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The trademarks REALTOR®, REALTORS®, and the REALTOR® logo are controlled by The Canadian Real Estate Association (CREA) and identify real estate professionals who are members of CREA. MLS®, Multiple Listing Service®, and the associated logos are owned by The Canadian Real Estate Association (CREA) and identify the quality of services provided by real estate professionals who are members of CREA.

®MLSReciprocity
Home/Rent vs mortgage/Delta/$1,800/mo

Rent vs mortgage

$1,800 a month in rent buys a $380,000 home in Delta

That is what a 1800-a-month rent carries as a mortgage at 5.19%, with 20% down over a 25-year amortization. Covering property tax, strata and insurance inside the same monthly budget, the matching price is about $274,000. Here are the 11 Delta homes on the market at or under it right now.

Purchase price

$380,000

Down payment

$76,000

All-in monthly

$2,301/mo

Matching homes

11

Rent or own? See what you could afford

Your name

$

/mo

Your monthly rent

Paid as a mortgage, $1,800/mo owns a home worth about

$380,000

11 Delta homes are in your budget

Builds your equity

Rent builds none

Covering mortgage, tax, strata and insurance together, the matching price is about $276,000.

Rate %
Down %
Amort. yrs
Email *
How $1,800/mo of rent becomes a purchase price
Rent you pay$1,800/mo
Interest rate5.19%
Amortization25 years
Down payment (20%)$76,000
Mortgage supported$304,000
Purchase price$380,000
Tax, strata & insurance$501/mo
All-in monthly$2,301/mo

Delta homes your $1,800 rent could own

#221 – 11806 88 Avenue
Under your rent
28

$326,500

~$1,548/mo

i

#221 – 11806 88 Avenue

Delta · Residential

2 bd

1 ba

838 sqft

$390/sqft

Built 1972

MLS® R3103619

View

Parallel 49 Realty

#135B – 8635 120 Street
Under your rent
27

$275,000

~$1,303/mo

i

#135B – 8635 120 Street

Delta · Residential

1 bd

1 ba

724 sqft

$380/sqft

Built 1973

MLS® R3107851

View

Sunstar Realty Ltd.

#245B – 8635 120 Street
Under your rent

$349,000

~$1,654/mo

i

#245B – 8635 120 Street

Delta · Residential

1 bd

1 ba

726 sqft

$481/sqft

Built 1973

MLS® R3079171

View

Royal Pacific Realty Corp.

#123 – 11806 88 Avenue
Under your rent
15

$254,888

~$1,208/mo

i

#123 – 11806 88 Avenue

Delta · Residential

0 bd

1 ba

465 sqft

$548/sqft

Built 1972

MLS® R3147663

View

Century 21 Coastal Realty Ltd.

#2 – 4485 RIVER Road
Under your rent
30

$199,900

~$947/mo

i

#2 – 4485 RIVER Road

Delta · Residential

1 bd

1 ba

511 sqft

$391/sqft

Built 2020

MLS® R3076124

View

Oakwyn Realty Ltd.

#205 – 1942 STARLING Drive
Under your rent
21

$370,000

~$1,754/mo

i

#205 – 1942 STARLING Drive

Delta · Residential

1 bd

1 ba

482 sqft

$768/sqft

Built 2025

MLS® R3082582

View

RE/MAX Westcoast

#403 – 2499 Rabbit Drive
Under your rent
11

$330,000

~$1,564/mo

i

#403 – 2499 Rabbit Drive

Delta · Residential

1 bd

1 ba

480 sqft

$688/sqft

Built 2024

MLS® R3109212

View

Sutton Group Seafair Realty

#359B – 8635 120 Street
Under your rent
29

$320,000

~$1,517/mo

i

#359B – 8635 120 Street

Delta · Residential

0 bd

1 ba

690 sqft

$464/sqft

Built 1972

MLS® R3133766

View

Royal LePage Little Oak Realty

#109A – 8635 120 Street
Under your rent
24

$299,900

~$1,421/mo

i

#109A – 8635 120 Street

Delta · Residential

1 bd

1 ba

772 sqft

$388/sqft

Built 1971

MLS® R3129303

View

RE/MAX Colonial Pacific Realty

#325 – 11806 88 Avenue
Under your rent
34

$327,777

~$1,554/mo

i

#325 – 11806 88 Avenue

Delta · Residential

1 bd

1 ba

711 sqft

$461/sqft

Built 1972

MLS® R3094103

View

Team 3000 Realty Ltd.

#4 – 3350 Westham Island Road
Under your rent
21

$250,000

~$1,185/mo

i

#4 – 3350 Westham Island Road

Delta · Residential

2 bd

1 ba

990 sqft

$253/sqft

Built 1978

MLS® R3102062

View

Macdonald Realty Westmar

See all on the map (11 active listings)

Other rents in Delta

$1,500/mo · $2,000/mo · $2,200/mo · $2,500/mo · $3,000/mo · $3,500/mo · $4,000/mo

The assumptions behind these numbers

Every figure assumes a 5.19% interest rate, 20% down and a 25-year amortization. Property tax uses the local municipal residential rate of 3.74 per $1,000; strata ($320/mo) and insurance ($62/mo) are estimates, since neither is knowable from rent alone. Change any of these in the calculator and the numbers update in place. This is an estimate for comparison, not a mortgage approval or financial advice. Your rate, down payment and the home's real carrying costs will differ. Confirm with a mortgage professional before you rely on it.

Common questions

What can $1,800 a month in rent buy in Delta?

At a 5.19% rate with 20% down over 25 years, $1,800/mo carries the mortgage on a home priced around $380,000. Covering tax, strata and insurance inside the same budget, the matching price is about $274,000.

How much do I need for a down payment?

On a $380,000 home at 20% down, the down payment is $76,000. A smaller down payment raises the monthly cost and may add mortgage insurance.

Is the mortgage really the same as my rent?

The mortgage payment is, by design; that is what this page solves for. Owning also adds roughly $501/mo in tax, strata and insurance, so the honest all-in monthly on a $380,000 home is closer to $2,301.

RR

How these numbers are worked out

I am Ray Rasouli, a licensed REALTOR® with Real Broker B.C. Ltd. The purchase price is your rent solved back through a standard amortized mortgage, and the listings come from live MLS® inventory refreshed hourly, not a static table. The figures are for comparison, not a mortgage approval. Tell me your situation and I will confirm what you actually qualify for.

Page methodology and sources are stated beside the figures. Content is reviewed by Ray Rasouli, REALTOR®, Real Broker B.C. Ltd.
$1,500/mo in Delta$2,000/mo in Delta$2,200/mo in Delta$2,500/mo in Delta$3,000/mo in Delta$3,500/mo in Delta$4,000/mo in DeltaAll rent bands in DeltaDelta market reportMortgage calculator

Listing data provided by the Real Estate Board of Greater Vancouver and partner boards under MLS® Reciprocity. Deemed reliable but not guaranteed accurate. Mortgage figures are estimates for comparison only, not financial advice. MLS® and REALTOR® are trademarks of CREA.