Under your rent
28
$300,000
~$1,422/mo
i#57 – 2817 Sooke Lake Road
Langford · Residential
3 bd
1 ba
992 sqft
$302/sqft
Built 1974
MLS® 1039914
RE/MAX Generation (LC)
Rent vs mortgage
$1,800 a month in rent buys a $380,000 home in Langford
That is what a 1800-a-month rent carries as a mortgage at 5.19%, with 20% down over a 25-year amortization. Covering property tax, strata and insurance inside the same monthly budget, the matching price is about $266,000. Here are the 27 Langford homes on the market at or under it right now.
Purchase price
$380,000
Down payment
$76,000
All-in monthly
$2,338/mo
Matching homes
27
Langford homes your $1,800 rent could own
Under your rent
19
$359,900
~$1,706/mo
i#204 – 777 Station Avenue
Langford · Residential
0 bd
1 ba
411 sqft
$876/sqft
Built 2026
MLS® 1036336
Royal LePage Coast Capital - Chatterton
Under your rent
39
$299,900
~$1,421/mo
i#50 – 2500 Florence Lake Road
Langford · Residential
2 bd
1 ba
1,043 sqft
$288/sqft
Built 1971
MLS® 1044014
Royal LePage Coast Capital - Chatterton
Under your rent
24
$369,000
~$1,749/mo
i#409 – 1395 Bear Mountain Parkway
Langford · Residential
0 bd
1 ba
478 sqft
$772/sqft
Built 2007
MLS® 1043145
Engel & Volkers Vancouver Island
Under your rent
16
$325,000
~$1,540/mo
i#153 – 2500 Florence Lake Road
Langford · Residential
2 bd
1 ba
1,210 sqft
$269/sqft
Built 1976
MLS® 1037209
Coldwell Banker Oceanside Real Estate
Under your rent
20
$330,000
~$1,564/mo
i#107 – 2849 Peatt Road
Langford · Residential
Built 2003
MLS® 1043448
Coldwell Banker Oceanside Real Estate
Under your rent
28
$325,000
~$1,540/mo
i#48 – 2587 SELWYN Road
Langford · Residential
2 bd
2 ba
955 sqft
$340/sqft
Built 2024
MLS® 1047507
eXp Realty
Under your rent
24
$349,000
~$1,654/mo
i#108A – 2461 Gateway Road
Langford · Residential
1 bd
1 ba
664 sqft
$526/sqft
Built 2022
MLS® 1042767
RE/MAX Camosun
Under your rent
27
$359,999
~$1,706/mo
i#408 – 868 Orono Avenue
Langford · Residential
1 bd
1 ba
560 sqft
$643/sqft
Built 2020
MLS® 1047267
RE/MAX Camosun
Under your rent
15
$284,000
~$1,346/mo
i2183 Yucca Place
Langford · Land
0 bd
0 ba
MLS® 1040460
RE/MAX Generation
Under your rent
14
$294,000
~$1,393/mo
i2179 Yucca Place
Langford · Land
0 bd
0 ba
MLS® 1040443
RE/MAX Generation
Under your rent
14
$294,000
~$1,393/mo
i2175 Yucca Place
Langford · Land
0 bd
0 ba
MLS® 1040398
RE/MAX Generation
See all on the map (27 active listings)
Other rents in Langford
$1,500/mo · $2,000/mo · $2,200/mo · $2,500/mo · $3,000/mo · $3,500/mo · $4,000/mo
The assumptions behind these numbers
Every figure assumes a 5.19% interest rate, 20% down and a 25-year amortization. Property tax uses the local municipal residential rate of 4.92 per $1,000; strata ($320/mo) and insurance ($62/mo) are estimates, since neither is knowable from rent alone. Change any of these in the calculator and the numbers update in place. This is an estimate for comparison, not a mortgage approval or financial advice. Your rate, down payment and the home's real carrying costs will differ. Confirm with a mortgage professional before you rely on it.
Common questions
What can $1,800 a month in rent buy in Langford?
At a 5.19% rate with 20% down over 25 years, $1,800/mo carries the mortgage on a home priced around $380,000. Covering tax, strata and insurance inside the same budget, the matching price is about $266,000.
How much do I need for a down payment?
On a $380,000 home at 20% down, the down payment is $76,000. A smaller down payment raises the monthly cost and may add mortgage insurance.
Is the mortgage really the same as my rent?
The mortgage payment is, by design; that is what this page solves for. Owning also adds roughly $538/mo in tax, strata and insurance, so the honest all-in monthly on a $380,000 home is closer to $2,338.
RR
How these numbers are worked out
I am Ray Rasouli, a licensed REALTOR® with Real Broker B.C. Ltd. The purchase price is your rent solved back through a standard amortized mortgage, and the listings come from live MLS® inventory refreshed hourly, not a static table. The figures are for comparison, not a mortgage approval. Tell me your situation and I will confirm what you actually qualify for.
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Listing data provided by the Real Estate Board of Greater Vancouver and partner boards under MLS® Reciprocity. Deemed reliable but not guaranteed accurate. Mortgage figures are estimates for comparison only, not financial advice. MLS® and REALTOR® are trademarks of CREA.