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Ray Rasouli is a licensed REALTOR® with the Greater Vancouver board, providing clarity-first guidance for buyers and sellers. No pressure, no hype.

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Ray Rasouli, REALTOR® · Real Broker B.C. Ltd.
500-666 Burrard Street, Vancouver, BC V6C 3P6
+1 (778) 910-6917 · ray@relta.ca
Relta Real Estate is a brand and software platform, not a brokerage. Real estate services are provided by Ray Rasouli, licensed with Real Broker B.C. Ltd.

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The trademarks REALTOR®, REALTORS®, and the REALTOR® logo are controlled by The Canadian Real Estate Association (CREA) and identify real estate professionals who are members of CREA. MLS®, Multiple Listing Service®, and the associated logos are owned by The Canadian Real Estate Association (CREA) and identify the quality of services provided by real estate professionals who are members of CREA.

®MLSReciprocity
Home/Rent vs mortgage/Vancouver/$4,000/mo

Rent vs mortgage

$4,000 a month in rent buys a $844,000 home in Vancouver

That is what a 4000-a-month rent carries as a mortgage at 5.19%, with 20% down over a 25-year amortization. Covering property tax, strata and insurance inside the same monthly budget, the matching price is about $717,000. Here are the 1,237 Vancouver homes on the market at or under it right now.

Purchase price

$844,000

Down payment

$169,000

All-in monthly

$4,601/mo

Matching homes

1,237

Rent or own? See what you could afford

Your name

$

/mo

Your monthly rent

Paid as a mortgage, $4,000/mo owns a home worth about

$844,000

1,237 Vancouver homes are in your budget

Builds your equity

Rent builds none

Covering mortgage, tax, strata and insurance together, the matching price is about $711,000.

Rate %
Down %
Amort. yrs
Email *
How $4,000/mo of rent becomes a purchase price
Rent you pay$4,000/mo
Interest rate5.19%
Amortization25 years
Down payment (20%)$169,000
Mortgage supported$675,000
Purchase price$844,000
Tax, strata & insurance$601/mo
All-in monthly$4,601/mo

Vancouver homes your $4,000 rent could own

#202 – 1530 8th Avenue
Newly Listed
Under your rent
Open House on Sat, 2pm–4pm
28

$580,000

~$2,749/mo

i

#202 – 1530 8th Avenue

Vancouver · Residential

1 bd

1 ba

526 sqft

$1,103/sqft

Built 2005

MLS® R3156696

View

Team 3000 Realty Ltd.

1762 ONTARIO Street
Under your rent
26

$765,000

~$3,626/mo

i

1762 ONTARIO Street

Vancouver · Residential

1 bd

1 ba

664 sqft

$1,152/sqft

Built 2016

MLS® R3143875

View

Engel & Volkers Vancouver

#2306 – 535 Smithe Street
Newly Listed
Under your rent
24

$563,800

~$2,672/mo

i

#2306 – 535 Smithe Street

Vancouver · Residential

1 bd

1 ba

510 sqft

$1,105/sqft

Built 2010

MLS® R3155132

View

Interlink Realty

#503 – 1252 Hornby Street
Newly Listed
Under your rent
34

$629,000

~$2,981/mo

i

#503 – 1252 Hornby Street

Vancouver · Residential

1 bd

1 ba

636 sqft

$989/sqft

Built 2008

MLS® R3154674

View

Oakwyn Realty Ltd.

#131 – 1777 7th Avenue
Under your rent
19

$719,000

~$3,408/mo

i

#131 – 1777 7th Avenue

Vancouver · Residential

1 bd

1 ba

556 sqft

$1,293/sqft

Built 2013

MLS® R3148482

View

Oakwyn Realty Ltd.

#2306 – 5470 Ormidale Street
Under your rent
40

$468,000

~$2,218/mo

i

#2306 – 5470 Ormidale Street

Vancouver · Residential

1 bd

1 ba

503 sqft

$930/sqft

Built 2018

MLS® R3146135

View

Rennie & Associates Realty Ltd.

