Under your rent
31
$499,900
~$2,369/mo
i#405 – 3260 ST JOHNS Street
Port Moody · Residential
2 bd
1 ba
678 sqft
$737/sqft
Built 2007
MLS® R3101132
Oakwyn Realty Encore
Rent vs mortgage
$2,500 a month in rent buys a $527,000 home in Port Moody
That is what a 2500-a-month rent carries as a mortgage at 5.19%, with 20% down over a 25-year amortization. Covering property tax, strata and insurance inside the same monthly budget, the matching price is about $410,000. Here are the 14 Port Moody homes on the market at or under it right now.
Purchase price
$527,000
Down payment
$105,000
All-in monthly
$3,055/mo
Matching homes
14
Port Moody homes your $2,500 rent could own
Under your rent
18
$379,999
~$1,801/mo
i#157 – 200 Westhill Place
Port Moody · Residential
1 bd
1 ba
638 sqft
$596/sqft
Built 1970
MLS® R3137733
Sutton Centre Realty
Under your rent
28
$349,000
~$1,654/mo
i#52 – 2002 St Johns Street
Port Moody · Residential
1 bd
1 ba
726 sqft
$481/sqft
Built 1965
MLS® R3150676
Macdonald Realty
Under your rent
26
$499,900
~$2,369/mo
i#602 – 150 JAMES Road
Port Moody · Residential
1 bd
1 ba
475 sqft
$1,052/sqft
Built 2025
MLS® R3155274
Oakwyn Realty Ltd.
Under your rent
23
$505,000
~$2,394/mo
i#304 – 121 Brew Street
Port Moody · Residential
1 bd
1 ba
658 sqft
$767/sqft
Built 2008
MLS® R3139660
Regent Park Realty Inc.
Under your rent
33
$425,000
~$2,014/mo
i#239 – 202 WESTHILL Place
Port Moody · Residential
2 bd
1 ba
855 sqft
$497/sqft
Built 1975
MLS® R3153065
Stonehaus Realty Corp.
Under your rent
30
$368,800
~$1,748/mo
i#167 – 200 WESTHILL Place
Port Moody · Residential
1 bd
1 ba
633 sqft
$583/sqft
Built 1974
MLS® R3154966
eXp Realty
Under your rent
31
$499,900
~$2,369/mo
i#4011 – 84 Grant Street
Port Moody · Residential
1 bd
1 ba
609 sqft
$821/sqft
Built 2006
MLS® R3108040
Stilhavn Real Estate Services
Under your rent
Open House on Jun 27, 7am–9am
39
$498,800
~$2,364/mo
i#501 – 2525 Clarke Street
Port Moody · Residential
1 bd
1 ba
610 sqft
$818/sqft
Built 2018
MLS® R3138618
eXp Realty
Under your rent
33
$368,800
~$1,748/mo
i#117 – 200 Westhill Place
Port Moody · Residential
1 bd
1 ba
655 sqft
$563/sqft
Built 1970
MLS® R3139447
Sutton Group - 1st West Realty
Under your rent
17
$399,900
~$1,895/mo
i#803 – 220 Guildford Drive
Port Moody · Residential
0 bd
1 ba
381 sqft
$1,050/sqft
Built 2029
MLS® R3149514
Wesgroup Realty Ltd.
Under your rent
31
$469,000
~$2,223/mo
i#105 – 2015 ST. JOHNS Street
Port Moody · Residential
1 bd
1 ba
550 sqft
$853/sqft
Built 2025
MLS® R3141468
Angell, Hasman & Associates Realty Ltd.
See all on the map (14 active listings)
Other rents in Port Moody
$1,500/mo · $1,800/mo · $2,000/mo · $2,200/mo · $3,000/mo · $3,500/mo · $4,000/mo
The assumptions behind these numbers
Every figure assumes a 5.19% interest rate, 20% down and a 25-year amortization. Property tax uses the local municipal residential rate of 3.94 per $1,000; strata ($320/mo) and insurance ($62/mo) are estimates, since neither is knowable from rent alone. Change any of these in the calculator and the numbers update in place. This is an estimate for comparison, not a mortgage approval or financial advice. Your rate, down payment and the home's real carrying costs will differ. Confirm with a mortgage professional before you rely on it.
Common questions
What can $2,500 a month in rent buy in Port Moody?
At a 5.19% rate with 20% down over 25 years, $2,500/mo carries the mortgage on a home priced around $527,000. Covering tax, strata and insurance inside the same budget, the matching price is about $410,000.
How much do I need for a down payment?
On a $527,000 home at 20% down, the down payment is $105,000. A smaller down payment raises the monthly cost and may add mortgage insurance.
Is the mortgage really the same as my rent?
The mortgage payment is, by design; that is what this page solves for. Owning also adds roughly $555/mo in tax, strata and insurance, so the honest all-in monthly on a $527,000 home is closer to $3,055.
RR
How these numbers are worked out
I am Ray Rasouli, a licensed REALTOR® with Real Broker B.C. Ltd. The purchase price is your rent solved back through a standard amortized mortgage, and the listings come from live MLS® inventory refreshed hourly, not a static table. The figures are for comparison, not a mortgage approval. Tell me your situation and I will confirm what you actually qualify for.
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Listing data provided by the Real Estate Board of Greater Vancouver and partner boards under MLS® Reciprocity. Deemed reliable but not guaranteed accurate. Mortgage figures are estimates for comparison only, not financial advice. MLS® and REALTOR® are trademarks of CREA.