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Relta Real Estate, by Ray Rasouli

Ray Rasouli is a licensed REALTOR® with the Greater Vancouver board, providing clarity-first guidance for buyers and sellers. No pressure, no hype.

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Ray Rasouli, REALTOR® · Real Broker B.C. Ltd.
500-666 Burrard Street, Vancouver, BC V6C 3P6
+1 (778) 910-6917 · ray@relta.ca
Relta Real Estate is a brand and software platform, not a brokerage. Real estate services are provided by Ray Rasouli, licensed with Real Broker B.C. Ltd.

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Home/Rent vs mortgage/Esquimalt

Rent vs mortgage

What could you buy in Esquimalt instead of renting?

In Esquimalt, a $2,500 rent carries the mortgage on a home priced around $527,000. That is $212,900 under Esquimalt's $739,900 median home price, and 23 homes sit at or under it today. Enter your own rent to see what it changes to, from live MLS® inventory.

Rent or own? See what you could afford

Your name

$

/mo

Your monthly rent

Paid as a mortgage, $2,500/mo owns a home worth about

$527,000

23 Esquimalt homes are in your budget

Builds your equity

Rent builds none

Covering mortgage, tax, strata and insurance together, the matching price is about $414,000.

Rate %
Down %
Amort. yrs
Email *

What each rent buys in Esquimalt

Your rent
$1,500/mo
Buys a home priced
$316,000
Homes on the market
0
Your rent
$1,800/mo
Buys a home priced
$380,000
Homes on the market
4
Your rent
$2,000/mo
Buys a home priced
$422,000
Homes on the market
7
Your rent
$2,200/mo
Buys a home priced
$464,000
Homes on the market
15
Your rent
$2,500/mo
Buys a home priced
$527,000
Homes on the market
23
Your rent
$3,000/mo
Buys a home priced
$633,000
Homes on the market
45
Your rent
$3,500/mo
Buys a home priced
$738,000
Homes on the market
63
Your rent
$4,000/mo
Buys a home priced
$844,000
Homes on the market
79
Your rentBuys a home pricedHomes on the market
$1,500/mo$316,0000
$1,800/mo$380,0004
$2,000/mo$422,0007
$2,200/mo$464,00015
$2,500/mo$527,00023
$3,000/mo$633,00045
$3,500/mo$738,00063
$4,000/mo$844,00079

