Under your rent
14
$639,000
~$3,029/mo
i#502 – 1737 DUCHESS Avenue
West Vancouver · Residential
2 bd
1 ba
755 sqft
$846/sqft
Built 1980
MLS® R3151754
One Percent Realty Ltd.
Rent vs mortgage
$4,000 a month in rent buys a $844,000 home in West Vancouver
That is what a 4000-a-month rent carries as a mortgage at 5.19%, with 20% down over a 25-year amortization. Covering property tax, strata and insurance inside the same monthly budget, the matching price is about $720,000. Here are the 27 West Vancouver homes on the market at or under it right now.
Purchase price
$844,000
Down payment
$169,000
All-in monthly
$4,589/mo
Matching homes
27
West Vancouver homes your $4,000 rent could own
Under your rent
17
$578,800
~$2,743/mo
i#1107 – 433 MARINE Drive
West Vancouver · Residential
1 bd
1 ba
505 sqft
$1,146/sqft
Built 2019
MLS® R3149240
Multiple Realty Ltd.
Under your rent
37
$745,000
~$3,531/mo
i#206 – 1340 Duchess Avenue
West Vancouver · Residential
2 bd
1 ba
862 sqft
$864/sqft
Built 1981
MLS® R3140927
RE/MAX Masters Realty
Under your rent
21
$789,900
~$3,744/mo
i#2203 – 200 Klahanie Court
West Vancouver · Residential
1 bd
1 ba
518 sqft
$1,525/sqft
Built 2023
MLS® R3149070
Royal LePage Sussex
Under your rent
27
$545,000
~$2,583/mo
i#101 – 1737 Duchess Avenue
West Vancouver · Residential
1 bd
1 ba
672 sqft
$811/sqft
Built 1980
MLS® R3141209
Oakwyn Realty Ltd.
Under your rent
15
$559,000
~$2,650/mo
i#705 – 2187 Bellevue Avenue
West Vancouver · Residential
1 bd
1 ba
697 sqft
$802/sqft
Built 1971
MLS® R3152499
RE/MAX Crest Realty
Under your rent
34
$749,000
~$3,550/mo
i#802 – 1412 Esquimalt Avenue
West Vancouver · Residential
2 bd
1 ba
936 sqft
$800/sqft
Built 1975
MLS® R3150439
Macdonald Realty
Under your rent
22
$830,000
~$3,934/mo
i#49 – 2202 FOLKESTONE Way
West Vancouver · Residential
1 bd
1 ba
1,045 sqft
$794/sqft
Built 1976
MLS® R3125445
Nu Stream Realty Inc.
Under your rent
40
$829,000
~$3,929/mo
i#503 – 1730 Duchess Avenue
West Vancouver · Residential
2 bd
2 ba
962 sqft
$862/sqft
Built 1963
MLS® R3150089
Sotheby's International Realty Canada
Under your rent
40
$395,000
~$1,872/mo
i#108 – 1425 Esquimalt Avenue
West Vancouver · Residential
1 bd
1 ba
667 sqft
$592/sqft
Built 1963
MLS® R3140715
Macdonald Realty
Under your rent
24
$749,900
~$3,554/mo
i#212 – 1425 Esquimalt Avenue
West Vancouver · Residential
2 bd
2 ba
1,007 sqft
$745/sqft
Built 1964
MLS® R3151410
Royal LePage Sussex
Under your rent
25
$555,000
~$2,631/mo
i#404 – 1930 Marine Drive
West Vancouver · Residential
1 bd
1 ba
585 sqft
$949/sqft
Built 1973
MLS® R3109903
RE/MAX Masters Realty
See all on the map (27 active listings)
Other rents in West Vancouver
$1,500/mo · $1,800/mo · $2,000/mo · $2,200/mo · $2,500/mo · $3,000/mo · $3,500/mo
The assumptions behind these numbers
Every figure assumes a 5.19% interest rate, 20% down and a 25-year amortization. Property tax uses the local municipal residential rate of 2.94 per $1,000; strata ($320/mo) and insurance ($62/mo) are estimates, since neither is knowable from rent alone. Change any of these in the calculator and the numbers update in place. This is an estimate for comparison, not a mortgage approval or financial advice. Your rate, down payment and the home's real carrying costs will differ. Confirm with a mortgage professional before you rely on it.
Common questions
What can $4,000 a month in rent buy in West Vancouver?
At a 5.19% rate with 20% down over 25 years, $4,000/mo carries the mortgage on a home priced around $844,000. Covering tax, strata and insurance inside the same budget, the matching price is about $720,000.
How much do I need for a down payment?
On a $844,000 home at 20% down, the down payment is $169,000. A smaller down payment raises the monthly cost and may add mortgage insurance.
Is the mortgage really the same as my rent?
The mortgage payment is, by design; that is what this page solves for. Owning also adds roughly $589/mo in tax, strata and insurance, so the honest all-in monthly on a $844,000 home is closer to $4,589.
RR
How these numbers are worked out
I am Ray Rasouli, a licensed REALTOR® with Real Broker B.C. Ltd. The purchase price is your rent solved back through a standard amortized mortgage, and the listings come from live MLS® inventory refreshed hourly, not a static table. The figures are for comparison, not a mortgage approval. Tell me your situation and I will confirm what you actually qualify for.
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Listing data provided by the Real Estate Board of Greater Vancouver and partner boards under MLS® Reciprocity. Deemed reliable but not guaranteed accurate. Mortgage figures are estimates for comparison only, not financial advice. MLS® and REALTOR® are trademarks of CREA.