#425 – 2083 33RD Avenue
Under your rent
24

$839,000

~$3,977/mo

i

#425 – 2083 33RD Avenue

Vancouver · Residential

2 bd

2 ba

825 sqft

$1,017/sqft

Built 2003

MLS® R3157074

View

Magsen Realty Inc.

134 1st Avenue
Under your rent
Open House on Sun, 2pm–4pm
40

$659,000

~$3,123/mo

i

134 1st Avenue

Vancouver · Residential

1 bd

1 ba

638 sqft

$1,033/sqft

Built 2014

MLS® R3148412

View

Sutton Group-West Coast Realty

#2607 – 928 BEATTY Street
Under your rent
32

$699,900

~$3,317/mo

i

#2607 – 928 BEATTY Street

Vancouver · Residential

1 bd

1 ba

619 sqft

$1,131/sqft

Built 2005

MLS® R3150814

View

Real Broker

#206 – 5058 CAMBIE Street
Under your rent
25

$778,000

~$3,688/mo

i

#206 – 5058 CAMBIE Street

Vancouver · Residential

1 bd

1 ba

625 sqft

$1,245/sqft

Built 2020

MLS® R3143767

View

1NE Collective Realty Inc.

#204 – 876 16th Avenue
Under your rent
39

$799,000

~$3,787/mo

i

#204 – 876 16th Avenue

Vancouver · Residential

2 bd

2 ba

925 sqft

$864/sqft

Built 1990

MLS® R3143863

View

RE/MAX Heights Realty

#504 – 6485 Manitoba Street
Under your rent
37

$738,800

~$3,502/mo

i

#504 – 6485 Manitoba Street

Vancouver · Residential

1 bd

1 ba

585 sqft

$1,263/sqft

Built 2026

MLS® R3139487

View

RE/MAX Crest Realty

See all on the map (1,237 active listings)

Other rents in Vancouver

$1,500/mo · $1,800/mo · $2,000/mo · $2,200/mo · $2,500/mo · $3,000/mo · $3,500/mo

The assumptions behind these numbers

Every figure assumes a 5.19% interest rate, 20% down and a 25-year amortization. Property tax uses the local municipal residential rate of 3.12 per $1,000; strata ($320/mo) and insurance ($62/mo) are estimates, since neither is knowable from rent alone. Change any of these in the calculator and the numbers update in place. This is an estimate for comparison, not a mortgage approval or financial advice. Your rate, down payment and the home's real carrying costs will differ. Confirm with a mortgage professional before you rely on it.

Common questions

What can $4,000 a month in rent buy in Vancouver?

At a 5.19% rate with 20% down over 25 years, $4,000/mo carries the mortgage on a home priced around $844,000. Covering tax, strata and insurance inside the same budget, the matching price is about $717,000.

How much do I need for a down payment?

On a $844,000 home at 20% down, the down payment is $169,000. A smaller down payment raises the monthly cost and may add mortgage insurance.

Is the mortgage really the same as my rent?

The mortgage payment is, by design; that is what this page solves for. Owning also adds roughly $601/mo in tax, strata and insurance, so the honest all-in monthly on a $844,000 home is closer to $4,601.

RR

How these numbers are worked out

I am Ray Rasouli, a licensed REALTOR® with Real Broker B.C. Ltd. The purchase price is your rent solved back through a standard amortized mortgage, and the listings come from live MLS® inventory refreshed hourly, not a static table. The figures are for comparison, not a mortgage approval. Tell me your situation and I will confirm what you actually qualify for.

Page methodology and sources are stated beside the figures. Content is reviewed by Ray Rasouli, REALTOR®, Real Broker B.C. Ltd.
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Listing data provided by the Real Estate Board of Greater Vancouver and partner boards under MLS® Reciprocity. Deemed reliable but not guaranteed accurate. Mortgage figures are estimates for comparison only, not financial advice. MLS® and REALTOR® are trademarks of CREA.