- Active
395 Dogwood Drive
Ladysmith · Single Family
- Beds
- 3
- Baths
- 2
- Sqft
- 1,495
- Built
- 1974
Listed by Century 21 Harbour Realty Ltd. · MLS® 1048669
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Sign inAbout this home
Charming split level home backing onto Ladysmith Golf Course. This well maintained 3 bedroom, 2 bath home offers a new heat pump installed in 2025, new windows, RV parking, in/out half circle driveway, The lovely back yard offers plenty of privacy, overlooking Holland Creek and the golf course, as well as a beautiful natural landscape; great for bird watching and basking in the summer shade. Large sundeck accesses spacious garden shed / workspace, and enjoy a 5 minute walk to Ladysmith's world famous walking trails backing onto creek with mature trees. Walking distance to shopping mall, downtown amenities, bus routes, and everything Ladysmith has to offer!
Home facts
- Bedrooms
- 3
- Bathrooms
- 2 full
- Interior
- 1,495 sq ft
- Lot size
- 8,800 sq ft
- Year built
- 1974
- Parking
- 2
- Property type
- Single Family
- Carport
- Yes
- Fireplace
- 1
- Area
- Ladysmith
- Listed
- September 4, 2026
- Structure
- House
- PID
- 001-888-536
- Common interest
- Freehold
Highlights
- Golf course
Features and inclusions
- Heating
- Heat Pump, Forced air, Electric
- Cooling
- Partially air conditioned
- Parking
- Carport, Additional Parking
- Lot
- Other
Rooms and building
- Water
- Zoning
- Residential
The information contained on this site is based in whole or in part on information that is provided by members of The Canadian Real Estate Association (CREA), who are responsible for its accuracy. CREA reproduces and distributes this information as a service for its members and assumes no responsibility for its accuracy.
Monthly and upfront costs
Uses the posted 5-year rate (5.19%), 20% down and a 25-year amortization.
Monthly ownership costs
- Principal and interest
- $3,076
- Property tax
- $192/mo
- Home insurance
- $150/mo
- Estimated monthly total
- $3,418
Purchase snapshot
- List price
- $649,000
- Down payment
- $129,800 (20%)
- Estimated mortgage
- $519,200
Estimates only. They leave out utilities, upkeep and closing costs.
Borrowing costs
What money costs right now
The rates behind any payment estimate on this page.
- Prime rate
- 4.45%
- Variable mortgages are quoted against this.
- 5 year bond yield
- 3.68%
- Fixed mortgage pricing follows this.
- Policy rate
- 2.25%
- Set by the Bank of Canada.
These are benchmark rates, not mortgage quotes. Your rate depends on the lender, the term, and your file.
Source: Bank of Canada. As of 2026-09-29
Property tax
What the tax bill looks like
Municipal, regional, hospital and school rates combined.
- Estimated annual tax
- $4,108
- At 6.3292 per $1,000 of assessed value.
Estimated by applying the municipal rate to the asking price. Your actual bill is based on the BC Assessment value, which is set separately and usually differs from the sale price. Home owner grants are not included.
Source: Province of British Columbia, Local Government Statistics Schedule 702, 2026. As of 2026-01-01
Neighbourhood
Estimated travel times. Map data © OpenStreetMap contributors.
Land and hazards
What the maps say about this land
Provincial designations and mapped natural hazards at this location.
- Wildfire interface
- Low risk
- In a mapped wildland-urban interface zone. Affects insurance and FireSmart requirements.
Based on where this point falls in provincial map layers, not a site survey or a formal hazard assessment. Confirm with the municipality, a professional, and your insurer before relying on it.
Source: BC Geographic Warehouse (Agricultural Land Commission, BC Wildfire Service)
Most listed
Detached · 52%
Who lives here
Documents
Pick the records you want. Ray Rasouli will email what the listing brokerage shares.
Availability is not guaranteed. Review documents with a professional.
