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The trademarks REALTOR®, REALTORS®, and the REALTOR® logo are controlled by The Canadian Real Estate Association (CREA) and identify real estate professionals who are members of CREA. MLS®, Multiple Listing Service®, and the associated logos are owned by The Canadian Real Estate Association (CREA) and identify the quality of services provided by real estate professionals who are members of CREA.

®MLSReciprocity
Home/Rent vs mortgage/Duncan/$1,500/mo

Rent vs mortgage

$1,500 a month in rent buys a $316,000 home in Duncan

That is what a 1500-a-month rent carries as a mortgage at 5.19%, with 20% down over a 25-year amortization. Covering property tax, strata and insurance inside the same monthly budget, the matching price is about $199,000. Here are the 14 Duncan homes on the market at or under it right now.

Purchase price

$316,000

Down payment

$63,000

All-in monthly

$2,056/mo

Matching homes

14

Rent or own? See what you could afford

Your name

$

/mo

Your monthly rent

Paid as a mortgage, $1,500/mo owns a home worth about

$316,000

14 Duncan homes are in your budget

Builds your equity

Rent builds none

Covering mortgage, tax, strata and insurance together, the matching price is about $216,000.

Rate %
Down %
Amort. yrs
Email *
How $1,500/mo of rent becomes a purchase price
Rent you pay$1,500/mo
Interest rate5.19%
Amortization25 years
Down payment (20%)$63,000
Mortgage supported$253,000
Purchase price$316,000
Tax, strata & insurance$556/mo
All-in monthly$2,056/mo

Duncan homes your $1,500 rent could own

East Wing – 5000 Genoa Bay Highway
Under your rent
21

$250,000

~$1,185/mo

i

East Wing – 5000 Genoa Bay Highway

Duncan · Residential

1 bd

1 ba

928 sqft

$269/sqft

Built 1989

MLS® 1047410

View

Pemberton Holmes - Sooke

#237 – 2885 Boys Road
Under your rent
58

$119,500

~$566/mo

i

#237 – 2885 Boys Road

Duncan · Residential

2 bd

1 ba

768 sqft

$156/sqft

Built 1974

MLS® 1041058

View

eXp Realty

#310 – 2515 Alexander Street
Under your rent
30

$229,000

~$1,085/mo

i

#310 – 2515 Alexander Street

Duncan · Residential

1 bd

1 ba

595 sqft

$385/sqft

Built 1981

MLS® 1044922

View

Realocity Realty Inc.

#103 – 2425 Lewis Street
Under your rent
24

$260,000

~$1,232/mo

i

#103 – 2425 Lewis Street

Duncan · Residential

2 bd

1 ba

776 sqft

$335/sqft

Built 1992

MLS® 1029876

View

Coldwell Banker Oceanside Real Estate

#454 – 2885 Boys Road
Under your rent
25

$249,000

~$1,180/mo

i

#454 – 2885 Boys Road

Duncan · Residential

2 bd

1 ba

947 sqft

$263/sqft

Built 1979

MLS® 1040742

View

Royal LePage Duncan Realty

#404 – 435 Festubert Street
Under your rent
33

$285,000

~$1,351/mo

i

#404 – 435 Festubert Street

Duncan · Residential

2 bd

2 ba

903 sqft

$316/sqft

Built 1982

MLS® 1031281

View

Pemberton Holmes Ltd. (Cow Vall)

#20 – 3497 Gibbins Road
Under your rent
35

$279,900

~$1,327/mo

i

#20 – 3497 Gibbins Road

Duncan · Residential

2 bd

1 ba

832 sqft

$336/sqft

Built 1975

MLS® 1038152

View

Pemberton Holmes Ltd. (Cow Vall)

#815 – 2885 Boys Road
Under your rent
46

$139,900

~$663/mo

i

#815 – 2885 Boys Road

Duncan · Residential

2 bd

1 ba

1,082 sqft

$129/sqft

Built 1977

MLS® 1024273

View

The Agency

#304 – 2525 Dingwall Street
Under your rent
27

$279,000

~$1,322/mo

i

#304 – 2525 Dingwall Street

Duncan · Residential

2 bd

1 ba

749 sqft

$372/sqft

Built 1992

MLS® 1039843

View

D.F.H. Real Estate Ltd. (CwnBy)

#109 – 3251 Cowichan Lake Road
Under your rent
26

$299,000

~$1,417/mo

i

#109 – 3251 Cowichan Lake Road

Duncan · Residential

2 bd

1 ba

769 sqft

$389/sqft

Built 1981

MLS® 1040519

View

RE/MAX Island Properties (DU)

#241 – 2885 Boys Road
Under your rent
24

$188,000

~$891/mo

i

#241 – 2885 Boys Road

Duncan · Residential

1 bd

1 ba

1,291 sqft

$146/sqft

Built 1974

MLS® 1026507

View

eXp Realty (NA)

#101 – 3215 Cowichan Lake Road
Under your rent
24

$279,000

~$1,322/mo

i

#101 – 3215 Cowichan Lake Road

Duncan · Residential

2 bd

2 ba

796 sqft

$351/sqft

Built 1992

MLS® 1027185

View

RE/MAX Island Properties (DU)

See all on the map (14 active listings)

Other rents in Duncan

$1,800/mo · $2,000/mo · $2,200/mo · $2,500/mo · $3,000/mo · $3,500/mo · $4,000/mo

The assumptions behind these numbers

Every figure assumes a 5.19% interest rate, 20% down and a 25-year amortization. Property tax uses the local municipal residential rate of 6.59 per $1,000; strata ($320/mo) and insurance ($62/mo) are estimates, since neither is knowable from rent alone. Change any of these in the calculator and the numbers update in place. This is an estimate for comparison, not a mortgage approval or financial advice. Your rate, down payment and the home's real carrying costs will differ. Confirm with a mortgage professional before you rely on it.

Common questions

What can $1,500 a month in rent buy in Duncan?

At a 5.19% rate with 20% down over 25 years, $1,500/mo carries the mortgage on a home priced around $316,000. Covering tax, strata and insurance inside the same budget, the matching price is about $199,000.

How much do I need for a down payment?

On a $316,000 home at 20% down, the down payment is $63,000. A smaller down payment raises the monthly cost and may add mortgage insurance.

Is the mortgage really the same as my rent?

The mortgage payment is, by design; that is what this page solves for. Owning also adds roughly $556/mo in tax, strata and insurance, so the honest all-in monthly on a $316,000 home is closer to $2,056.

RR

How these numbers are worked out

I am Ray Rasouli, a licensed REALTOR® with Real Broker B.C. Ltd. The purchase price is your rent solved back through a standard amortized mortgage, and the listings come from live MLS® inventory refreshed hourly, not a static table. The figures are for comparison, not a mortgage approval. Tell me your situation and I will confirm what you actually qualify for.

Page methodology and sources are stated beside the figures. Content is reviewed by Ray Rasouli, REALTOR®, Real Broker B.C. Ltd.
$1,800/mo in Duncan$2,000/mo in Duncan$2,200/mo in Duncan$2,500/mo in Duncan$3,000/mo in Duncan$3,500/mo in Duncan$4,000/mo in DuncanAll rent bands in DuncanDuncan market reportMortgage calculator

Listing data provided by the Real Estate Board of Greater Vancouver and partner boards under MLS® Reciprocity. Deemed reliable but not guaranteed accurate. Mortgage figures are estimates for comparison only, not financial advice. MLS® and REALTOR® are trademarks of CREA.