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The trademarks REALTOR®, REALTORS®, and the REALTOR® logo are controlled by The Canadian Real Estate Association (CREA) and identify real estate professionals who are members of CREA. MLS®, Multiple Listing Service®, and the associated logos are owned by The Canadian Real Estate Association (CREA) and identify the quality of services provided by real estate professionals who are members of CREA.

®MLSReciprocity
Home/Rent vs mortgage/Duncan/$3,500/mo

Rent vs mortgage

$3,500 a month in rent buys a $738,000 home in Duncan

That is what a 3500-a-month rent carries as a mortgage at 5.19%, with 20% down over a 25-year amortization. Covering property tax, strata and insurance inside the same monthly budget, the matching price is about $572,000. Here are the 109 Duncan homes on the market at or under it right now.

Purchase price

$738,000

Down payment

$148,000

All-in monthly

$4,288/mo

Matching homes

109

Rent or own? See what you could afford

Your name

$

/mo

Your monthly rent

Paid as a mortgage, $3,500/mo owns a home worth about

$738,000

109 Duncan homes are in your budget

Builds your equity

Rent builds none

Covering mortgage, tax, strata and insurance together, the matching price is about $612,000.

Rate %
Down %
Amort. yrs
Email *
How $3,500/mo of rent becomes a purchase price
Rent you pay$3,500/mo
Interest rate5.19%
Amortization25 years
Down payment (20%)$148,000
Mortgage supported$590,000
Purchase price$738,000
Tax, strata & insurance$788/mo
All-in monthly$4,288/mo

Duncan homes your $3,500 rent could own

#139 – 3257 Woodrush Drive
Under your rent
10

$699,900

~$3,317/mo

i

#139 – 3257 Woodrush Drive

Duncan · Residential

3 bd

3 ba

1,923 sqft

$364/sqft

Built 2025

MLS® 1036813

View

RE/MAX Island Properties (DU)

#116 – 3257 Woodrush Drive
Under your rent
14

$639,900

~$3,033/mo

i

#116 – 3257 Woodrush Drive

Duncan · Residential

3 bd

3 ba

1,764 sqft

$363/sqft

Built 2025

MLS® 1025103

View

RE/MAX Island Properties (DU)

#137 – 3257 Woodrush Drive
Under your rent
10

$669,900

~$3,175/mo

i

#137 – 3257 Woodrush Drive

Duncan · Residential

3 bd

3 ba

1,887 sqft

$355/sqft

Built 2025

MLS® 1036810

View

RE/MAX Island Properties (DU)

#123 – 3257 Woodrush Drive
Under your rent
10

$649,900

~$3,080/mo

i

#123 – 3257 Woodrush Drive

Duncan · Residential

3 bd

3 ba

1,922 sqft

$338/sqft

Built 2025

MLS® 1036722

View

RE/MAX Island Properties (DU)

#125 – 3257 Woodrush Drive
Under your rent
10

$649,900

~$3,080/mo

i

#125 – 3257 Woodrush Drive

Duncan · Residential

3 bd

3 ba

1,922 sqft

$338/sqft

Built 2025

MLS® 1036728

View

RE/MAX Island Properties (DU)

#100 – 3003 Keystone Drive
Under your rent
28

$599,000

~$2,839/mo

i

#100 – 3003 Keystone Drive

Duncan · Residential

3 bd

3 ba

1,435 sqft

$417/sqft

Built 2026

MLS® 1045210

View

RE/MAX Island Properties (DU)

#3 – 131 McKinstry Road
Under your rent
41

$569,900

~$2,701/mo

i

#3 – 131 McKinstry Road

Duncan · Residential

3 bd

3 ba

1,610 sqft

$354/sqft

Built 2005

MLS® 1043892

View

Sutton Group-West Coast Realty (Dunc)

#9 – 6250 Palahi Road
Under your rent
66

$699,900

~$3,317/mo

i

#9 – 6250 Palahi Road

Duncan · Residential

3 bd

3 ba

2,430 sqft

$288/sqft

Built 2008

MLS® 1046842

View

Pemberton Holmes Ltd. (Cow Vall)

5888 Stonehaven Drive
Under your rent
34

$694,900

~$3,294/mo

i

5888 Stonehaven Drive

Duncan · Residential

3 bd

2 ba

1,330 sqft

$522/sqft

Built 2014

MLS® 1040981

View

Pemberton Holmes Ltd. (Cow Vall)

6182 Grieve Road
Under your rent
65

$599,000

~$2,839/mo

i

6182 Grieve Road

Duncan · Residential

4 bd

2 ba

2,026 sqft

$296/sqft

Built 1946

MLS® 1047347

View

Sutton Group-West Coast Realty (Dunc)

#21 – 2121 Tzouhalem Road
Under your rent
29

$539,000

~$2,555/mo

i

#21 – 2121 Tzouhalem Road

Duncan · Residential

3 bd

2 ba

1,445 sqft

$373/sqft

Built 1997

MLS® 1030896

View

Sutton Group-West Coast Realty (Dunc)

920 McDonald Street
Under your rent
58

$695,000

~$3,294/mo

i

920 McDonald Street

Duncan · Residential

2 bd

2 ba

1,516 sqft

$458/sqft

MLS® 1047184

View

Sutton Group-West Coast Realty (Dunc)

See all on the map (109 active listings)

Other rents in Duncan

$1,500/mo · $1,800/mo · $2,000/mo · $2,200/mo · $2,500/mo · $3,000/mo · $4,000/mo

The assumptions behind these numbers

Every figure assumes a 5.19% interest rate, 20% down and a 25-year amortization. Property tax uses the local municipal residential rate of 6.59 per $1,000; strata ($320/mo) and insurance ($62/mo) are estimates, since neither is knowable from rent alone. Change any of these in the calculator and the numbers update in place. This is an estimate for comparison, not a mortgage approval or financial advice. Your rate, down payment and the home's real carrying costs will differ. Confirm with a mortgage professional before you rely on it.

Common questions

What can $3,500 a month in rent buy in Duncan?

At a 5.19% rate with 20% down over 25 years, $3,500/mo carries the mortgage on a home priced around $738,000. Covering tax, strata and insurance inside the same budget, the matching price is about $572,000.

How much do I need for a down payment?

On a $738,000 home at 20% down, the down payment is $148,000. A smaller down payment raises the monthly cost and may add mortgage insurance.

Is the mortgage really the same as my rent?

The mortgage payment is, by design; that is what this page solves for. Owning also adds roughly $788/mo in tax, strata and insurance, so the honest all-in monthly on a $738,000 home is closer to $4,288.

RR

How these numbers are worked out

I am Ray Rasouli, a licensed REALTOR® with Real Broker B.C. Ltd. The purchase price is your rent solved back through a standard amortized mortgage, and the listings come from live MLS® inventory refreshed hourly, not a static table. The figures are for comparison, not a mortgage approval. Tell me your situation and I will confirm what you actually qualify for.

Page methodology and sources are stated beside the figures. Content is reviewed by Ray Rasouli, REALTOR®, Real Broker B.C. Ltd.
$1,500/mo in Duncan$1,800/mo in Duncan$2,000/mo in Duncan$2,200/mo in Duncan$2,500/mo in Duncan$3,000/mo in Duncan$4,000/mo in DuncanAll rent bands in DuncanDuncan market reportMortgage calculator

Listing data provided by the Real Estate Board of Greater Vancouver and partner boards under MLS® Reciprocity. Deemed reliable but not guaranteed accurate. Mortgage figures are estimates for comparison only, not financial advice. MLS® and REALTOR® are trademarks of CREA.