HOMES FOR SALESELL MY HOMEMARKET DATATOOLSACADEMYAbout

Relta Real Estate, by Ray Rasouli

Ray Rasouli is a licensed REALTOR® with the Greater Vancouver board, providing clarity-first guidance for buyers and sellers. No pressure, no hype.

Built for rational decisions, transparent process, and practical next steps.

Ray Rasouli, REALTOR® · Real Broker B.C. Ltd.
500-666 Burrard Street, Vancouver, BC V6C 3P6
+1 (778) 910-6917 · ray@relta.ca
Relta Real Estate is a brand and software platform, not a brokerage. Real estate services are provided by Ray Rasouli, licensed with Real Broker B.C. Ltd.

Start with the journey that fits your next move.

Find your deal

HOMES FOR SALE

Get my shortlistMortgage CalculatorHomes Scored on PriceWhat You Can AffordRent vs MortgageMortgage Pre-ApprovalCost of BuyingBC Property Taxes

SELL MY HOME

Get Property ValueShould You Sell Now?Find TenantsWhat Is My Home WorthRecently SoldWhen to Sell

TOOLS

CompareSimilar Property FinderMortgage Calculator

ACADEMY

Buyer CourseSeller CourseLandlord CourseMarket Journal

FOR AGENTS

Claim your areaRelta Agent appBook a call

SUPPORT

+1 (778) 910-6917ray@relta.caAbout

BROWSE BC

Surrey homes for saleVancouver homes for saleBurnaby homes for saleRichmond homes for saleLangley homes for saleCoquitlam homes for saleNorth Vancouver homes for saleMaple Ridge homes for saleAll BC cities
Real Broker B.C. Ltd.

© 2026 Ray Rasouli · Real Broker B.C. Ltd. · Relta software © Awesome Technologies. All rights reserved.

Privacy PolicyTerms of ServiceReferral DisclosureRelta Agent PrivacyRelta Agent Terms

The trademarks REALTOR®, REALTORS®, and the REALTOR® logo are controlled by The Canadian Real Estate Association (CREA) and identify real estate professionals who are members of CREA. MLS®, Multiple Listing Service®, and the associated logos are owned by The Canadian Real Estate Association (CREA) and identify the quality of services provided by real estate professionals who are members of CREA.

®MLSReciprocity
Home/Rent vs mortgage/Delta/$2,500/mo

Rent vs mortgage

$2,500 a month in rent buys a $527,000 home in Delta

That is what a 2500-a-month rent carries as a mortgage at 5.19%, with 20% down over a 25-year amortization. Covering property tax, strata and insurance inside the same monthly budget, the matching price is about $412,000. Here are the 40 Delta homes on the market at or under it right now.

Purchase price

$527,000

Down payment

$105,000

All-in monthly

$3,047/mo

Matching homes

40

Rent or own? See what you could afford

Your name

$

/mo

Your monthly rent

Paid as a mortgage, $2,500/mo owns a home worth about

$527,000

40 Delta homes are in your budget

Builds your equity

Rent builds none

Covering mortgage, tax, strata and insurance together, the matching price is about $414,000.

Rate %
Down %
Amort. yrs
Email *
How $2,500/mo of rent becomes a purchase price
Rent you pay$2,500/mo
Interest rate5.19%
Amortization25 years
Down payment (20%)$105,000
Mortgage supported$422,000
Purchase price$527,000
Tax, strata & insurance$547/mo
All-in monthly$3,047/mo

Delta homes your $2,500 rent could own

#12 – 3350 Westham Island Road
Under your rent
38

$389,000

~$1,844/mo

i

#12 – 3350 Westham Island Road

Delta · Residential

2 bd

1 ba

1,121 sqft

$347/sqft

Built 1992

MLS® R3128678

View

Sutton Group Seafair Realty

#212 – 4738 53 Street
Under your rent
30

$499,999

~$2,370/mo

i

#212 – 4738 53 Street

Delta · Residential

1 bd

1 ba

837 sqft

$597/sqft

Built 1991

MLS® R3156086

View

Nu Stream Realty Inc.

#102 – 6960 Nicholson Road
Newly Listed
Under your rent
10

$429,999

~$2,038/mo

i

#102 – 6960 Nicholson Road

Delta · Residential

1 bd

1 ba

608 sqft

$707/sqft

Built 2021

MLS® R3154748

View

RE/MAX City Realty

#301 – 5553 16 Avenue
Under your rent
27

$419,900

~$1,990/mo

i

#301 – 5553 16 Avenue

Delta · Residential

1 bd

1 ba

759 sqft

$553/sqft

Built 1971

MLS® R3117595

View

Real Broker

#3305 – 11967 80 Avenue
Under your rent
25

$395,000

~$1,872/mo

i

#3305 – 11967 80 Avenue

Delta · Residential

1 bd

1 ba

529 sqft

$747/sqft

Built 2017

MLS® R3107797

View

1NE Collective Realty Inc.

