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Ray Rasouli is a licensed REALTOR® with the Greater Vancouver board, providing clarity-first guidance for buyers and sellers. No pressure, no hype.

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Ray Rasouli, REALTOR® · Real Broker B.C. Ltd.
500-666 Burrard Street, Vancouver, BC V6C 3P6
+1 (778) 910-6917 · ray@relta.ca
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The trademarks REALTOR®, REALTORS®, and the REALTOR® logo are controlled by The Canadian Real Estate Association (CREA) and identify real estate professionals who are members of CREA. MLS®, Multiple Listing Service®, and the associated logos are owned by The Canadian Real Estate Association (CREA) and identify the quality of services provided by real estate professionals who are members of CREA.

®MLSReciprocity
Home/Rent vs mortgage/Surrey/$2,000/mo

Rent vs mortgage

$2,000 a month in rent buys a $422,000 home in Surrey

That is what a 2000-a-month rent carries as a mortgage at 5.19%, with 20% down over a 25-year amortization. Covering property tax, strata and insurance inside the same monthly budget, the matching price is about $318,000. Here are the 355 Surrey homes on the market at or under it right now.

Purchase price

$422,000

Down payment

$84,000

All-in monthly

$2,491/mo

Matching homes

355

Rent or own? See what you could afford

Your name

$

/mo

Your monthly rent

Paid as a mortgage, $2,000/mo owns a home worth about

$422,000

355 Surrey homes are in your budget

Builds your equity

Rent builds none

Covering mortgage, tax, strata and insurance together, the matching price is about $315,000.

Rate %
Down %
Amort. yrs
Email *
How $2,000/mo of rent becomes a purchase price
Rent you pay$2,000/mo
Interest rate5.19%
Amortization25 years
Down payment (20%)$84,000
Mortgage supported$338,000
Purchase price$422,000
Tax, strata & insurance$491/mo
All-in monthly$2,491/mo

Surrey homes your $2,000 rent could own

#409 – 6270 GOOSEBERRY Drive
Under your rent
25

$399,000

~$1,891/mo

i

#409 – 6270 GOOSEBERRY Drive

Surrey · Residential

2 bd

1 ba

580 sqft

$688/sqft

Built 2026

MLS® R3151698

View

Stonehaus Realty Corp.

#5 – 13650 80 Avenue
Under your rent
30

$220,000

~$1,043/mo

i

#5 – 13650 80 Avenue

Surrey · Residential

2 bd

1 ba

938 sqft

$235/sqft

Built 1977

MLS® R3142587

View

FaithWilson Christies International Real Estate

#909 – 10777 University Drive
New
Under your rent
24

$329,000

~$1,559/mo

i

#909 – 10777 University Drive

Surrey · Residential

1 bd

1 ba

583 sqft

$564/sqft

Built 2010

MLS® R3158213

View

eXp Realty

#214 – 6500 194 Street
New
Under your rent
21

$389,900

~$1,848/mo

i

#214 – 6500 194 Street

Surrey · Residential

1 bd

1 ba

607 sqft

$642/sqft

Built 2010

MLS® R3158181

View

RE/MAX Magnolia

#3908 – 13696 100 Avenue
Newly Listed
Under your rent
36

$358,000

~$1,697/mo

i

#3908 – 13696 100 Avenue

Surrey · Residential

1 bd

1 ba

515 sqft

$695/sqft

Built 2017

MLS® R3157657

View

eXp Realty of Canada Inc.

#310 – 14377 103 Avenue
Under your rent
27

$415,000

~$1,967/mo

i

#310 – 14377 103 Avenue

Surrey · Residential

2 bd

2 ba

741 sqft

$560/sqft

Built 1996

MLS® R3152523

View

eXp Realty of Canada Inc.

#805 – 13745 George Junction
Under your rent
24

$348,000

~$1,649/mo

i

#805 – 13745 George Junction

Surrey · Residential

1 bd

1 ba

482 sqft

$722/sqft

Built 2025

MLS® R3139092

View

Nu Stream Realty Inc.

