HOMES FOR SALESELL MY HOMEMARKET DATATOOLSACADEMYAbout

Relta Real Estate, by Ray Rasouli

Ray Rasouli is a licensed REALTOR® with the Greater Vancouver board, providing clarity-first guidance for buyers and sellers. No pressure, no hype.

Built for rational decisions, transparent process, and practical next steps.

Ray Rasouli, REALTOR® · Real Broker B.C. Ltd.
500-666 Burrard Street, Vancouver, BC V6C 3P6
+1 (778) 910-6917 · ray@relta.ca
Relta Real Estate is a brand and software platform, not a brokerage. Real estate services are provided by Ray Rasouli, licensed with Real Broker B.C. Ltd.

Start with the journey that fits your next move.

Find your deal

HOMES FOR SALE

Get my shortlistMortgage CalculatorHomes Scored on PriceWhat You Can AffordRent vs MortgageMortgage Pre-ApprovalCost of BuyingBC Property Taxes

SELL MY HOME

Get Property ValueShould You Sell Now?Find TenantsWhat Is My Home WorthRecently SoldWhen to Sell

TOOLS

CompareSimilar Property FinderMortgage Calculator

ACADEMY

Buyer CourseSeller CourseLandlord CourseMarket Journal

FOR AGENTS

Claim your areaRelta Agent appBook a call

SUPPORT

+1 (778) 910-6917ray@relta.caAbout

BROWSE BC

Surrey homes for saleVancouver homes for saleBurnaby homes for saleRichmond homes for saleLangley homes for saleCoquitlam homes for saleNorth Vancouver homes for saleMaple Ridge homes for saleAll BC cities
Real Broker B.C. Ltd.

© 2026 Ray Rasouli · Real Broker B.C. Ltd. · Relta software © Awesome Technologies. All rights reserved.

Privacy PolicyTerms of ServiceReferral DisclosureRelta Agent PrivacyRelta Agent Terms

The trademarks REALTOR®, REALTORS®, and the REALTOR® logo are controlled by The Canadian Real Estate Association (CREA) and identify real estate professionals who are members of CREA. MLS®, Multiple Listing Service®, and the associated logos are owned by The Canadian Real Estate Association (CREA) and identify the quality of services provided by real estate professionals who are members of CREA.

®MLSReciprocity
Home/Rent vs mortgage/Surrey/$2,200/mo

Rent vs mortgage

$2,200 a month in rent buys a $464,000 home in Surrey

That is what a 2200-a-month rent carries as a mortgage at 5.19%, with 20% down over a 25-year amortization. Covering property tax, strata and insurance inside the same monthly budget, the matching price is about $358,000. Here are the 496 Surrey homes on the market at or under it right now.

Purchase price

$464,000

Down payment

$93,000

All-in monthly

$2,702/mo

Matching homes

496

Rent or own? See what you could afford

Your name

$

/mo

Your monthly rent

Paid as a mortgage, $2,200/mo owns a home worth about

$464,000

496 Surrey homes are in your budget

Builds your equity

Rent builds none

Covering mortgage, tax, strata and insurance together, the matching price is about $355,000.

Rate %
Down %
Amort. yrs
Email *
How $2,200/mo of rent becomes a purchase price
Rent you pay$2,200/mo
Interest rate5.19%
Amortization25 years
Down payment (20%)$93,000
Mortgage supported$371,000
Purchase price$464,000
Tax, strata & insurance$502/mo
All-in monthly$2,702/mo

Surrey homes your $2,200 rent could own

#118 – 13963 105 Boulevard
New
Under your rent
Open House on Sun, 3pm–5pm
30

$449,000

~$2,128/mo

i

#118 – 13963 105 Boulevard

Surrey · Residential

1 bd

1 ba

771 sqft

$582/sqft

Built 2020

MLS® R3158401

View

Real Broker

#3105 – 13618 100 Avenue
Under your rent
31

$459,800

~$2,179/mo

i

#3105 – 13618 100 Avenue

Surrey · Residential

2 bd

2 ba

774 sqft

$594/sqft

Built 2008

MLS® R3145685

View

Oakwyn Realty Encore

#304 – 12130 80 Avenue
Under your rent
27

$385,000

~$1,825/mo

i

#304 – 12130 80 Avenue

Surrey · Residential

1 bd

1 ba

831 sqft

$463/sqft

Built 1994

MLS® R3147713

View

RE/MAX Performance Realty

#202 – 8115 121a Street
Under your rent
26

$345,000

~$1,635/mo

i

#202 – 8115 121a Street

Surrey · Residential

1 bd

1 ba

615 sqft

$561/sqft

Built 1999

MLS® R3117236

View

RE/MAX Performance Realty

#211 – 12160 80 Avenue
Under your rent
28

$410,000

~$1,943/mo

i

#211 – 12160 80 Avenue

Surrey · Residential

1 bd

1 ba

766 sqft

$535/sqft

Built 1994

MLS® R3158305

View

Georgia Pacific Realty Corp.

