Under your rent
31
$499,900
~$2,369/mo
i#405 – 3260 ST JOHNS Street
Port Moody · Residential
2 bd
1 ba
678 sqft
$737/sqft
Built 2007
MLS® R3101132
Oakwyn Realty Encore
Rent vs mortgage
$3,000 a month in rent buys a $633,000 home in Port Moody
That is what a 3000-a-month rent carries as a mortgage at 5.19%, with 20% down over a 25-year amortization. Covering property tax, strata and insurance inside the same monthly budget, the matching price is about $508,000. Here are the 52 Port Moody homes on the market at or under it right now.
Purchase price
$633,000
Down payment
$127,000
All-in monthly
$3,590/mo
Matching homes
52
Port Moody homes your $3,000 rent could own
Newly Listed
Under your rent
36
$540,000
~$2,559/mo
i#213 – 2002 St. George Street
Port Moody · Residential
2 bd
1 ba
670 sqft
$806/sqft
Built 2025
MLS® R3157327
eXp Realty of Canada Inc.
Under your rent
31
$578,999
~$2,744/mo
i#104 – 3018 ST. GEORGE Street
Port Moody · Residential
1 bd
1 ba
675 sqft
$858/sqft
Built 2021
MLS® R3149264
Oakwyn Realty Ltd.
Under your rent
32
$599,900
~$2,843/mo
i#902 – 295 GUILDFORD Way
Port Moody · Residential
2 bd
1 ba
901 sqft
$666/sqft
Built 2007
MLS® R3152406
Keller Williams Bold Realty
Under your rent
30
$609,000
~$2,887/mo
i#109 – 301 MAUDE Road
Port Moody · Residential
2 bd
1 ba
867 sqft
$702/sqft
Built 1996
MLS® R3141542
Oakwyn Realty Ltd.
Newly Listed
Under your rent
29
$569,900
~$2,701/mo
i#409A – 301 Maude Road
Port Moody · Residential
2 bd
1 ba
846 sqft
$674/sqft
Built 1996
MLS® R3157290
RE/MAX All Points Realty
Under your rent
18
$379,999
~$1,801/mo
i#157 – 200 Westhill Place
Port Moody · Residential
1 bd
1 ba
638 sqft
$596/sqft
Built 1970
MLS® R3137733
Sutton Centre Realty
Under your rent
39
$625,000
~$2,962/mo
i#1209 – 660 Nootka Way
Port Moody · Residential
2 bd
2 ba
777 sqft
$804/sqft
Built 2009
MLS® R3148903
RE/MAX Crest Realty
Under your rent
38
$535,000
~$2,536/mo
i1134 Chateau Place
Port Moody · Residential
3 bd
1 ba
1,448 sqft
$369/sqft
Built 1968
MLS® R3078524
Sutton Group-West Coast Realty
Newly Listed
Under your rent
40
$600,000
~$2,844/mo
i#312 – 3136 St Johns Street
Port Moody · Residential
2 bd
2 ba
901 sqft
$666/sqft
Built 1999
MLS® R3157372
RE/MAX Select Properties
Newly Listed
Under your rent
40
$590,000
~$2,796/mo
i#211 – 3131 Murray Street
Port Moody · Residential
1 bd
1 ba
656 sqft
$899/sqft
Built 2022
MLS® R3157174
Oakwyn Realty Ltd.
Under your rent
30
$618,800
~$2,933/mo
i#327 – 3131 MURRAY Street
Port Moody · Residential
1 bd
1 ba
707 sqft
$875/sqft
Built 2022
MLS® R3154709
RE/MAX City Realty
See all on the map (52 active listings)
Other rents in Port Moody
$1,500/mo · $1,800/mo · $2,000/mo · $2,200/mo · $2,500/mo · $3,500/mo · $4,000/mo
The assumptions behind these numbers
Every figure assumes a 5.19% interest rate, 20% down and a 25-year amortization. Property tax uses the local municipal residential rate of 3.94 per $1,000; strata ($320/mo) and insurance ($62/mo) are estimates, since neither is knowable from rent alone. Change any of these in the calculator and the numbers update in place. This is an estimate for comparison, not a mortgage approval or financial advice. Your rate, down payment and the home's real carrying costs will differ. Confirm with a mortgage professional before you rely on it.
Common questions
What can $3,000 a month in rent buy in Port Moody?
At a 5.19% rate with 20% down over 25 years, $3,000/mo carries the mortgage on a home priced around $633,000. Covering tax, strata and insurance inside the same budget, the matching price is about $508,000.
How much do I need for a down payment?
On a $633,000 home at 20% down, the down payment is $127,000. A smaller down payment raises the monthly cost and may add mortgage insurance.
Is the mortgage really the same as my rent?
The mortgage payment is, by design; that is what this page solves for. Owning also adds roughly $590/mo in tax, strata and insurance, so the honest all-in monthly on a $633,000 home is closer to $3,590.
RR
How these numbers are worked out
I am Ray Rasouli, a licensed REALTOR® with Real Broker B.C. Ltd. The purchase price is your rent solved back through a standard amortized mortgage, and the listings come from live MLS® inventory refreshed hourly, not a static table. The figures are for comparison, not a mortgage approval. Tell me your situation and I will confirm what you actually qualify for.
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Listing data provided by the Real Estate Board of Greater Vancouver and partner boards under MLS® Reciprocity. Deemed reliable but not guaranteed accurate. Mortgage figures are estimates for comparison only, not financial advice. MLS® and REALTOR® are trademarks of CREA.