HOMES FOR SALESELL MY HOMEMARKET DATATOOLSACADEMYAbout

Relta Real Estate, by Ray Rasouli

Ray Rasouli is a licensed REALTOR® with the Greater Vancouver board, providing clarity-first guidance for buyers and sellers. No pressure, no hype.

Built for rational decisions, transparent process, and practical next steps.

Ray Rasouli, REALTOR® · Real Broker B.C. Ltd.
500-666 Burrard Street, Vancouver, BC V6C 3P6
+1 (778) 910-6917 · ray@relta.ca
Relta Real Estate is a brand and software platform, not a brokerage. Real estate services are provided by Ray Rasouli, licensed with Real Broker B.C. Ltd.

Start with the journey that fits your next move.

Find your deal

HOMES FOR SALE

Get my shortlistMortgage CalculatorHomes Scored on PriceWhat You Can AffordRent vs MortgageMortgage Pre-ApprovalCost of BuyingBC Property Taxes

SELL MY HOME

Get Property ValueShould You Sell Now?Find TenantsWhat Is My Home WorthRecently SoldWhen to Sell

TOOLS

CompareSimilar Property FinderMortgage Calculator

ACADEMY

Buyer CourseSeller CourseLandlord CourseMarket Journal

FOR AGENTS

Claim your areaRelta Agent appBook a call

SUPPORT

+1 (778) 910-6917ray@relta.caAbout

BROWSE BC

Surrey homes for saleVancouver homes for saleBurnaby homes for saleRichmond homes for saleLangley homes for saleCoquitlam homes for saleNorth Vancouver homes for saleMaple Ridge homes for saleAll BC cities
Real Broker B.C. Ltd.

© 2026 Ray Rasouli · Real Broker B.C. Ltd. · Relta software © Awesome Technologies. All rights reserved.

Privacy PolicyTerms of ServiceReferral DisclosureRelta Agent PrivacyRelta Agent Terms

The trademarks REALTOR®, REALTORS®, and the REALTOR® logo are controlled by The Canadian Real Estate Association (CREA) and identify real estate professionals who are members of CREA. MLS®, Multiple Listing Service®, and the associated logos are owned by The Canadian Real Estate Association (CREA) and identify the quality of services provided by real estate professionals who are members of CREA.

®MLSReciprocity
Home/Rent vs mortgage/Surrey/$4,000/mo

Rent vs mortgage

$4,000 a month in rent buys a $844,000 home in Surrey

That is what a 4000-a-month rent carries as a mortgage at 5.19%, with 20% down over a 25-year amortization. Covering property tax, strata and insurance inside the same monthly budget, the matching price is about $717,000. Here are the 1,870 Surrey homes on the market at or under it right now.

Purchase price

$844,000

Down payment

$169,000

All-in monthly

$4,601/mo

Matching homes

1,870

Rent or own? See what you could afford

Your name

$

/mo

Your monthly rent

Paid as a mortgage, $4,000/mo owns a home worth about

$844,000

1,870 Surrey homes are in your budget

Builds your equity

Rent builds none

Covering mortgage, tax, strata and insurance together, the matching price is about $711,000.

Rate %
Down %
Amort. yrs
Email *
How $4,000/mo of rent becomes a purchase price
Rent you pay$4,000/mo
Interest rate5.19%
Amortization25 years
Down payment (20%)$169,000
Mortgage supported$675,000
Purchase price$844,000
Tax, strata & insurance$601/mo
All-in monthly$4,601/mo

Surrey homes your $4,000 rent could own

#46 – 2450 161a Street
Newly Listed
Under your rent
40

$725,000

~$3,436/mo

i

#46 – 2450 161a Street

Surrey · Residential

3 bd

2 ba

1,267 sqft

$572/sqft

Built 2008

MLS® R3155422

View

Macdonald Realty (Surrey/152)

#216 – 10707 139 Street
Under your rent
20

$350,000

~$1,659/mo

i

#216 – 10707 139 Street

Surrey · Residential

1 bd

1 ba

644 sqft

$543/sqft

Built 2008

MLS® R3140530

View

Royal LePage - Wolstencroft

#11 – 9989 Barnston Drive
Newly Listed
Under your rent
40

$809,900

~$3,839/mo

i

#11 – 9989 Barnston Drive

Surrey · Residential

3 bd

3 ba

1,500 sqft

$540/sqft

Built 2016

MLS® R3154037

View

SRS Panorama Realty

#1904 – 9887 WHALLEY Boulevard
Under your rent
Open House on Sat, 2pm–4pm
20

$733,000

~$3,474/mo

i

#1904 – 9887 WHALLEY Boulevard

Surrey · Residential

2 bd

2 ba

828 sqft

$885/sqft

Built 2021

MLS® R3068916

View

Multiple Realty Ltd.