#218 – 13897 Fraser Highway
Newly Listed
Under your rent
Open House on Sun, 2pm–4pm
25

$359,000

~$1,702/mo

i

#218 – 13897 Fraser Highway

Surrey · Residential

1 bd

1 ba

673 sqft

$533/sqft

Built 2011

MLS® R3154813

View

Oakwyn Realty Ltd.

#409 – 6270 GOOSEBERRY Drive
Under your rent
25

$399,000

~$1,891/mo

i

#409 – 6270 GOOSEBERRY Drive

Surrey · Residential

2 bd

1 ba

580 sqft

$688/sqft

Built 2026

MLS® R3151698

View

Stonehaus Realty Corp.

#5 – 13650 80 Avenue
Under your rent
Open House on Sat, 2pm–4pm
30

$220,000

~$1,043/mo

i

#5 – 13650 80 Avenue

Surrey · Residential

2 bd

1 ba

938 sqft

$235/sqft

Built 1977

MLS® R3142587

View

FaithWilson Christies International Real Estate

#420 – 15825 85 Avenue
Newly Listed
Under your rent
24

$425,000

~$2,014/mo

i

#420 – 15825 85 Avenue

Surrey · Residential

1 bd

1 ba

609 sqft

$698/sqft

Built 2023

MLS® R3155302

View

Century 21 Coastal Realty Ltd.

#909 – 10777 University Drive
New
Under your rent
24

$329,000

~$1,559/mo

i

#909 – 10777 University Drive

Surrey · Residential

1 bd

1 ba

583 sqft

$564/sqft

Built 2010

MLS® R3158213

View

eXp Realty

#205 – 9644 134 Street
New
Under your rent
29

$435,000

~$2,062/mo

i

#205 – 9644 134 Street

Surrey · Residential

2 bd

1 ba

1,012 sqft

$430/sqft

Built 1987

MLS® R3158053

View

Century 21 Coastal Realty Ltd.

#214 – 6500 194 Street
Newly Listed
Under your rent
21

$389,900

~$1,848/mo

i

#214 – 6500 194 Street

Surrey · Residential

1 bd

1 ba

607 sqft

$642/sqft

Built 2010

MLS® R3158181

View

RE/MAX Magnolia

See all on the map (496 active listings)

Other rents in Surrey

$1,500/mo · $1,800/mo · $2,000/mo · $2,500/mo · $3,000/mo · $3,500/mo · $4,000/mo

The assumptions behind these numbers

Every figure assumes a 5.19% interest rate, 20% down and a 25-year amortization. Property tax uses the local municipal residential rate of 3.11 per $1,000; strata ($320/mo) and insurance ($62/mo) are estimates, since neither is knowable from rent alone. Change any of these in the calculator and the numbers update in place. This is an estimate for comparison, not a mortgage approval or financial advice. Your rate, down payment and the home's real carrying costs will differ. Confirm with a mortgage professional before you rely on it.

Common questions

What can $2,200 a month in rent buy in Surrey?

At a 5.19% rate with 20% down over 25 years, $2,200/mo carries the mortgage on a home priced around $464,000. Covering tax, strata and insurance inside the same budget, the matching price is about $358,000.

How much do I need for a down payment?

On a $464,000 home at 20% down, the down payment is $93,000. A smaller down payment raises the monthly cost and may add mortgage insurance.

Is the mortgage really the same as my rent?

The mortgage payment is, by design; that is what this page solves for. Owning also adds roughly $502/mo in tax, strata and insurance, so the honest all-in monthly on a $464,000 home is closer to $2,702.

RR

How these numbers are worked out

I am Ray Rasouli, a licensed REALTOR® with Real Broker B.C. Ltd. The purchase price is your rent solved back through a standard amortized mortgage, and the listings come from live MLS® inventory refreshed hourly, not a static table. The figures are for comparison, not a mortgage approval. Tell me your situation and I will confirm what you actually qualify for.

Page methodology and sources are stated beside the figures. Content is reviewed by Ray Rasouli, REALTOR®, Real Broker B.C. Ltd.
$1,500/mo in Surrey$1,800/mo in Surrey$2,000/mo in Surrey$2,500/mo in Surrey$3,000/mo in Surrey$3,500/mo in Surrey$4,000/mo in SurreyAll rent bands in SurreySurrey market reportMortgage calculator

Listing data provided by the Real Estate Board of Greater Vancouver and partner boards under MLS® Reciprocity. Deemed reliable but not guaranteed accurate. Mortgage figures are estimates for comparison only, not financial advice. MLS® and REALTOR® are trademarks of CREA.