#215 – 15825 85 Avenue
New
Under your rent
26

$419,000

~$1,986/mo

i

#215 – 15825 85 Avenue

Surrey · Residential

1 bd

1 ba

613 sqft

$684/sqft

Built 2023

MLS® R3153932

View

RE/MAX Blueprint

#210 – 6420 194 Street
Newly Listed
Under your rent
40

$415,000

~$1,967/mo

i

#210 – 6420 194 Street

Surrey · Residential

1 bd

1 ba

602 sqft

$689/sqft

Built 2009

MLS® R3156762

View

RE/MAX Treeland Realty

#204 – 10688 140 Street
Under your rent
38

$375,000

~$1,777/mo

i

#204 – 10688 140 Street

Surrey · Residential

1 bd

1 ba

550 sqft

$682/sqft

Built 2018

MLS® R3153138

View

Latitude Realty Inc.

#216 – 10707 139 Street
Under your rent
20

$350,000

~$1,659/mo

i

#216 – 10707 139 Street

Surrey · Residential

1 bd

1 ba

644 sqft

$543/sqft

Built 2008

MLS® R3140530

View

Royal LePage - Wolstencroft

#711 – 13325 102a Avenue
Newly Listed
Under your rent
Open House on Sat, 2pm–4pm
36

$292,000

~$1,384/mo

i

#711 – 13325 102a Avenue

Surrey · Residential

0 bd

1 ba

405 sqft

$721/sqft

Built 2013

MLS® R3154723

View

Royal Regal Realty Ltd.

See all on the map (355 active listings)

Other rents in Surrey

$1,500/mo · $1,800/mo · $2,200/mo · $2,500/mo · $3,000/mo · $3,500/mo · $4,000/mo

The assumptions behind these numbers

Every figure assumes a 5.19% interest rate, 20% down and a 25-year amortization. Property tax uses the local municipal residential rate of 3.11 per $1,000; strata ($320/mo) and insurance ($62/mo) are estimates, since neither is knowable from rent alone. Change any of these in the calculator and the numbers update in place. This is an estimate for comparison, not a mortgage approval or financial advice. Your rate, down payment and the home's real carrying costs will differ. Confirm with a mortgage professional before you rely on it.

Common questions

What can $2,000 a month in rent buy in Surrey?

At a 5.19% rate with 20% down over 25 years, $2,000/mo carries the mortgage on a home priced around $422,000. Covering tax, strata and insurance inside the same budget, the matching price is about $318,000.

How much do I need for a down payment?

On a $422,000 home at 20% down, the down payment is $84,000. A smaller down payment raises the monthly cost and may add mortgage insurance.

Is the mortgage really the same as my rent?

The mortgage payment is, by design; that is what this page solves for. Owning also adds roughly $491/mo in tax, strata and insurance, so the honest all-in monthly on a $422,000 home is closer to $2,491.

RR

How these numbers are worked out

I am Ray Rasouli, a licensed REALTOR® with Real Broker B.C. Ltd. The purchase price is your rent solved back through a standard amortized mortgage, and the listings come from live MLS® inventory refreshed hourly, not a static table. The figures are for comparison, not a mortgage approval. Tell me your situation and I will confirm what you actually qualify for.

Page methodology and sources are stated beside the figures. Content is reviewed by Ray Rasouli, REALTOR®, Real Broker B.C. Ltd.
$1,500/mo in Surrey$1,800/mo in Surrey$2,200/mo in Surrey$2,500/mo in Surrey$3,000/mo in Surrey$3,500/mo in Surrey$4,000/mo in SurreyAll rent bands in SurreySurrey market reportMortgage calculator

Listing data provided by the Real Estate Board of Greater Vancouver and partner boards under MLS® Reciprocity. Deemed reliable but not guaranteed accurate. Mortgage figures are estimates for comparison only, not financial advice. MLS® and REALTOR® are trademarks of CREA.