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500-666 Burrard Street, Vancouver, BC V6C 3P6
+1 (778) 910-6917 · ray@relta.ca
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The trademarks REALTOR®, REALTORS®, and the REALTOR® logo are controlled by The Canadian Real Estate Association (CREA) and identify real estate professionals who are members of CREA. MLS®, Multiple Listing Service®, and the associated logos are owned by The Canadian Real Estate Association (CREA) and identify the quality of services provided by real estate professionals who are members of CREA.

®MLSReciprocity
Home/Rent vs mortgage/Delta/$4,000/mo

Rent vs mortgage

$4,000 a month in rent buys a $844,000 home in Delta

That is what a 4000-a-month rent carries as a mortgage at 5.19%, with 20% down over a 25-year amortization. Covering property tax, strata and insurance inside the same monthly budget, the matching price is about $708,000. Here are the 138 Delta homes on the market at or under it right now.

Purchase price

$844,000

Down payment

$169,000

All-in monthly

$4,645/mo

Matching homes

138

Rent or own? See what you could afford

Your name

$

/mo

Your monthly rent

Paid as a mortgage, $4,000/mo owns a home worth about

$844,000

138 Delta homes are in your budget

Builds your equity

Rent builds none

Covering mortgage, tax, strata and insurance together, the matching price is about $711,000.

Rate %
Down %
Amort. yrs
Email *
How $4,000/mo of rent becomes a purchase price
Rent you pay$4,000/mo
Interest rate5.19%
Amortization25 years
Down payment (20%)$169,000
Mortgage supported$675,000
Purchase price$844,000
Tax, strata & insurance$645/mo
All-in monthly$4,645/mo

Delta homes your $4,000 rent could own

#315 – 6322 Market Avenue
Newly Listed
Under your rent
12

$569,900

~$2,701/mo

i

#315 – 6322 Market Avenue

Delta · Residential

2 bd

2 ba

689 sqft

$827/sqft

Built 2028

MLS® R3158333

View

Centric Realty Ltd.

#118 – 6322 Market Avenue
Newly Listed
Under your rent
12

$699,900

~$3,317/mo

i

#118 – 6322 Market Avenue

Delta · Residential

2 bd

2 ba

700 sqft

$1,000/sqft

Built 2028

MLS® R3156900

View

Centric Realty Ltd.

#19 – 4949 57 Street
Under your rent
31

$636,888

~$3,019/mo

i

#19 – 4949 57 Street

Delta · Residential

3 bd

2 ba

1,151 sqft

$553/sqft

Built 1969

MLS® R3132257

View

Sutton Group Seafair Realty

#304 – 8360 Delsom Way
Under your rent
36

$669,500

~$3,173/mo

i

#304 – 8360 Delsom Way

Delta · Residential

2 bd

2 ba

906 sqft

$739/sqft

Built 2019

MLS® R3141217

View

Royal LePage - Wolstencroft

#12 – 3350 Westham Island Road
Under your rent
38

$389,000

~$1,844/mo

i

#12 – 3350 Westham Island Road

Delta · Residential

2 bd

1 ba

1,121 sqft

$347/sqft

Built 1992

MLS® R3128678

View

Sutton Group Seafair Realty

#313 – 4909 ELLIOTT Street
Under your rent
13

$784,900

~$3,720/mo

i

#313 – 4909 ELLIOTT Street

Delta · Residential

2 bd

2 ba

851 sqft

$922/sqft

Built 2027

MLS® R3117667

View

Rennie & Associates Realty Ltd.

#16 – 4959 57 Street
Newly Listed
Under your rent
Open House on Sat, 3pm–5pm
37

$699,000

~$3,313/mo

i

#16 – 4959 57 Street

Delta · Residential

2 bd

2 ba

982 sqft

$712/sqft

Built 1969

MLS® R3156156

View

Sutton Group Seafair Realty

#308 – 6322 Market Avenue
Newly Listed
Under your rent
11

$734,900

~$3,483/mo

i

#308 – 6322 Market Avenue

Delta · Residential

2 bd

2 ba

764 sqft

$962/sqft

Built 2028

MLS® R3156872

View

Centric Realty Ltd.

#212 – 4738 53 Street
Under your rent
30

$499,999

~$2,370/mo

i

#212 – 4738 53 Street

Delta · Residential

1 bd

1 ba

837 sqft

$597/sqft

Built 1991

MLS® R3156086

View

Nu Stream Realty Inc.

#107 – 5555 13A Avenue
Under your rent
17

$575,000

~$2,725/mo

i

#107 – 5555 13A Avenue

Delta · Residential

2 bd

2 ba

894 sqft

$643/sqft

Built 1996

MLS® R3109437

View

Royal LePage Regency Realty

#102 – 6960 Nicholson Road
Newly Listed
Under your rent
10

$429,999

~$2,038/mo

i

#102 – 6960 Nicholson Road

Delta · Residential

1 bd

1 ba

608 sqft

$707/sqft

Built 2021

MLS® R3154748

View

RE/MAX City Realty

#43 – 10735 84 Avenue
Under your rent
13

$798,000

~$3,782/mo

i

#43 – 10735 84 Avenue

Delta · Residential

3 bd

3 ba

1,430 sqft

$558/sqft

Built 2015

MLS® R3157602

View

Macdonald Realty Westmar

See all on the map (138 active listings)

Other rents in Delta

$1,500/mo · $1,800/mo · $2,000/mo · $2,200/mo · $2,500/mo · $3,000/mo · $3,500/mo

The assumptions behind these numbers

Every figure assumes a 5.19% interest rate, 20% down and a 25-year amortization. Property tax uses the local municipal residential rate of 3.74 per $1,000; strata ($320/mo) and insurance ($62/mo) are estimates, since neither is knowable from rent alone. Change any of these in the calculator and the numbers update in place. This is an estimate for comparison, not a mortgage approval or financial advice. Your rate, down payment and the home's real carrying costs will differ. Confirm with a mortgage professional before you rely on it.

Common questions

What can $4,000 a month in rent buy in Delta?

At a 5.19% rate with 20% down over 25 years, $4,000/mo carries the mortgage on a home priced around $844,000. Covering tax, strata and insurance inside the same budget, the matching price is about $708,000.

How much do I need for a down payment?

On a $844,000 home at 20% down, the down payment is $169,000. A smaller down payment raises the monthly cost and may add mortgage insurance.

Is the mortgage really the same as my rent?

The mortgage payment is, by design; that is what this page solves for. Owning also adds roughly $645/mo in tax, strata and insurance, so the honest all-in monthly on a $844,000 home is closer to $4,645.

RR

How these numbers are worked out

I am Ray Rasouli, a licensed REALTOR® with Real Broker B.C. Ltd. The purchase price is your rent solved back through a standard amortized mortgage, and the listings come from live MLS® inventory refreshed hourly, not a static table. The figures are for comparison, not a mortgage approval. Tell me your situation and I will confirm what you actually qualify for.

Page methodology and sources are stated beside the figures. Content is reviewed by Ray Rasouli, REALTOR®, Real Broker B.C. Ltd.
$1,500/mo in Delta$1,800/mo in Delta$2,000/mo in Delta$2,200/mo in Delta$2,500/mo in Delta$3,000/mo in Delta$3,500/mo in DeltaAll rent bands in DeltaDelta market reportMortgage calculator

Listing data provided by the Real Estate Board of Greater Vancouver and partner boards under MLS® Reciprocity. Deemed reliable but not guaranteed accurate. Mortgage figures are estimates for comparison only, not financial advice. MLS® and REALTOR® are trademarks of CREA.