgage, and the listings come from live MLS® inventory refreshed hourly, not a static table. The figures are for comparison, not a mortgage approval. Tell me your situation and I will confirm what you actually qualify for.
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Listing data provided by the Real Estate Board of Greater Vancouver and partner boards under MLS® Reciprocity. Deemed reliable but not guaranteed accurate. Mortgage figures are estimates for comparison only, not financial advice. MLS® and REALTOR® are trademarks of CREA.