Under your rent
29
$579,000
~$2,744/mo
i7446 255 Road
Fort St. John · Residential
6 bd
3 ba
2,688 sqft
$215/sqft
Built 1962
MLS® R3157715
Century 21 Energy Realty
Rent vs mortgage
$4,000 a month in rent buys a $844,000 home in Fort St. John
That is what a 4000-a-month rent carries as a mortgage at 5.19%, with 20% down over a 25-year amortization. Covering property tax, strata and insurance inside the same monthly budget, the matching price is about $619,000. Here are the 229 Fort St. John homes on the market at or under it right now.
Purchase price
$844,000
Down payment
$169,000
All-in monthly
$5,064/mo
Matching homes
229
Fort St. John homes your $4,000 rent could own
Under your rent
16
$339,900
~$1,611/mo
i8615 77 Street
Fort St. John · Residential
3 bd
2 ba
1,720 sqft
$198/sqft
Built 2012
MLS® R3155789
Century 21 Energy Realty
Under your rent
16
$257,900
~$1,222/mo
i10247 102 Avenue
Fort St. John · Residential
3 bd
3 ba
1,318 sqft
$196/sqft
Built 2009
MLS® R3149762
Century 21 Energy Realty
Under your rent
40
$499,900
~$2,369/mo
i10411 90 Street
Fort St. John · Residential
4 bd
2 ba
1,395 sqft
$358/sqft
Built 1997
MLS® R3126519
Century 21 Energy Realty
Under your rent
38
$309,000
~$1,465/mo
i8307 87 Street
Fort St. John · Residential
3 bd
2 ba
1,300 sqft
$238/sqft
Built 2010
MLS® R3157643
Century 21 Energy Realty
Under your rent
40
$709,000
~$3,360/mo
i11303 112 Avenue
Fort St. John · Residential
4 bd
3 ba
2,960 sqft
$240/sqft
Built 2019
MLS® R3148960
Century 21 Energy Realty
Under your rent
40
$629,900
~$2,986/mo
i10604 106 Avenue
Fort St. John · Residential
5 bd
4 ba
3,440 sqft
$183/sqft
Built 1980
MLS® R3152070
Century 21 Energy Realty
Under your rent
36
$289,900
~$1,374/mo
i#110 – 10303 112 Street
Fort St. John · Residential
3 bd
3 ba
1,353 sqft
$214/sqft
Built 2016
MLS® R3147499
Century 21 Energy Realty
Under your rent
38
$220,000
~$1,043/mo
i#112 – 11203 105 Avenue
Fort St. John · Residential
2 bd
2 ba
969 sqft
$227/sqft
Built 2014
MLS® R3135436
Century 21 Energy Realty
Under your rent
37
$695,000
~$3,294/mo
i11203 112 Avenue
Fort St. John · Residential
5 bd
3 ba
3,004 sqft
$231/sqft
Built 2021
MLS® R3129819
Century 21 Energy Realty
Under your rent
12
$269,900
~$1,279/mo
i10249 102 Avenue
Fort St. John · Residential
3 bd
3 ba
1,318 sqft
$205/sqft
Built 2009
MLS® R3101447
Century 21 Energy Realty
Under your rent
26
$314,900
~$1,493/mo
i9708 104 Avenue
Fort St. John · Residential
3 bd
1 ba
962 sqft
$327/sqft
Built 1957
MLS® R3121329
Century 21 Energy Realty
See all on the map (229 active listings)
Other rents in Fort St. John
$1,500/mo · $1,800/mo · $2,000/mo · $2,200/mo · $2,500/mo · $3,000/mo · $3,500/mo
The assumptions behind these numbers
Every figure assumes a 5.19% interest rate, 20% down and a 25-year amortization. Property tax uses the local municipal residential rate of 9.69 per $1,000; strata ($320/mo) and insurance ($62/mo) are estimates, since neither is knowable from rent alone. Change any of these in the calculator and the numbers update in place. This is an estimate for comparison, not a mortgage approval or financial advice. Your rate, down payment and the home's real carrying costs will differ. Confirm with a mortgage professional before you rely on it.
Common questions
What can $4,000 a month in rent buy in Fort St. John?
At a 5.19% rate with 20% down over 25 years, $4,000/mo carries the mortgage on a home priced around $844,000. Covering tax, strata and insurance inside the same budget, the matching price is about $619,000.
How much do I need for a down payment?
On a $844,000 home at 20% down, the down payment is $169,000. A smaller down payment raises the monthly cost and may add mortgage insurance.
Is the mortgage really the same as my rent?
The mortgage payment is, by design; that is what this page solves for. Owning also adds roughly $1,064/mo in tax, strata and insurance, so the honest all-in monthly on a $844,000 home is closer to $5,064.
RR
How these numbers are worked out
I am Ray Rasouli, a licensed REALTOR® with Real Broker B.C. Ltd. The purchase price is your rent solved back through a standard amortized mortgage, and the listings come from live MLS® inventory refreshed hourly, not a static table. The figures are for comparison, not a mortgage approval. Tell me your situation and I will confirm what you actually qualify for.
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Listing data provided by the Real Estate Board of Greater Vancouver and partner boards under MLS® Reciprocity. Deemed reliable but not guaranteed accurate. Mortgage figures are estimates for comparison only, not financial advice. MLS® and REALTOR® are trademarks of CREA.