Under your rent
37
$220,000
~$1,043/mo
i#112 – 11203 105 Avenue
Fort St. John · Residential
2 bd
2 ba
969 sqft
$227/sqft
Built 2014
MLS® R3135436
Century 21 Energy Realty
Rent vs mortgage
$1,500 a month in rent buys a $316,000 home in Fort St. John
That is what a 1500-a-month rent carries as a mortgage at 5.19%, with 20% down over a 25-year amortization. Covering property tax, strata and insurance inside the same monthly budget, the matching price is about $182,000. Here are the 99 Fort St. John homes on the market at or under it right now.
Purchase price
$316,000
Down payment
$63,000
All-in monthly
$2,138/mo
Matching homes
99
Fort St. John homes your $1,500 rent could own
Under your rent
22
$239,900
~$1,137/mo
i#108 – 11205 105 Avenue
Fort St. John · Residential
2 bd
2 ba
969 sqft
$248/sqft
Built 2015
MLS® R3155916
RE/MAX Action Realty Inc
Under your rent
7
$209,000
~$991/mo
i#4 – 10223 98 Avenue
Fort St. John · Residential
2 bd
1 ba
984 sqft
$212/sqft
Built 2012
MLS® R3147497
RE/MAX Action Realty Inc
Under your rent
18
$134,500
~$637/mo
i#109 – 8507 86 Street
Fort St. John · Residential
2 bd
1 ba
765 sqft
$176/sqft
Built 2007
MLS® R3058731
RE/MAX Action Realty Inc
Under your rent
7
$175,000
~$829/mo
i8508 98 Avenue
Fort St. John · Residential
3 bd
2 ba
1,220 sqft
$143/sqft
Built 9999
MLS® R3147627
RE/MAX Action Realty Inc
Under your rent
16
$257,900
~$1,222/mo
i10247 102 Avenue
Fort St. John · Residential
3 bd
3 ba
1,318 sqft
$196/sqft
Built 2009
MLS® R3149762
Century 21 Energy Realty
Under your rent
38
$309,000
~$1,465/mo
i8307 87 Street
Fort St. John · Residential
3 bd
2 ba
1,300 sqft
$238/sqft
Built 2010
MLS® R3157643
Century 21 Energy Realty
Under your rent
36
$289,900
~$1,374/mo
i#110 – 10303 112 Street
Fort St. John · Residential
3 bd
3 ba
1,353 sqft
$214/sqft
Built 2016
MLS® R3147499
Century 21 Energy Realty
Under your rent
12
$269,900
~$1,279/mo
i10249 102 Avenue
Fort St. John · Residential
3 bd
3 ba
1,318 sqft
$205/sqft
Built 2009
MLS® R3101447
Century 21 Energy Realty
Under your rent
26
$314,900
~$1,493/mo
i9708 104 Avenue
Fort St. John · Residential
3 bd
1 ba
962 sqft
$327/sqft
Built 1957
MLS® R3121329
Century 21 Energy Realty
Under your rent
30
$185,000
~$877/mo
i#37 – 8420 ALASKA Road
Fort St. John · Residential
3 bd
2 ba
1,520 sqft
$122/sqft
Built 2015
MLS® R3157960
RE/MAX Action Realty Inc
Under your rent
28
$239,900
~$1,137/mo
i10513 88A Street
Fort St. John · Residential
3 bd
2 ba
1,311 sqft
$183/sqft
Built 1979
MLS® R3157107
RE/MAX Action Realty Inc
See all on the map (99 active listings)
Other rents in Fort St. John
$1,800/mo · $2,000/mo · $2,200/mo · $2,500/mo · $3,000/mo · $3,500/mo · $4,000/mo
The assumptions behind these numbers
Every figure assumes a 5.19% interest rate, 20% down and a 25-year amortization. Property tax uses the local municipal residential rate of 9.69 per $1,000; strata ($320/mo) and insurance ($62/mo) are estimates, since neither is knowable from rent alone. Change any of these in the calculator and the numbers update in place. This is an estimate for comparison, not a mortgage approval or financial advice. Your rate, down payment and the home's real carrying costs will differ. Confirm with a mortgage professional before you rely on it.
Common questions
What can $1,500 a month in rent buy in Fort St. John?
At a 5.19% rate with 20% down over 25 years, $1,500/mo carries the mortgage on a home priced around $316,000. Covering tax, strata and insurance inside the same budget, the matching price is about $182,000.
How much do I need for a down payment?
On a $316,000 home at 20% down, the down payment is $63,000. A smaller down payment raises the monthly cost and may add mortgage insurance.
Is the mortgage really the same as my rent?
The mortgage payment is, by design; that is what this page solves for. Owning also adds roughly $638/mo in tax, strata and insurance, so the honest all-in monthly on a $316,000 home is closer to $2,138.
RR
How these numbers are worked out
I am Ray Rasouli, a licensed REALTOR® with Real Broker B.C. Ltd. The purchase price is your rent solved back through a standard amortized mortgage, and the listings come from live MLS® inventory refreshed hourly, not a static table. The figures are for comparison, not a mortgage approval. Tell me your situation and I will confirm what you actually qualify for.
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Listing data provided by the Real Estate Board of Greater Vancouver and partner boards under MLS® Reciprocity. Deemed reliable but not guaranteed accurate. Mortgage figures are estimates for comparison only, not financial advice. MLS® and REALTOR® are trademarks of CREA.