Under your rent
6
$729,000
~$3,455/mo
i126 ELGIN Street
Port Moody · Land
MLS® R3132439
Royal LePage West Real Estate Services
Rent vs mortgage
$3,500 a month in rent buys a $738,000 home in Port Moody
That is what a 3500-a-month rent carries as a mortgage at 5.19%, with 20% down over a 25-year amortization. Covering property tax, strata and insurance inside the same monthly budget, the matching price is about $607,000. Here are the 85 Port Moody homes on the market at or under it right now.
Purchase price
$738,000
Down payment
$148,000
All-in monthly
$4,124/mo
Matching homes
85
Port Moody homes your $3,500 rent could own
Under your rent
6
$729,000
~$3,455/mo
i2301 ST ANDREWS Street
Port Moody · Residential
1 bd
0 ba
2,160 sqft
$338/sqft
Built 1950
MLS® R3132031
Royal LePage West Real Estate Services
Under your rent
26
$670,000
~$3,176/mo
i#207 – 3055 MURRAY Street
Port Moody · Residential
2 bd
2 ba
718 sqft
$933/sqft
Built 2026
MLS® R3156753
Royal LePage Sterling Realty
Under your rent
32
$729,888
~$3,459/mo
i#410 – 55 KLAHANIE Drive
Port Moody · Residential
2 bd
2 ba
897 sqft
$814/sqft
Built 2023
MLS® R3157853
Royal LePage West Real Estate Services
Under your rent
31
$499,900
~$2,369/mo
i#405 – 3260 ST JOHNS Street
Port Moody · Residential
2 bd
1 ba
678 sqft
$737/sqft
Built 2007
MLS® R3101132
Oakwyn Realty Encore
Newly Listed
Under your rent
36
$540,000
~$2,559/mo
i#213 – 2002 St. George Street
Port Moody · Residential
2 bd
1 ba
670 sqft
$806/sqft
Built 2025
MLS® R3157327
eXp Realty of Canada Inc.
Newly Listed
Under your rent
Open House on Sat, 1pm–3pm
38
$729,900
~$3,460/mo
i#308 – 308 Morrissey Road
Port Moody · Residential
2 bd
2 ba
815 sqft
$896/sqft
Built 2022
MLS® R3157688
Royal LePage Sterling Realty
Under your rent
29
$699,999
~$3,318/mo
i#2 – 302 HIGHLAND Way
Port Moody · Residential
3 bd
1 ba
934 sqft
$749/sqft
Built 1978
MLS® R3155941
Stonehaus Realty Corp.
Under your rent
31
$578,999
~$2,744/mo
i#104 – 3018 ST. GEORGE Street
Port Moody · Residential
1 bd
1 ba
675 sqft
$858/sqft
Built 2021
MLS® R3149264
Oakwyn Realty Ltd.
Newly Listed
Under your rent
35
$699,900
~$3,317/mo
i#1707 – 651 Nootka Way
Port Moody · Residential
2 bd
2 ba
832 sqft
$841/sqft
Built 2008
MLS® R3154963
Stilhavn Real Estate Services
Under your rent
32
$599,900
~$2,843/mo
i#902 – 295 GUILDFORD Way
Port Moody · Residential
2 bd
1 ba
901 sqft
$666/sqft
Built 2007
MLS® R3152406
Keller Williams Bold Realty
Under your rent
30
$609,000
~$2,887/mo
i#109 – 301 MAUDE Road
Port Moody · Residential
2 bd
1 ba
867 sqft
$702/sqft
Built 1996
MLS® R3141542
Oakwyn Realty Ltd.
See all on the map (85 active listings)
Other rents in Port Moody
$1,500/mo · $1,800/mo · $2,000/mo · $2,200/mo · $2,500/mo · $3,000/mo · $4,000/mo
The assumptions behind these numbers
Every figure assumes a 5.19% interest rate, 20% down and a 25-year amortization. Property tax uses the local municipal residential rate of 3.94 per $1,000; strata ($320/mo) and insurance ($62/mo) are estimates, since neither is knowable from rent alone. Change any of these in the calculator and the numbers update in place. This is an estimate for comparison, not a mortgage approval or financial advice. Your rate, down payment and the home's real carrying costs will differ. Confirm with a mortgage professional before you rely on it.
Common questions
What can $3,500 a month in rent buy in Port Moody?
At a 5.19% rate with 20% down over 25 years, $3,500/mo carries the mortgage on a home priced around $738,000. Covering tax, strata and insurance inside the same budget, the matching price is about $607,000.
How much do I need for a down payment?
On a $738,000 home at 20% down, the down payment is $148,000. A smaller down payment raises the monthly cost and may add mortgage insurance.
Is the mortgage really the same as my rent?
The mortgage payment is, by design; that is what this page solves for. Owning also adds roughly $624/mo in tax, strata and insurance, so the honest all-in monthly on a $738,000 home is closer to $4,124.
RR
How these numbers are worked out
I am Ray Rasouli, a licensed REALTOR® with Real Broker B.C. Ltd. The purchase price is your rent solved back through a standard amortized mortgage, and the listings come from live MLS® inventory refreshed hourly, not a static table. The figures are for comparison, not a mortgage approval. Tell me your situation and I will confirm what you actually qualify for.
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Listing data provided by the Real Estate Board of Greater Vancouver and partner boards under MLS® Reciprocity. Deemed reliable but not guaranteed accurate. Mortgage figures are estimates for comparison only, not financial advice. MLS® and REALTOR® are trademarks of CREA.