#711 – 13325 102a Avenue
Newly Listed
Under your rent
Open House on Sat, 2pm–4pm
36

$292,000

~$1,384/mo

i

#711 – 13325 102a Avenue

Surrey · Residential

0 bd

1 ba

405 sqft

$721/sqft

Built 2013

MLS® R3154723

View

Royal Regal Realty Ltd.

#116 – 6338 KING GEORGE Boulevard
Under your rent
12

$762,800

~$3,615/mo

i

#116 – 6338 KING GEORGE Boulevard

Surrey · Residential

3 bd

3 ba

1,160 sqft

$658/sqft

Built 2025

MLS® R3153621

View

Nu Stream Realty Inc.

#517 – 10065 133 Street
Under your rent
6

$349,990

~$1,659/mo

i

#517 – 10065 133 Street

Surrey · Residential

1 bd

1 ba

529 sqft

$662/sqft

Built 2026

MLS® R3144259

View

RE/MAX Westcoast

#305 – 10065 133 Street
Under your rent
7

$529,990

~$2,512/mo

i

#305 – 10065 133 Street

Surrey · Residential

2 bd

2 ba

717 sqft

$739/sqft

Built 2026

MLS® R3144257

View

RE/MAX Westcoast

#47 – 15020 66A Avenue
Under your rent
22

$488,000

~$2,313/mo

i

#47 – 15020 66A Avenue

Surrey · Residential

2 bd

2 ba

1,236 sqft

$395/sqft

Built 1994

MLS® R3157920

View

HonestDoor Inc.

#16 – 12110 75A Avenue
Under your rent
32

$729,000

~$3,455/mo

i

#16 – 12110 75A Avenue

Surrey · Residential

3 bd

3 ba

1,582 sqft

$461/sqft

Built 2002

MLS® R3152401

View

Sutton Sarbat Realty

#35 – 1400 164 Street
Under your rent
38

$739,999

~$3,507/mo

i

#35 – 1400 164 Street

Surrey · Residential

2 bd

2 ba

1,268 sqft

$584/sqft

Built 1988

MLS® R3087142

View

Sutton Group Seafair Realty

#210 – 10308 155A Street
Under your rent
21

$739,000

~$3,503/mo

i

#210 – 10308 155A Street

Surrey · Residential

4 bd

2 ba

1,750 sqft

$422/sqft

Built 1990

MLS® R3157622

View

Royal Pacific Realty (Kingsway) Ltd.

See all on the map (1,870 active listings)

Other rents in Surrey

$1,500/mo · $1,800/mo · $2,000/mo · $2,200/mo · $2,500/mo · $3,000/mo · $3,500/mo

The assumptions behind these numbers

Every figure assumes a 5.19% interest rate, 20% down and a 25-year amortization. Property tax uses the local municipal residential rate of 3.11 per $1,000; strata ($320/mo) and insurance ($62/mo) are estimates, since neither is knowable from rent alone. Change any of these in the calculator and the numbers update in place. This is an estimate for comparison, not a mortgage approval or financial advice. Your rate, down payment and the home's real carrying costs will differ. Confirm with a mortgage professional before you rely on it.

Common questions

What can $4,000 a month in rent buy in Surrey?

At a 5.19% rate with 20% down over 25 years, $4,000/mo carries the mortgage on a home priced around $844,000. Covering tax, strata and insurance inside the same budget, the matching price is about $717,000.

How much do I need for a down payment?

On a $844,000 home at 20% down, the down payment is $169,000. A smaller down payment raises the monthly cost and may add mortgage insurance.

Is the mortgage really the same as my rent?

The mortgage payment is, by design; that is what this page solves for. Owning also adds roughly $601/mo in tax, strata and insurance, so the honest all-in monthly on a $844,000 home is closer to $4,601.

RR

How these numbers are worked out

I am Ray Rasouli, a licensed REALTOR® with Real Broker B.C. Ltd. The purchase price is your rent solved back through a standard amortized mortgage, and the listings come from live MLS® inventory refreshed hourly, not a static table. The figures are for comparison, not a mortgage approval. Tell me your situation and I will confirm what you actually qualify for.

Page methodology and sources are stated beside the figures. Content is reviewed by Ray Rasouli, REALTOR®, Real Broker B.C. Ltd.
$1,500/mo in Surrey$1,800/mo in Surrey$2,000/mo in Surrey$2,200/mo in Surrey$2,500/mo in Surrey$3,000/mo in Surrey$3,500/mo in SurreyAll rent bands in SurreySurrey market reportMortgage calculator

Listing data provided by the Real Estate Board of Greater Vancouver and partner boards under MLS® Reciprocity. Deemed reliable but not guaranteed accurate. Mortgage figures are estimates for comparison only, not financial advice. MLS® and REALTOR® are trademarks of CREA.