- Active
593 Downey Road
North Saanich · Single Family
- Beds
- 4
- Baths
- 5
- Sqft
- 2,868
- Built
- 2022
Listed by Macdonald Realty Ltd. (Sid) · MLS® 1038418
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Sign inAbout this home
Situated on a beautifully landscaped 0.42-acre property in coveted Deep Cove, this exceptional 2022 custom rancher by Philco Construction blends refined single-level living with timeless West Coast style. Offering 2,868 sq.ft., the home features soaring 9'–18' ceilings, polished concrete floors with radiant in-floor heating, and expansive windows that fill the space with natural light. The open-concept design centres around a stunning chef’s kitchen with custom Thomas Phillips millwork, oversized island, and seamless flow to the dining and living areas anchored by a striking stone fireplace. Four bedrooms and five bathrooms include three ensuites, plus a versatile media/family room. A fully self-contained 1-bedroom suite with private entry, patio, and parking provides excellent flexibility. Enjoy over 1,400 sq.ft. of patio space, hot tub, private fenced grounds, and an oversized double garage. Minutes from beaches, marinas, the airport, ferries, and the Town of Sidney.
Home facts
- Bedrooms
- 4
- Bathrooms
- 5 full
- Interior
- 2,868 sq ft
- Lot size
- 18,295 sq ft
- Year built
- 2022
- Parking
- 5
- Property type
- Single Family
- Garage
- Yes
- Fireplace
- 1
- Area
- Deep Cove
- Style
- Westcoast
- Listed
- May 29, 2026
- Structure
- House
- PID
- 030-969-841
- Common interest
- Condo/Strata
Highlights
- Patio
- Hot tub
- Double garage
- Fireplace
Features and inclusions
- Appliances
- Washer, Refrigerator, Range - Gas, Dishwasher, Dryer, Microwave
- Heating
- Electric, Hot Water, Other
- Cooling
- None
- Parking
- Garage, RV, Visitor Parking, Additional Parking
- Lot
- Level lot, Private setting, Southern exposure, Other, Rectangular
- Community
- Family Oriented, Pets Allowed With Restrictions
Rooms and building
- Water
- Zoning
- Residential
The information contained on this site is based in whole or in part on information that is provided by members of The Canadian Real Estate Association (CREA), who are responsible for its accuracy. CREA reproduces and distributes this information as a service for its members and assumes no responsibility for its accuracy.
Monthly and upfront costs
Uses the posted 5-year rate (5.19%), 20% down and a 25-year amortization.
Monthly ownership costs
- Principal and interest
- $12,319
- Property tax
- $758/mo
- Home insurance
- $150/mo
- Estimated monthly total
- $13,227
Purchase snapshot
- List price
- $2,599,000
- Down payment
- $519,800 (20%)
- Estimated mortgage
- $2,079,200
Estimates only. They leave out utilities, upkeep and closing costs.
Borrowing costs
What money costs right now
The rates behind any payment estimate on this page.
- Prime rate
- 4.45%
- Variable mortgages are quoted against this.
- 5 year bond yield
- 3.68%
- Fixed mortgage pricing follows this.
- Policy rate
- 2.25%
- Set by the Bank of Canada.
These are benchmark rates, not mortgage quotes. Your rate depends on the lender, the term, and your file.
Source: Bank of Canada. As of 2026-09-29
Property tax
What the tax bill looks like
Municipal, regional, hospital and school rates combined.
- Estimated annual tax
- $8,716
- At 3.3537 per $1,000 of assessed value.
Estimated by applying the municipal rate to the asking price. Your actual bill is based on the BC Assessment value, which is set separately and usually differs from the sale price. Home owner grants are not included.
Source: Province of British Columbia, Local Government Statistics Schedule 702, 2026. As of 2026-01-01
Neighbourhood
Estimated travel times. Map data © OpenStreetMap contributors.
Land and hazards
What the maps say about this land
Provincial designations and mapped natural hazards at this location.
- Wildfire interface
- Low risk
- In a mapped wildland-urban interface zone. Affects insurance and FireSmart requirements.
Based on where this point falls in provincial map layers, not a site survey or a formal hazard assessment. Confirm with the municipality, a professional, and your insurer before relying on it.
Source: BC Geographic Warehouse (Agricultural Land Commission, BC Wildfire Service)
Most listed
Detached · 81%
Who lives here
Documents
Pick the records you want. Ray Rasouli will email what the listing brokerage shares.
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