- Active
3838 Fearn Way
Ladysmith · Single Family
- Beds
- 3
- Baths
- 3
- Sqft
- 2,170
- Built
- 1979
Listed by Royal LePage Nanaimo Realty LD · MLS® 1050417
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Sign inAbout this home
Welcome to a truly special waterfront retreat, set on over an acre of beautifully treed property in a fantastic neighbourhood. Surrounded by gorgeous gardens and breathtaking panoramic ocean and mountain views, this beautifully maintained home offers privacy, comfort, and an unparalleled coastal lifestyle. Boating enthusiasts will appreciate the first-class dock with deep-water moorage, plus an additional anchoring buoy, providing excellent options for enjoying the water year-round. Easy beach access adds to the appeal, whether you're looking for peaceful walks along the shore or launching into your next coastal adventure. The home has been very tastefully updated and offers 3 bedrooms and 3 bathrooms, with a wonderful lower-level guest area that provides privacy and flexibility for visitors or extended family. A large shop with high ceilings offers exceptional space for boats, vehicles, hobbies, storage, or the ultimate workshop. Relax in the hot tub while taking in the serene surroundings and spectacular views, or enjoy outdoor living on the expansive fiberglass deck. A heat pump provides efficient year-round comfort, while the metal roof offers durability and peace of mind. Ideally located just 10 minutes to the airport, 25 minutes to the ferry, 10 minutes to golf, and only 5 minutes to beautiful waterfront dining, this is a rare opportunity to enjoy a peaceful waterfront lifestyle without sacrificing convenience. A remarkable property offering space, privacy, gardens, ocean and mountain views, exceptional boating access, and year-round enjoyment—a truly special place to call home.
Home facts
- Bedrooms
- 3
- Bathrooms
- 3 full
- Interior
- 2,170 sq ft
- Year built
- 1979
- Parking
- 4
- Property type
- Single Family
- Garage
- Yes
- Fireplace
- 1
- Area
- Ladysmith
- Listed
- September 21, 2026
- Structure
- House
- PID
- 001-078-089
- Common interest
- Freehold
Highlights
- Ocean view
- Mountain view
- Waterfront
- Hot tub
- High ceilings
Features and inclusions
- Heating
- Heat Pump, Forced air, Electric
- Cooling
- Air Conditioned
- Parking
- Attached Garage, Detached Garage, Garage, RV
- Lot
- Acreage, Southern exposure, Other, Moorage
Rooms and building
- Water
- Zoning
- Residential
The information contained on this site is based in whole or in part on information that is provided by members of The Canadian Real Estate Association (CREA), who are responsible for its accuracy. CREA reproduces and distributes this information as a service for its members and assumes no responsibility for its accuracy.
Monthly and upfront costs
Uses the posted 5-year rate (5.19%), 20% down and a 25-year amortization.
Monthly ownership costs
- Principal and interest
- $12,319
- Property tax
- $758/mo
- Home insurance
- $150/mo
- Estimated monthly total
- $13,227
Purchase snapshot
- List price
- $2,599,000
- Down payment
- $519,800 (20%)
- Estimated mortgage
- $2,079,200
Estimates only. They leave out utilities, upkeep and closing costs.
Borrowing costs
What money costs right now
The rates behind any payment estimate on this page.
- Prime rate
- 4.45%
- Variable mortgages are quoted against this.
- 5 year bond yield
- 3.68%
- Fixed mortgage pricing follows this.
- Policy rate
- 2.25%
- Set by the Bank of Canada.
These are benchmark rates, not mortgage quotes. Your rate depends on the lender, the term, and your file.
Source: Bank of Canada. As of 2026-09-29
Property tax
What the tax bill looks like
Municipal, regional, hospital and school rates combined.
- Estimated annual tax
- $16,450
- At 6.3292 per $1,000 of assessed value.
Estimated by applying the municipal rate to the asking price. Your actual bill is based on the BC Assessment value, which is set separately and usually differs from the sale price. Home owner grants are not included.
Source: Province of British Columbia, Local Government Statistics Schedule 702, 2026. As of 2026-01-01
Neighbourhood
Estimated travel times. Map data © OpenStreetMap contributors.
Land and hazards
What the maps say about this land
Provincial designations and mapped natural hazards at this location.
- Wildfire interface
- Low risk
- In a mapped wildland-urban interface zone. Affects insurance and FireSmart requirements.
Based on where this point falls in provincial map layers, not a site survey or a formal hazard assessment. Confirm with the municipality, a professional, and your insurer before relying on it.
Source: BC Geographic Warehouse (Agricultural Land Commission, BC Wildfire Service)
Most listed
Detached · 54%
Who lives here
Documents
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Availability is not guaranteed. Review documents with a professional.