Salt Spring · V8K1M7
$6,175/mo
Jessica Kuan
Licensed Mortgage Broker
Estimate only. Rates and qualification depend on your application.
Schedule private showing
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Magical views and sunsets over looking St. Mary Lake! This gorgeous 1.56 acre west facing gardeners' paradise features a spacious solidly built two storey family home. The main floor entrance level features vaulted ceilings with wood beams that grace an open living and dining room enhanced by six skylights and the cosiness of a woodstove next to a large master suite with a lovely view. Each level has a large wraparound southwest facing deck overlooking the lake. Gazebo with newer circular hot tub. The walkout lower level has two bedrooms, one bath and a large family room with woodstove. Property is securely fenced to protect the mature garden of flowering shrubs, rhododendrons, vegetable beds, rock gardens and fruit trees. 10-station irrigation system keeps the garden healthy. Full dry basement. Paved driveway and double garage. This home has good bones but is ready for a refresh so bring your good taste and ideas!
3
Beds
3,750 ft²
Floor area
1982
Year built
Single Family
Type
Salt Spring
Area
Listed
February 2, 2026
$1,275,000 is 22.6% below the Lower Mainland Single Family HPI benchmark of $1,647,000 (2026-04-01).
Nearby & Commute
1h 1m
walk to Country Grocer
1h 18m
bike to Alderlea Station
4h 19m
walk to Alderlea Station
2h 7m
drive to downtown Vancouver
Estimated travel times. Map data © OpenStreetMap contributors.
Most listed
Detached · 71%
| Detached | 35 | 71.4% |
| Land | 7 | 14.3% |
| Other | 3 | 6.1% |
| Townhouse | 2 | 4.1% |
| Condo / Apartment | 1 | 2.0% |
| Other | 1 | 2.0% |
| Under $5,000 | 5 | 1.6% |
| $15,000 to $19,999 | 10 | 3.2% |
| $20,000 to $24,999 | 15 | 4.8% |
| $25,000 to $29,999 | 5 | 1.6% |
| $30,000 to $34,999 | 10 | 3.2% |
| $35,000 to $39,999 | 15 | 4.8% |
| $40,000 to $44,999 | 10 | 3.2% |
| $45,000 to $49,999 | 5 | 1.6% |
| $50,000 to $59,999 | 30 | 9.5% |
| $60,000 to $69,999 | 35 | 11.1% |
| $70,000 to $79,999 | 20 | 6.3% |
| $80,000 to $89,999 | 15 | 4.8% |
| $90,000 to $99,999 | 25 | 7.9% |
| $100,000 to $124,999 | 40 | 12.7% |
| $125,000 to $149,999 | 25 | 7.9% |
| $150,000 to $199,999 | 25 | 7.9% |
| $200,000 and over | 25 | 7.9% |
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A clearer view of the monthly and upfront costs connected to this home.
Monthly ownership costs
Estimated monthly total
Calculated estimate
$6,175
Principal and interest
Calculated estimate
$5,666
Property tax
Calculated estimate
$358/mo
Home insurance
Assumption
$150/mo
Purchase snapshot
List price
Listing data
$1,225,000
Down payment
Calculated estimate
$245,000 (20%)
Estimated mortgage
Calculated estimate
$980,000
Estimates update with the mortgage controls below. They do not include utilities, maintenance, legal fees, or other closing costs.
Mortgage estimate
Metro averages
Est. monthly total
$6,175
/mo
Rate
%
Amortization
Principal and interest
$5,666
Property tax (est.)
$358
P&I
Tax
Down payment
$245,000 (20%)
Get Pre-Approved
Jessica specialises in residential financing across Greater Vancouver, helping buyers secure competitive rates and navigate complex purchases with clarity.
Jessica Kuan
Licensed Mortgage Broker
This is an estimate only and does not constitute financial advice or a mortgage offer. Based on $245,000 down (20%) on $1,225,000, Canadian semi-annual compounding. Property tax estimated at Greater Vancouver metro average. No strata fee on record for this listing. Home insurance, land transfer tax, and closing costs are not included. Consult a licensed mortgage professional for personalised advice. Mortgage professionals featured here are independent licensed brokers. Ray Rasouli may receive a referral fee if you choose to work with one. You are under no obligation to use any recommended provider. Full disclosure.
Variable mortgages are quoted against this.
Fixed mortgage pricing follows this.
Set by the Bank of Canada.
These are benchmark rates, not mortgage quotes. Your rate depends on the lender, the term, and your file.
In a mapped wildland-urban interface zone. Affects insurance and FireSmart requirements.
Based on where this point falls in provincial map layers, not a site survey or a formal hazard assessment. Confirm with the municipality, a professional, and your insurer before relying on it.