#616 – 11507 84 Avenue
Under your rent
25

$499,000

~$2,365/mo

i

#616 – 11507 84 Avenue

Delta · Residential

1 bd

1 ba

724 sqft

$689/sqft

Built 2020

MLS® R3156431

View

Oakwyn Realty Ltd.

#11 – 3871 River Road
Under your rent
26

$425,000

~$2,014/mo

i

#11 – 3871 River Road

Delta · Residential

1 bd

1 ba

617 sqft

$689/sqft

Built 1985

MLS® R3134975

View

Sutton Group Seafair Realty

#106 – 4745 54a Street
Under your rent
32

$479,000

~$2,270/mo

i

#106 – 4745 54a Street

Delta · Residential

1 bd

1 ba

760 sqft

$630/sqft

Built 1997

MLS® R3152011

View

Homelife Benchmark Titus Realty

#1206 – 11967 80 Avenue
Under your rent
31

$499,000

~$2,365/mo

i

#1206 – 11967 80 Avenue

Delta · Residential

2 bd

2 ba

787 sqft

$634/sqft

Built 2017

MLS® R3131208

View

Sutton Group-West Coast Realty

#218 – 1363 56 Street
Under your rent
25

$518,800

~$2,459/mo

i

#218 – 1363 56 Street

Delta · Residential

2 bd

2 ba

946 sqft

$548/sqft

Built 1998

MLS® R3147122

View

Sutton Group Seafair Realty

#221 – 11806 88 Avenue
Under your rent
28

$326,500

~$1,548/mo

i

#221 – 11806 88 Avenue

Delta · Residential

2 bd

1 ba

838 sqft

$390/sqft

Built 1972

MLS® R3103619

View

Parallel 49 Realty

#135B – 8635 120 Street
Under your rent
27

$275,000

~$1,303/mo

i

#135B – 8635 120 Street

Delta · Residential

1 bd

1 ba

724 sqft

$380/sqft

Built 1973

MLS® R3107851

View

Sunstar Realty Ltd.

See all on the map (40 active listings)

Other rents in Delta

$1,500/mo · $1,800/mo · $2,000/mo · $2,200/mo · $3,000/mo · $3,500/mo · $4,000/mo

The assumptions behind these numbers

Every figure assumes a 5.19% interest rate, 20% down and a 25-year amortization. Property tax uses the local municipal residential rate of 3.74 per $1,000; strata ($320/mo) and insurance ($62/mo) are estimates, since neither is knowable from rent alone. Change any of these in the calculator and the numbers update in place. This is an estimate for comparison, not a mortgage approval or financial advice. Your rate, down payment and the home's real carrying costs will differ. Confirm with a mortgage professional before you rely on it.

Common questions

What can $2,500 a month in rent buy in Delta?

At a 5.19% rate with 20% down over 25 years, $2,500/mo carries the mortgage on a home priced around $527,000. Covering tax, strata and insurance inside the same budget, the matching price is about $412,000.

How much do I need for a down payment?

On a $527,000 home at 20% down, the down payment is $105,000. A smaller down payment raises the monthly cost and may add mortgage insurance.

Is the mortgage really the same as my rent?

The mortgage payment is, by design; that is what this page solves for. Owning also adds roughly $547/mo in tax, strata and insurance, so the honest all-in monthly on a $527,000 home is closer to $3,047.

RR

How these numbers are worked out

I am Ray Rasouli, a licensed REALTOR® with Real Broker B.C. Ltd. The purchase price is your rent solved back through a standard amortized mortgage, and the listings come from live MLS® inventory refreshed hourly, not a static table. The figures are for comparison, not a mortgage approval. Tell me your situation and I will confirm what you actually qualify for.

Page methodology and sources are stated beside the figures. Content is reviewed by Ray Rasouli, REALTOR®, Real Broker B.C. Ltd.
$1,500/mo in Delta$1,800/mo in Delta$2,000/mo in Delta$2,200/mo in Delta$3,000/mo in Delta$3,500/mo in Delta$4,000/mo in DeltaAll rent bands in DeltaDelta market reportMortgage calculator

Listing data provided by the Real Estate Board of Greater Vancouver and partner boards under MLS® Reciprocity. Deemed reliable but not guaranteed accurate. Mortgage figures are estimates for comparison only, not financial advice. MLS® and REALTOR® are trademarks of CREA.