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Relta Real Estate, by Ray Rasouli

Ray Rasouli is a licensed REALTOR® with the Greater Vancouver board, providing clarity-first guidance for buyers and sellers. No pressure, no hype.

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Ray Rasouli, REALTOR® · Real Broker B.C. Ltd.
500-666 Burrard Street, Vancouver, BC V6C 3P6
+1 (778) 910-6917 · ray@relta.ca
Relta Real Estate is a brand and software platform, not a brokerage. Real estate services are provided by Ray Rasouli, licensed with Real Broker B.C. Ltd.

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Home/Rent vs mortgage/Cultus Lake

Rent vs mortgage

What could you buy in Cultus Lake instead of renting?

In Cultus Lake, a $2,500 rent carries the mortgage on a home priced around $527,000. That is $422,900 under Cultus Lake's $949,900 median home price, and 12 homes sit at or under it today. Enter your own rent to see what it changes to, from live MLS® inventory.

Rent or own? See what you could afford

Your name

$

/mo

Your monthly rent

Paid as a mortgage, $2,500/mo owns a home worth about

$527,000

12 Cultus Lake homes are in your budget

Builds your equity

Rent builds none

Covering mortgage, tax, strata and insurance together, the matching price is about $414,000.

Rate %
Down %
Amort. yrs
Email *

What each rent buys in Cultus Lake

Your rent
$1,500/mo
Buys a home priced
$316,000
Homes on the market
11
Your rent
$1,800/mo
Buys a home priced
$380,000
Homes on the market
11
Your rent
$2,000/mo
Buys a home priced
$422,000
Homes on the market
12
Your rent
$2,200/mo
Buys a home priced
$464,000
Homes on the market
12
Your rent
$2,500/mo
Buys a home priced
$527,000
Homes on the market
12
Your rent
$3,000/mo
Buys a home priced
$633,000
Homes on the market
13
Your rent
$3,500/mo
Buys a home priced
$738,000
Homes on the market
18
Your rent
$4,000/mo
Buys a home priced
$844,000
Homes on the market
19
Your rentBuys a home pricedHomes on the market
$1,500/mo$316,00011
$1,800/mo$380,00011
$2,000/mo$422,00012
$2,200/mo$464,00012
$2,500/mo$527,00012
$3,000/mo$633,00013
$3,500/mo$738,00018
$4,000/mo$844,00019

Cultus Lake homes around a $2,500 rent

#27 – 3942 Columbia Valley Road
Under your rent
10

$149,000

~$706/mo

i

#27 – 3942 Columbia Valley Road

Cultus Lake · Residential

2 bd

1 ba

806 sqft

$185/sqft

Built 1975

MLS® R3105391

View

Homelife Advantage Realty Ltd.

#109 – 3942 Columbia Valley Road
Newly Listed
Under your rent
36

$88,888

~$421/mo

i

#109 – 3942 Columbia Valley Road

Cultus Lake · Residential

3 bd

1 ba

960 sqft

$93/sqft

Built 1974

MLS® R3156719

View

Hugh & McKinnon Realty Ltd.

#60 – 1436 Frost Road
Under your rent
36

$139,900

~$663/mo

i

#60 – 1436 Frost Road

Cultus Lake · Land

MLS® R3134153

View

Homelife Benchmark Realty Corp.

#170 – 1436 Frost Road
Newly Listed
Under your rent
23

$248,700

~$1,179/mo

i

#170 – 1436 Frost Road

Cultus Lake · Land

MLS® R3154736

View

Homelife Benchmark Realty Corp.

#28 – 3942 Columbia Valley Road
Under your rent
25

$94,999

~$450/mo

i

#28 – 3942 Columbia Valley Road

Cultus Lake · Residential

2 bd

1 ba

619 sqft

$153/sqft

Built 1969

MLS® R3127457

View

Century 21 Creekside Realty

#65 – 3942 Columbia Valley Road
Under your rent
25

$225,000

~$1,066/mo

i

#65 – 3942 Columbia Valley Road

Cultus Lake · Residential

2 bd

1 ba

784 sqft

$287/sqft

Built 2020

MLS® R3105257

View

Royal Lepage Wheeler Cheam

#58 – 1436 Frost Road
Under your rent
22

$114,900

~$545/mo

i

#58 – 1436 Frost Road

Cultus Lake · Land

MLS® R3121384

View

Homelife Benchmark Realty Corp.

#68 – 3942 Columbia Valley Road
Under your rent
31

$194,900

~$924/mo

i

#68 – 3942 Columbia Valley Road

Cultus Lake · Residential

2 bd

2 ba

1,027 sqft

$190/sqft

Built 1967

MLS® R3140298

View

RE/MAX Nyda Realty Inc.

#18 – 3942 Columbia Valley Road
Under your rent
29

$295,000

~$1,398/mo

i

#18 – 3942 Columbia Valley Road

Cultus Lake · Residential

2 bd

2 ba

858 sqft

$344/sqft

Built 2019

MLS® R3085713

View

RE/MAX Westcoast

#39 – 3942 Columbia Valley Road
Under your rent
36

$159,900

~$758/mo

i

#39 – 3942 Columbia Valley Road

Cultus Lake · Residential

2 bd

1 ba

802 sqft

$199/sqft

Built 1971

MLS® R3112583

View

Royal LePage Brent Roberts Realty

#133 – 1436 Frost Road
Under your rent
36

$115,000

~$545/mo

i

#133 – 1436 Frost Road

Cultus Lake · Land

MLS® R3082851

View

Homelife Benchmark Realty Corp.

45981 Linzey Road
Under your rent
16

$399,900

~$1,895/mo

i

45981 Linzey Road

Cultus Lake · Land

MLS® R3101840

View

Royal LePage Little Oak Realty

See all $2,500/mo matches (12 active listings)

Renting vs buying in Cultus Lake: what actually changes

At $2,500/mo your payment would carry a $527,000 Cultus Lake home against a $949,900 local median. Whether that beats renting comes down to four things, not just the monthly number.

Closing costs

Buying carries one-time costs renting does not: property transfer tax, legal fees and inspection. Budget for them before you compare monthly numbers.

Carrying costs

A mortgage payment is not the whole cost. Property tax, strata and insurance sit on top, which is why the all-in number matters more than the headline.

Equity

Each mortgage payment buys a little more of the home. Rent buys none of it, and that gap compounds over the years you would have rented.

Flexibility

Renting is easier to leave. Owning ties up your down payment and takes time and cost to unwind, so the break-even math only works if you stay put.

RR

How these numbers are worked out

I am Ray Rasouli, a licensed REALTOR® with Real Broker B.C. Ltd. The purchase price is your rent solved back through a standard amortized mortgage, and the listings come from live MLS® inventory refreshed hourly, not a static table. The figures are for comparison, not a mortgage approval. Tell me your situation and I will confirm what you actually qualify for.

More ways to explore Cultus Lake

Browse Cultus Lake listings, market data, and timing from one place.

Cultus Lake homes for sale

Narrow Cultus Lake homes by feature

Cultus Lake market report

New listings in Cultus Lake

Cultus Lake price drops

Nearby cities

Compare Cultus Lake with other markets in the region.

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Page methodology and sources are stated beside the figures. Content is reviewed by Ray Rasouli, REALTOR®, Real Broker B.C. Ltd.
Mortgage calculatorWhat can I afford?

Listing data provided by the Real Estate Board of Greater Vancouver and partner boards under MLS® Reciprocity. Deemed reliable but not guaranteed accurate. Mortgage figures are estimates for comparison only, not financial advice. MLS® and REALTOR® are trademarks of CREA.