$399,000
~$1,891/mo
i#208 – 3787 4TH Avenue
Vancouver · Residential
1 bd
1 ba
668 sqft
$597/sqft
Built 1970
MLS® R3149045
Macdonald Realty
Rent vs mortgage
That is what a 2000-a-month rent carries as a mortgage at 5.19%, with 20% down over a 25-year amortization. Covering property tax, strata and insurance inside the same monthly budget, the matching price is about $318,000. Here are the 79 Vancouver homes on the market at or under it right now.
Purchase price
$422,000
Down payment
$84,000
All-in monthly
$2,492/mo
Matching homes
79
$399,000
~$1,891/mo
i#208 – 3787 4TH Avenue
Vancouver · Residential
1 bd
1 ba
668 sqft
$597/sqft
Built 1970
MLS® R3149045
Macdonald Realty
$319,000
~$1,512/mo
i#304 – 1330 Burrard Street
Vancouver · Residential
1 bd
1 ba
470 sqft
$679/sqft
Built 1982
MLS® R3157257
Royal LePage Sussex
$399,000
~$1,891/mo
i#210 – 1050 Jervis Street
Vancouver · Residential
0 bd
1 ba
410 sqft
$973/sqft
Built 1971
MLS® R3103938
Royal LePage Sussex
$350,000
~$1,659/mo
i#902 – 950 DRAKE Street
Vancouver · Residential
0 bd
1 ba
468 sqft
$748/sqft
Built 1977
MLS® R3157967
eXp Realty
$388,000
~$1,839/mo
i#801 – 1720 Barclay Street
Vancouver · Residential
1 bd
1 ba
560 sqft
$693/sqft
Built 1971
MLS® R3153909
Unilife Realty Inc.
$379,900
~$1,801/mo
i#205 – 5488 Cecil Street
Vancouver · Residential
1 bd
1 ba
535 sqft
$710/sqft
Built 2009
MLS® R3140332
Macdonald Realty Westmar
$395,000
~$1,872/mo
i#2107 – 1238 Seymour Street
Vancouver · Residential
0 bd
1 ba
339 sqft
$1,165/sqft
Built 1996
MLS® R3153569
Oakwyn Realty Ltd.
$419,900
~$1,990/mo
i#205 – 2328 OXFORD Street
Vancouver · Residential
1 bd
1 ba
623 sqft
$674/sqft
Built 1984
MLS® R3094226
Royal LePage West Real Estate Services
$369,000
~$1,749/mo
i#611 – 1330 BURRARD Street
Vancouver · Residential
0 bd
1 ba
461 sqft
$800/sqft
Built 1982
MLS® R3155319
Royal LePage West Real Estate Services
$319,000
~$1,512/mo
i#803 – 150 Cordova Street
Vancouver · Residential
1 bd
1 ba
497 sqft
$642/sqft
Built 2016
MLS® R3121525
Macdonald Realty
$365,000
~$1,730/mo
i#2106 – 1330 HARWOOD Street
Vancouver · Residential
0 bd
1 ba
420 sqft
$869/sqft
Built 1970
MLS® R3154744
88West Realty
$365,000
~$1,730/mo
i#204 – 2299 30th Avenue
Vancouver · Residential
1 bd
1 ba
725 sqft
$503/sqft
Built 1977
MLS® R3116671
Sutton Group-West Coast Realty
See all on the map (79 active listings)
$1,500/mo · $1,800/mo · $2,200/mo · $2,500/mo · $3,000/mo · $3,500/mo · $4,000/mo
Every figure assumes a 5.19% interest rate, 20% down and a 25-year amortization. Property tax uses the local municipal residential rate of 3.12 per $1,000; strata ($320/mo) and insurance ($62/mo) are estimates, since neither is knowable from rent alone. Change any of these in the calculator and the numbers update in place. This is an estimate for comparison, not a mortgage approval or financial advice. Your rate, down payment and the home's real carrying costs will differ. Confirm with a mortgage professional before you rely on it.
At a 5.19% rate with 20% down over 25 years, $2,000/mo carries the mortgage on a home priced around $422,000. Covering tax, strata and insurance inside the same budget, the matching price is about $318,000.
On a $422,000 home at 20% down, the down payment is $84,000. A smaller down payment raises the monthly cost and may add mortgage insurance.
The mortgage payment is, by design; that is what this page solves for. Owning also adds roughly $492/mo in tax, strata and insurance, so the honest all-in monthly on a $422,000 home is closer to $2,492.
I am Ray Rasouli, a licensed REALTOR® with Real Broker B.C. Ltd. The purchase price is your rent solved back through a standard amortized mortgage, and the listings come from live MLS® inventory refreshed hourly, not a static table. The figures are for comparison, not a mortgage approval. Tell me your situation and I will confirm what you actually qualify for.
Listing data provided by the Real Estate Board of Greater Vancouver and partner boards under MLS® Reciprocity. Deemed reliable but not guaranteed accurate. Mortgage figures are estimates for comparison only, not financial advice. MLS® and REALTOR® are trademarks of CREA.