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The trademarks REALTOR®, REALTORS®, and the REALTOR® logo are controlled by The Canadian Real Estate Association (CREA) and identify real estate professionals who are members of CREA. MLS®, Multiple Listing Service®, and the associated logos are owned by The Canadian Real Estate Association (CREA) and identify the quality of services provided by real estate professionals who are members of CREA.

®MLSReciprocity
Home/Rent vs mortgage/Delta/$2,200/mo

Rent vs mortgage

$2,200 a month in rent buys a $464,000 home in Delta

That is what a 2200-a-month rent carries as a mortgage at 5.19%, with 20% down over a 25-year amortization. Covering property tax, strata and insurance inside the same monthly budget, the matching price is about $353,000. Here are the 24 Delta homes on the market at or under it right now.

Purchase price

$464,000

Down payment

$93,000

All-in monthly

$2,727/mo

Matching homes

24

Rent or own? See what you could afford

Your name

$

/mo

Your monthly rent

Paid as a mortgage, $2,200/mo owns a home worth about

$464,000

24 Delta homes are in your budget

Builds your equity

Rent builds none

Covering mortgage, tax, strata and insurance together, the matching price is about $355,000.

Rate %
Down %
Amort. yrs
Email *
How $2,200/mo of rent becomes a purchase price
Rent you pay$2,200/mo
Interest rate5.19%
Amortization25 years
Down payment (20%)$93,000
Mortgage supported$371,000
Purchase price$464,000
Tax, strata & insurance$527/mo
All-in monthly$2,727/mo

Delta homes your $2,200 rent could own

#12 – 3350 Westham Island Road
Under your rent
38

$389,000

~$1,844/mo

i

#12 – 3350 Westham Island Road

Delta · Residential

2 bd

1 ba

1,121 sqft

$347/sqft

Built 1992

MLS® R3128678

View

Sutton Group Seafair Realty

#102 – 6960 Nicholson Road
Newly Listed
Under your rent
10

$429,999

~$2,038/mo

i

#102 – 6960 Nicholson Road

Delta · Residential

1 bd

1 ba

608 sqft

$707/sqft

Built 2021

MLS® R3154748

View

RE/MAX City Realty

#301 – 5553 16 Avenue
Under your rent
27

$419,900

~$1,990/mo

i

#301 – 5553 16 Avenue

Delta · Residential

1 bd

1 ba

759 sqft

$553/sqft

Built 1971

MLS® R3117595

View

Real Broker

#3305 – 11967 80 Avenue
Under your rent
25

$395,000

~$1,872/mo

i

#3305 – 11967 80 Avenue

Delta · Residential

1 bd

1 ba

529 sqft

$747/sqft

Built 2017

MLS® R3107797

View

1NE Collective Realty Inc.

#11 – 3871 River Road
Under your rent
26

$425,000

~$2,014/mo

i

#11 – 3871 River Road

Delta · Residential

1 bd

1 ba

617 sqft

$689/sqft

Built 1985

MLS® R3134975

View

Sutton Group Seafair Realty

#221 – 11806 88 Avenue
Under your rent
28

$326,500

~$1,548/mo

i

#221 – 11806 88 Avenue

Delta · Residential

2 bd

1 ba

838 sqft

$390/sqft

Built 1972

MLS® R3103619

View

Parallel 49 Realty

#135B – 8635 120 Street
Under your rent
27

$275,000

~$1,303/mo

i

#135B – 8635 120 Street

Delta · Residential

1 bd

1 ba

724 sqft

$380/sqft

Built 1973

MLS® R3107851

View

Sunstar Realty Ltd.

#245B – 8635 120 Street
Under your rent

$349,000

~$1,654/mo

i

#245B – 8635 120 Street

Delta · Residential

1 bd

1 ba

726 sqft

$481/sqft

Built 1973

MLS® R3079171

View

Royal Pacific Realty Corp.

#306 – 4926 48 Avenue
Under your rent
36

$460,000

~$2,180/mo

i

#306 – 4926 48 Avenue

Delta · Residential

2 bd

1 ba

930 sqft

$495/sqft

Built 1982

MLS® R3137429

View

RE/MAX Select Realty

#414 – 7511 120 Street
Under your rent
28

$399,000

~$1,891/mo

i

#414 – 7511 120 Street

Delta · Residential

1 bd

1 ba

658 sqft

$606/sqft

Built 2012

MLS® R3149411

View

RE/MAX Performance Realty

#308 – 4728 53 Street
Under your rent
28

$450,000

~$2,133/mo

i

#308 – 4728 53 Street

Delta · Residential

1 bd

1 ba

733 sqft

$614/sqft

Built 1991

MLS® R3152084

View

Stilhavn Real Estate Services

#123 – 11806 88 Avenue
Under your rent
15

$254,888

~$1,208/mo

i

#123 – 11806 88 Avenue

Delta · Residential

0 bd

1 ba

465 sqft

$548/sqft

Built 1972

MLS® R3147663

View

Century 21 Coastal Realty Ltd.

See all on the map (24 active listings)

Other rents in Delta

$1,500/mo · $1,800/mo · $2,000/mo · $2,500/mo · $3,000/mo · $3,500/mo · $4,000/mo

The assumptions behind these numbers

Every figure assumes a 5.19% interest rate, 20% down and a 25-year amortization. Property tax uses the local municipal residential rate of 3.74 per $1,000; strata ($320/mo) and insurance ($62/mo) are estimates, since neither is knowable from rent alone. Change any of these in the calculator and the numbers update in place. This is an estimate for comparison, not a mortgage approval or financial advice. Your rate, down payment and the home's real carrying costs will differ. Confirm with a mortgage professional before you rely on it.

Common questions

What can $2,200 a month in rent buy in Delta?

At a 5.19% rate with 20% down over 25 years, $2,200/mo carries the mortgage on a home priced around $464,000. Covering tax, strata and insurance inside the same budget, the matching price is about $353,000.

How much do I need for a down payment?

On a $464,000 home at 20% down, the down payment is $93,000. A smaller down payment raises the monthly cost and may add mortgage insurance.

Is the mortgage really the same as my rent?

The mortgage payment is, by design; that is what this page solves for. Owning also adds roughly $527/mo in tax, strata and insurance, so the honest all-in monthly on a $464,000 home is closer to $2,727.

RR

How these numbers are worked out

I am Ray Rasouli, a licensed REALTOR® with Real Broker B.C. Ltd. The purchase price is your rent solved back through a standard amortized mortgage, and the listings come from live MLS® inventory refreshed hourly, not a static table. The figures are for comparison, not a mortgage approval. Tell me your situation and I will confirm what you actually qualify for.

Page methodology and sources are stated beside the figures. Content is reviewed by Ray Rasouli, REALTOR®, Real Broker B.C. Ltd.
$1,500/mo in Delta$1,800/mo in Delta$2,000/mo in Delta$2,500/mo in Delta$3,000/mo in Delta$3,500/mo in Delta$4,000/mo in DeltaAll rent bands in DeltaDelta market reportMortgage calculator

Listing data provided by the Real Estate Board of Greater Vancouver and partner boards under MLS® Reciprocity. Deemed reliable but not guaranteed accurate. Mortgage figures are estimates for comparison only, not financial advice. MLS® and REALTOR® are trademarks of CREA.