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Ray Rasouli, REALTOR® · Real Broker B.C. Ltd.
500-666 Burrard Street, Vancouver, BC V6C 3P6
+1 (778) 910-6917 · ray@relta.ca
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The trademarks REALTOR®, REALTORS®, and the REALTOR® logo are controlled by The Canadian Real Estate Association (CREA) and identify real estate professionals who are members of CREA. MLS®, Multiple Listing Service®, and the associated logos are owned by The Canadian Real Estate Association (CREA) and identify the quality of services provided by real estate professionals who are members of CREA.

®MLSReciprocity
Home/Rent vs mortgage/Surrey/$1,800/mo

Rent vs mortgage

$1,800 a month in rent buys a $380,000 home in Surrey

That is what a 1800-a-month rent carries as a mortgage at 5.19%, with 20% down over a 25-year amortization. Covering property tax, strata and insurance inside the same monthly budget, the matching price is about $278,000. Here are the 219 Surrey homes on the market at or under it right now.

Purchase price

$380,000

Down payment

$76,000

All-in monthly

$2,280/mo

Matching homes

219

Rent or own? See what you could afford

Your name

$

/mo

Your monthly rent

Paid as a mortgage, $1,800/mo owns a home worth about

$380,000

219 Surrey homes are in your budget

Builds your equity

Rent builds none

Covering mortgage, tax, strata and insurance together, the matching price is about $276,000.

Rate %
Down %
Amort. yrs
Email *
How $1,800/mo of rent becomes a purchase price
Rent you pay$1,800/mo
Interest rate5.19%
Amortization25 years
Down payment (20%)$76,000
Mortgage supported$304,000
Purchase price$380,000
Tax, strata & insurance$480/mo
All-in monthly$2,280/mo

Surrey homes your $1,800 rent could own

#216 – 10707 139 Street
Under your rent
20

$350,000

~$1,659/mo

i

#216 – 10707 139 Street

Surrey · Residential

1 bd

1 ba

644 sqft

$543/sqft

Built 2008

MLS® R3140530

View

Royal LePage - Wolstencroft

#711 – 13325 102a Avenue
Newly Listed
Under your rent
Open House on Sat, 2pm–4pm
36

$292,000

~$1,384/mo

i

#711 – 13325 102a Avenue

Surrey · Residential

0 bd

1 ba

405 sqft

$721/sqft

Built 2013

MLS® R3154723

View

Royal Regal Realty Ltd.

#517 – 10065 133 Street
Under your rent
6

$349,990

~$1,659/mo

i

#517 – 10065 133 Street

Surrey · Residential

1 bd

1 ba

529 sqft

$662/sqft

Built 2026

MLS® R3144259

View

RE/MAX Westcoast

#313 – 10644 151A Street
23

$379,900

~$1,801/mo

i

#313 – 10644 151A Street

Surrey · Residential

2 bd

1 ba

975 sqft

$390/sqft

Built 1984

MLS® R3151034

View

Nu Stream Realty Inc.

#316 – 13507 96 Avenue
Under your rent
27

$359,900

~$1,706/mo

i

#316 – 13507 96 Avenue

Surrey · Residential

1 bd

1 ba

775 sqft

$464/sqft

Built 1983

MLS® R3099138

View

Team 3000 Realty Ltd.

#310 – 13696 100 Avenue
Under your rent
14

$279,000

~$1,322/mo

i

#310 – 13696 100 Avenue

Surrey · Residential

1 bd

1 ba

449 sqft

$621/sqft

Built 2017

MLS® R3148005

View

RE/MAX 2000 Realty

#324 – 9979 140 Street
Under your rent
21

$360,000

~$1,706/mo

i

#324 – 9979 140 Street

Surrey · Residential

1 bd

1 ba

667 sqft

$540/sqft

Built 1999

MLS® R3153780

View

Sutton Group-West Coast Realty

#3204 – 13495 CENTRAL Avenue
Under your rent
8

$350,000

~$1,659/mo

i

#3204 – 13495 CENTRAL Avenue

Surrey · Residential

1 bd

1 ba

563 sqft

$622/sqft

Built 2018

MLS® R3152751

View

Grand Central Realty

#104 – 13740 75A Avenue
Under your rent
17

$379,000

~$1,796/mo

i

#104 – 13740 75A Avenue

Surrey · Residential

1 bd

1 ba

568 sqft

$667/sqft

Built 2011

MLS® R3152370

View

Oakwyn Realty Ltd.

#425 – 13789 107A Avenue
Under your rent
21

$299,900

~$1,421/mo

i

#425 – 13789 107A Avenue

Surrey · Residential

1 bd

1 ba

466 sqft

$644/sqft

Built 2009

MLS® R3152138

View

Real Broker

#60 – 8220 King George Boulevard
Under your rent
16

$260,000

~$1,232/mo

i

#60 – 8220 King George Boulevard

Surrey · Residential

4 bd

1 ba

918 sqft

$283/sqft

Built 1976

MLS® R3063240

View

Sutton Group-West Coast Realty

#106 – 10644 151a Street
New
Under your rent
32

$349,900

~$1,658/mo

i

#106 – 10644 151a Street

Surrey · Residential

2 bd

1 ba

924 sqft

$379/sqft

Built 1986

MLS® R3157909

View

RE/MAX 2000 Realty

See all on the map (219 active listings)

Other rents in Surrey

$1,500/mo · $2,000/mo · $2,200/mo · $2,500/mo · $3,000/mo · $3,500/mo · $4,000/mo

The assumptions behind these numbers

Every figure assumes a 5.19% interest rate, 20% down and a 25-year amortization. Property tax uses the local municipal residential rate of 3.11 per $1,000; strata ($320/mo) and insurance ($62/mo) are estimates, since neither is knowable from rent alone. Change any of these in the calculator and the numbers update in place. This is an estimate for comparison, not a mortgage approval or financial advice. Your rate, down payment and the home's real carrying costs will differ. Confirm with a mortgage professional before you rely on it.

Common questions

What can $1,800 a month in rent buy in Surrey?

At a 5.19% rate with 20% down over 25 years, $1,800/mo carries the mortgage on a home priced around $380,000. Covering tax, strata and insurance inside the same budget, the matching price is about $278,000.

How much do I need for a down payment?

On a $380,000 home at 20% down, the down payment is $76,000. A smaller down payment raises the monthly cost and may add mortgage insurance.

Is the mortgage really the same as my rent?

The mortgage payment is, by design; that is what this page solves for. Owning also adds roughly $480/mo in tax, strata and insurance, so the honest all-in monthly on a $380,000 home is closer to $2,280.

RR

How these numbers are worked out

I am Ray Rasouli, a licensed REALTOR® with Real Broker B.C. Ltd. The purchase price is your rent solved back through a standard amortized mortgage, and the listings come from live MLS® inventory refreshed hourly, not a static table. The figures are for comparison, not a mortgage approval. Tell me your situation and I will confirm what you actually qualify for.

Page methodology and sources are stated beside the figures. Content is reviewed by Ray Rasouli, REALTOR®, Real Broker B.C. Ltd.
$1,500/mo in Surrey$2,000/mo in Surrey$2,200/mo in Surrey$2,500/mo in Surrey$3,000/mo in Surrey$3,500/mo in Surrey$4,000/mo in SurreyAll rent bands in SurreySurrey market reportMortgage calculator

Listing data provided by the Real Estate Board of Greater Vancouver and partner boards under MLS® Reciprocity. Deemed reliable but not guaranteed accurate. Mortgage figures are estimates for comparison only, not financial advice. MLS® and REALTOR® are trademarks of CREA.