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The trademarks REALTOR®, REALTORS®, and the REALTOR® logo are controlled by The Canadian Real Estate Association (CREA) and identify real estate professionals who are members of CREA. MLS®, Multiple Listing Service®, and the associated logos are owned by The Canadian Real Estate Association (CREA) and identify the quality of services provided by real estate professionals who are members of CREA.

®MLSReciprocity
Home/Rent vs mortgage/Fort St. John/$2,200/mo

Rent vs mortgage

$2,200 a month in rent buys a $464,000 home in Fort St. John

That is what a 2200-a-month rent carries as a mortgage at 5.19%, with 20% down over a 25-year amortization. Covering property tax, strata and insurance inside the same monthly budget, the matching price is about $304,000. Here are the 156 Fort St. John homes on the market at or under it right now.

Purchase price

$464,000

Down payment

$93,000

All-in monthly

$2,957/mo

Matching homes

156

Rent or own? See what you could afford

Your name

$

/mo

Your monthly rent

Paid as a mortgage, $2,200/mo owns a home worth about

$464,000

156 Fort St. John homes are in your budget

Builds your equity

Rent builds none

Covering mortgage, tax, strata and insurance together, the matching price is about $355,000.

Rate %
Down %
Amort. yrs
Email *
How $2,200/mo of rent becomes a purchase price
Rent you pay$2,200/mo
Interest rate5.19%
Amortization25 years
Down payment (20%)$93,000
Mortgage supported$371,000
Purchase price$464,000
Tax, strata & insurance$757/mo
All-in monthly$2,957/mo

Fort St. John homes your $2,200 rent could own

8924 88 Street
Under your rent
26

$359,000

~$1,702/mo

i

8924 88 Street

Fort St. John · Residential

5 bd

2 ba

2,240 sqft

$160/sqft

Built 1978

MLS® R3156482

View

Century 21 Energy Realty

#108 – 11205 105 Avenue
Under your rent
22

$239,900

~$1,137/mo

i

#108 – 11205 105 Avenue

Fort St. John · Residential

2 bd

2 ba

969 sqft

$248/sqft

Built 2015

MLS® R3155916

View

RE/MAX Action Realty Inc

10312 104 Avenue
Under your rent
22

$385,000

~$1,825/mo

i

10312 104 Avenue

Fort St. John · Residential

4 bd

2 ba

1,780 sqft

$216/sqft

Built 1960

MLS® R3155490

View

Century 21 Energy Realty

9015 91 Avenue
Under your rent
31

$389,900

~$1,848/mo

i

9015 91 Avenue

Fort St. John · Residential

3 bd

2 ba

1,770 sqft

$220/sqft

Built 1977

MLS® R3153176

View

eXp Realty

#4 – 10223 98 Avenue
Under your rent
7

$209,000

~$991/mo

i

#4 – 10223 98 Avenue

Fort St. John · Residential

2 bd

1 ba

984 sqft

$212/sqft

Built 2012

MLS® R3147497

View

RE/MAX Action Realty Inc

8724 77 Street
Under your rent
31

$435,000

~$2,062/mo

i

8724 77 Street

Fort St. John · Residential

5 bd

3 ba

2,316 sqft

$188/sqft

Built 2015

MLS® R3147410

View

eXp Realty

9405 RIVER Drive
Under your rent
15

$430,000

~$2,038/mo

i

9405 RIVER Drive

Fort St. John · Residential

5 bd

2 ba

2,448 sqft

$176/sqft

Built 1980

MLS® R3142424

View

Century 21 Energy Realty

9607 108 Avenue
Under your rent
21

$389,900

~$1,848/mo

i

9607 108 Avenue

Fort St. John · Residential

5 bd

2 ba

2,080 sqft

$187/sqft

Built 1961

MLS® R3133302

View

RE/MAX Action Realty Inc

#109 – 8507 86 Street
Under your rent
18

$134,500

~$637/mo

i

#109 – 8507 86 Street

Fort St. John · Residential

2 bd

1 ba

765 sqft

$176/sqft

Built 2007

MLS® R3058731

View

RE/MAX Action Realty Inc

8508 98 Avenue
Under your rent
7

$175,000

~$829/mo

i

8508 98 Avenue

Fort St. John · Residential

3 bd

2 ba

1,220 sqft

$143/sqft

Built 9999

MLS® R3147627

View

RE/MAX Action Realty Inc

8615 77 Street
Under your rent
16

$339,900

~$1,611/mo

i

8615 77 Street

Fort St. John · Residential

3 bd

2 ba

1,720 sqft

$198/sqft

Built 2012

MLS® R3155789

View

Century 21 Energy Realty

10247 102 Avenue
Under your rent
16

$257,900

~$1,222/mo

i

10247 102 Avenue

Fort St. John · Residential

3 bd

3 ba

1,318 sqft

$196/sqft

Built 2009

MLS® R3149762

View

Century 21 Energy Realty

See all on the map (156 active listings)

Other rents in Fort St. John

$1,500/mo · $1,800/mo · $2,000/mo · $2,500/mo · $3,000/mo · $3,500/mo · $4,000/mo

The assumptions behind these numbers

Every figure assumes a 5.19% interest rate, 20% down and a 25-year amortization. Property tax uses the local municipal residential rate of 9.69 per $1,000; strata ($320/mo) and insurance ($62/mo) are estimates, since neither is knowable from rent alone. Change any of these in the calculator and the numbers update in place. This is an estimate for comparison, not a mortgage approval or financial advice. Your rate, down payment and the home's real carrying costs will differ. Confirm with a mortgage professional before you rely on it.

Common questions

What can $2,200 a month in rent buy in Fort St. John?

At a 5.19% rate with 20% down over 25 years, $2,200/mo carries the mortgage on a home priced around $464,000. Covering tax, strata and insurance inside the same budget, the matching price is about $304,000.

How much do I need for a down payment?

On a $464,000 home at 20% down, the down payment is $93,000. A smaller down payment raises the monthly cost and may add mortgage insurance.

Is the mortgage really the same as my rent?

The mortgage payment is, by design; that is what this page solves for. Owning also adds roughly $757/mo in tax, strata and insurance, so the honest all-in monthly on a $464,000 home is closer to $2,957.

RR

How these numbers are worked out

I am Ray Rasouli, a licensed REALTOR® with Real Broker B.C. Ltd. The purchase price is your rent solved back through a standard amortized mortgage, and the listings come from live MLS® inventory refreshed hourly, not a static table. The figures are for comparison, not a mortgage approval. Tell me your situation and I will confirm what you actually qualify for.

Page methodology and sources are stated beside the figures. Content is reviewed by Ray Rasouli, REALTOR®, Real Broker B.C. Ltd.
$1,500/mo in Fort St. John$1,800/mo in Fort St. John$2,000/mo in Fort St. John$2,500/mo in Fort St. John$3,000/mo in Fort St. John$3,500/mo in Fort St. John$4,000/mo in Fort St. JohnAll rent bands in Fort St. JohnFort St. John market reportMortgage calculator

Listing data provided by the Real Estate Board of Greater Vancouver and partner boards under MLS® Reciprocity. Deemed reliable but not guaranteed accurate. Mortgage figures are estimates for comparison only, not financial advice. MLS® and REALTOR® are trademarks of CREA.