Esquimalt homes around a $2,500 rent

#303 – 1102 Esquimalt Road
Under your rent
30

$449,900

~$2,132/mo

i

#303 – 1102 Esquimalt Road

Esquimalt · Residential

1 bd

1 ba

550 sqft

$818/sqft

Built 2025

MLS® 1026907

View

Coldwell Banker Oceanside Real Estate

#507 – 610 Lampson Street
Under your rent
24

$499,900

~$2,369/mo

i

#507 – 610 Lampson Street

Esquimalt · Residential

1 bd

1 ba

562 sqft

$890/sqft

Built 2025

MLS® 1027670

View

Coldwell Banker Oceanside Real Estate

#302 – 1102 Esquimalt Road
Under your rent
28

$524,900

~$2,488/mo

i

#302 – 1102 Esquimalt Road

Esquimalt · Residential

1 bd

1 ba

546 sqft

$961/sqft

Built 2025

MLS® 1026900

View

Coldwell Banker Oceanside Real Estate

#308 – 1102 Esquimalt Road
Under your rent
29

$449,900

~$2,132/mo

i

#308 – 1102 Esquimalt Road

Esquimalt · Residential

1 bd

1 ba

551 sqft

$817/sqft

Built 2025

MLS® 1026950

View

Coldwell Banker Oceanside Real Estate

#309 – 1102 Esquimalt Road
Under your rent
30

$449,900

~$2,132/mo

i

#309 – 1102 Esquimalt Road

Esquimalt · Residential

1 bd

1 ba

551 sqft

$817/sqft

Built 2025

MLS® 1026958

View

Coldwell Banker Oceanside Real Estate

#203 – 1102 Esquimalt Road
Under your rent
27

$449,900

~$2,132/mo

i

#203 – 1102 Esquimalt Road

Esquimalt · Residential

1 bd

1 ba

550 sqft

$818/sqft

Built 2025

MLS® 1026890

View

Coldwell Banker Oceanside Real Estate

#202 – 1102 Esquimalt Road
Under your rent
26

$449,900

~$2,132/mo

i

#202 – 1102 Esquimalt Road

Esquimalt · Residential

1 bd

1 ba

546 sqft

$824/sqft

Built 2025

MLS® 1026490

View

Coldwell Banker Oceanside Real Estate

#305 – 610 Lampson Street
Under your rent
28

$399,900

~$1,895/mo

i

#305 – 610 Lampson Street

Esquimalt · Residential

1 bd

1 ba

602 sqft

$664/sqft

Built 2025

MLS® 1026538

View

Coldwell Banker Oceanside Real Estate

#616 – 1075 Tillicum Road
Under your rent
15

$389,900

~$1,848/mo

i

#616 – 1075 Tillicum Road

Esquimalt · Residential

1 bd

1 ba

372 sqft

$1,048/sqft

Built 2026

MLS® 1043991

View

Newport Realty Ltd.

#403 – 1008 Tillicum Road
Under your rent
34

$499,900

~$2,369/mo

i

#403 – 1008 Tillicum Road

Esquimalt · Residential

2 bd

1 ba

891 sqft

$561/sqft

Built 2010

MLS® 1046618

View

RE/MAX Camosun

#304 – 830 Esquimalt Road
Under your rent
33

$389,000

~$1,844/mo

i

#304 – 830 Esquimalt Road

Esquimalt · Residential

2 bd

1 ba

841 sqft

$463/sqft

Built 1978

MLS® 1042264

View

RE/MAX Camosun

#204 – 710 Lampson Street
Under your rent
20

$350,000

~$1,659/mo

i

#204 – 710 Lampson Street

Esquimalt · Residential

2 bd

1 ba

843 sqft

$415/sqft

Built 1974

MLS® 1037987

View

Newport Realty Ltd.

See all $2,500/mo matches (23 active listings)

Renting vs buying in Esquimalt: what actually changes

At $2,500/mo your payment would carry a $527,000 Esquimalt home against a $739,900 local median. Whether that beats renting comes down to four things, not just the monthly number.

Closing costs

Buying carries one-time costs renting does not: property transfer tax, legal fees and inspection. Budget for them before you compare monthly numbers.

Carrying costs

A mortgage payment is not the whole cost. Property tax, strata and insurance sit on top, which is why the all-in number matters more than the headline.

Equity

Each mortgage payment buys a little more of the home. Rent buys none of it, and that gap compounds over the years you would have rented.

Flexibility

Renting is easier to leave. Owning ties up your down payment and takes time and cost to unwind, so the break-even math only works if you stay put.

RR

How these numbers are worked out

I am Ray Rasouli, a licensed REALTOR® with Real Broker B.C. Ltd. The purchase price is your rent solved back through a standard amortized mortgage, and the listings come from live MLS® inventory refreshed hourly, not a static table. The figures are for comparison, not a mortgage approval. Tell me your situation and I will confirm what you actually qualify for.

More ways to explore Esquimalt

Browse Esquimalt listings, market data, and timing from one place.

Esquimalt homes for sale

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Esquimalt market report

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Esquimalt price drops

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Page methodology and sources are stated beside the figures. Content is reviewed by Ray Rasouli, REALTOR®, Real Broker B.C. Ltd.
Mortgage calculatorWhat can I afford?

Listing data provided by the Real Estate Board of Greater Vancouver and partner boards under MLS® Reciprocity. Deemed reliable but not guaranteed accurate. Mortgage figures are estimates for comparison only, not financial advice. MLS® and REALTOR® are trademarks of CREA.