Under your rent
40
$395,000
~$1,872/mo
i#108 – 1425 Esquimalt Avenue
West Vancouver · Residential
1 bd
1 ba
667 sqft
$592/sqft
Built 1963
MLS® R3140715
Macdonald Realty
Rent vs mortgage
$2,500 a month in rent buys a $527,000 home in West Vancouver
That is what a 2500-a-month rent carries as a mortgage at 5.19%, with 20% down over a 25-year amortization. Covering property tax, strata and insurance inside the same monthly budget, the matching price is about $420,000. Here are the 9 West Vancouver homes on the market at or under it right now.
Purchase price
$527,000
Down payment
$105,000
All-in monthly
$3,011/mo
Matching homes
9
West Vancouver homes your $2,500 rent could own
Under your rent
29
$369,800
~$1,753/mo
i#106 – 1425 Esquimalt Avenue
West Vancouver · Residential
1 bd
1 ba
660 sqft
$560/sqft
Built 1965
MLS® R3110514
Oakwyn Realty Ltd.
Under your rent
38
$395,000
~$1,872/mo
i515 Tyee Court
West Vancouver · Residential
2 bd
2 ba
1,440 sqft
$274/sqft
Built 1985
MLS® R3148217
Royal LePage Sussex
Under your rent
21
$215,000
~$1,019/mo
i222 Tyee Drive
West Vancouver · Residential
1 bd
1 ba
590 sqft
$364/sqft
Built 2012
MLS® R3143889
RE/MAX Masters Realty
Under your rent
26
$137,900
~$654/mo
i247 Tomahawk Avenue
West Vancouver · Residential
1 bd
1 ba
409 sqft
$337/sqft
Built 2017
MLS® R3101307
RE/MAX Masters Realty
Under your rent
18
$449,000
~$2,128/mo
i#215 – 1425 ESQUIMALT Avenue
West Vancouver · Residential
1 bd
1 ba
643 sqft
$698/sqft
Built 1964
MLS® R3131763
Engel & Volkers Vancouver
Under your rent
37
$408,000
~$1,934/mo
i401 Raindance Crescent
West Vancouver · Residential
2 bd
2 ba
1,101 sqft
$371/sqft
Built 1968
MLS® R3132686
RE/MAX Masters Realty
Under your rent
29
$239,900
~$1,137/mo
i55 Passage Island
West Vancouver · Land
MLS® R3113037
Sotheby's International Realty Canada
Under your rent
27
$230,000
~$1,090/mo
i16 Passage Island
West Vancouver · Land
MLS® R3112996
Sotheby's International Realty Canada
See all on the map (9 active listings)
Other rents in West Vancouver
$1,500/mo · $1,800/mo · $2,000/mo · $2,200/mo · $3,000/mo · $3,500/mo · $4,000/mo
The assumptions behind these numbers
Every figure assumes a 5.19% interest rate, 20% down and a 25-year amortization. Property tax uses the local municipal residential rate of 2.94 per $1,000; strata ($320/mo) and insurance ($62/mo) are estimates, since neither is knowable from rent alone. Change any of these in the calculator and the numbers update in place. This is an estimate for comparison, not a mortgage approval or financial advice. Your rate, down payment and the home's real carrying costs will differ. Confirm with a mortgage professional before you rely on it.
Common questions
What can $2,500 a month in rent buy in West Vancouver?
At a 5.19% rate with 20% down over 25 years, $2,500/mo carries the mortgage on a home priced around $527,000. Covering tax, strata and insurance inside the same budget, the matching price is about $420,000.
How much do I need for a down payment?
On a $527,000 home at 20% down, the down payment is $105,000. A smaller down payment raises the monthly cost and may add mortgage insurance.
Is the mortgage really the same as my rent?
The mortgage payment is, by design; that is what this page solves for. Owning also adds roughly $511/mo in tax, strata and insurance, so the honest all-in monthly on a $527,000 home is closer to $3,011.
RR
How these numbers are worked out
I am Ray Rasouli, a licensed REALTOR® with Real Broker B.C. Ltd. The purchase price is your rent solved back through a standard amortized mortgage, and the listings come from live MLS® inventory refreshed hourly, not a static table. The figures are for comparison, not a mortgage approval. Tell me your situation and I will confirm what you actually qualify for.
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Listing data provided by the Real Estate Board of Greater Vancouver and partner boards under MLS® Reciprocity. Deemed reliable but not guaranteed accurate. Mortgage figures are estimates for comparison only, not financial advice. MLS® and REALTOR® are trademarks of CREA.