Under your rent
10
$149,000
~$706/mo
i#27 – 3942 Columbia Valley Road
Cultus Lake · Residential
2 bd
1 ba
806 sqft
$185/sqft
Built 1975
MLS® R3105391
Homelife Advantage Realty Ltd.
Rent vs mortgage
$4,000 a month in rent buys a $844,000 home in Cultus Lake
That is what a 4000-a-month rent carries as a mortgage at 5.19%, with 20% down over a 25-year amortization. Covering property tax, strata and insurance inside the same monthly budget, the matching price is about $711,000. Here are the 19 Cultus Lake homes on the market at or under it right now.
Purchase price
$844,000
Down payment
$169,000
All-in monthly
$4,628/mo
Matching homes
19
Cultus Lake homes your $4,000 rent could own
Newly Listed
Under your rent
36
$88,888
~$421/mo
i#109 – 3942 Columbia Valley Road
Cultus Lake · Residential
3 bd
1 ba
960 sqft
$93/sqft
Built 1974
MLS® R3156719
Hugh & McKinnon Realty Ltd.
Under your rent
36
$139,900
~$663/mo
i#60 – 1436 Frost Road
Cultus Lake · Land
MLS® R3134153
Homelife Benchmark Realty Corp.
Under your rent
38
$640,000
~$3,033/mo
i#18 – 45390 Vedder Mountain Road
Cultus Lake · Residential
3 bd
3 ba
1,610 sqft
$398/sqft
Built 2010
MLS® R3140735
Oakwyn Realty Ltd.
Newly Listed
Under your rent
23
$248,700
~$1,179/mo
i#170 – 1436 Frost Road
Cultus Lake · Land
MLS® R3154736
Homelife Benchmark Realty Corp.
Under your rent
26
$549,000
~$2,602/mo
i45992 Gurney Road
Cultus Lake · Residential
4 bd
2 ba
1,235 sqft
$445/sqft
Built 1974
MLS® R3118817
eXp Realty
Under your rent
25
$94,999
~$450/mo
i#28 – 3942 Columbia Valley Road
Cultus Lake · Residential
2 bd
1 ba
619 sqft
$153/sqft
Built 1969
MLS® R3127457
Century 21 Creekside Realty
Under your rent
40
$675,000
~$3,199/mo
i3680 Vance Road
Cultus Lake · Residential
2 bd
1 ba
1,450 sqft
$466/sqft
Built 1984
MLS® R3149167
Dexter Realty
Under your rent
25
$225,000
~$1,066/mo
i#65 – 3942 Columbia Valley Road
Cultus Lake · Residential
2 bd
1 ba
784 sqft
$287/sqft
Built 2020
MLS® R3105257
Royal Lepage Wheeler Cheam
Under your rent
35
$649,900
~$3,080/mo
i45950 Linzey Road
Cultus Lake · Residential
3 bd
2 ba
1,247 sqft
$521/sqft
Built 1945
MLS® R3131052
Homelife Advantage Realty Ltd
Under your rent
22
$114,900
~$545/mo
i#58 – 1436 Frost Road
Cultus Lake · Land
MLS® R3121384
Homelife Benchmark Realty Corp.
Under your rent
24
$670,000
~$3,176/mo
i389 Alder Street
Cultus Lake · Residential
2 bd
1 ba
936 sqft
$716/sqft
Built 1951
MLS® R3090024
Royal LePage Little Oak Realty
See all on the map (19 active listings)
Other rents in Cultus Lake
$1,500/mo · $1,800/mo · $2,000/mo · $2,200/mo · $2,500/mo · $3,000/mo · $3,500/mo
The assumptions behind these numbers
Every figure assumes a 5.19% interest rate, 20% down and a 25-year amortization. Property tax uses the local municipal residential rate of 3.50 per $1,000; strata ($320/mo) and insurance ($62/mo) are estimates, since neither is knowable from rent alone. Change any of these in the calculator and the numbers update in place. This is an estimate for comparison, not a mortgage approval or financial advice. Your rate, down payment and the home's real carrying costs will differ. Confirm with a mortgage professional before you rely on it.
Common questions
What can $4,000 a month in rent buy in Cultus Lake?
At a 5.19% rate with 20% down over 25 years, $4,000/mo carries the mortgage on a home priced around $844,000. Covering tax, strata and insurance inside the same budget, the matching price is about $711,000.
How much do I need for a down payment?
On a $844,000 home at 20% down, the down payment is $169,000. A smaller down payment raises the monthly cost and may add mortgage insurance.
Is the mortgage really the same as my rent?
The mortgage payment is, by design; that is what this page solves for. Owning also adds roughly $628/mo in tax, strata and insurance, so the honest all-in monthly on a $844,000 home is closer to $4,628.
RR
How these numbers are worked out
I am Ray Rasouli, a licensed REALTOR® with Real Broker B.C. Ltd. The purchase price is your rent solved back through a standard amortized mortgage, and the listings come from live MLS® inventory refreshed hourly, not a static table. The figures are for comparison, not a mortgage approval. Tell me your situation and I will confirm what you actually qualify for.
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Listing data provided by the Real Estate Board of Greater Vancouver and partner boards under MLS® Reciprocity. Deemed reliable but not guaranteed accurate. Mortgage figures are estimates for comparison only, not financial advice. MLS® and REALTOR® are trademarks of CREA.