$250,000
~$1,185/mo
iEast Wing – 5000 Genoa Bay Highway
Duncan · Residential
1 bd
1 ba
928 sqft
$269/sqft
Built 1989
MLS® 1047410
Pemberton Holmes - Sooke
Rent vs mortgage
That is what a 1800-a-month rent carries as a mortgage at 5.19%, with 20% down over a 25-year amortization. Covering property tax, strata and insurance inside the same monthly budget, the matching price is about $255,000. Here are the 18 Duncan homes on the market at or under it right now.
Purchase price
$380,000
Down payment
$76,000
All-in monthly
$2,391/mo
Matching homes
18
$250,000
~$1,185/mo
iEast Wing – 5000 Genoa Bay Highway
Duncan · Residential
1 bd
1 ba
928 sqft
$269/sqft
Built 1989
MLS® 1047410
Pemberton Holmes - Sooke
$119,500
~$566/mo
i#237 – 2885 Boys Road
Duncan · Residential
2 bd
1 ba
768 sqft
$156/sqft
Built 1974
MLS® 1041058
eXp Realty
$349,900
~$1,658/mo
i#101 – 2510 Alexander Street
Duncan · Residential
2 bd
2 ba
984 sqft
$356/sqft
Built 2008
MLS® 1037376
Sutton Group-West Coast Realty (Nan)
$359,900
~$1,706/mo
i#78 – 3497 Gibbins Road
Duncan · Residential
3 bd
2 ba
1,566 sqft
$230/sqft
Built 1980
MLS® 1040501
Sutton Group-West Coast Realty (Dunc)
$229,000
~$1,085/mo
i#310 – 2515 Alexander Street
Duncan · Residential
1 bd
1 ba
595 sqft
$385/sqft
Built 1981
MLS® 1044922
Realocity Realty Inc.
$375,000
~$1,777/mo
i#403 – 275 First Street
Duncan · Residential
2 bd
2 ba
1,139 sqft
$329/sqft
Built 1993
MLS® 1046232
Pemberton Holmes Ltd. (Cow Vall)
$349,000
~$1,654/mo
i#32 – 3025 Cowichan Lake Road
Duncan · Residential
2 bd
2 ba
1,194 sqft
$292/sqft
Built 1982
MLS® 1044906
Pemberton Holmes Ltd. (Cow Vall)
$260,000
~$1,232/mo
i#103 – 2425 Lewis Street
Duncan · Residential
2 bd
1 ba
776 sqft
$335/sqft
Built 1992
MLS® 1029876
Coldwell Banker Oceanside Real Estate
$249,000
~$1,180/mo
i#454 – 2885 Boys Road
Duncan · Residential
2 bd
1 ba
947 sqft
$263/sqft
Built 1979
MLS® 1040742
Royal LePage Duncan Realty
$285,000
~$1,351/mo
i#404 – 435 Festubert Street
Duncan · Residential
2 bd
2 ba
903 sqft
$316/sqft
Built 1982
MLS® 1031281
Pemberton Holmes Ltd. (Cow Vall)
$279,900
~$1,327/mo
i#20 – 3497 Gibbins Road
Duncan · Residential
2 bd
1 ba
832 sqft
$336/sqft
Built 1975
MLS® 1038152
Pemberton Holmes Ltd. (Cow Vall)
$139,900
~$663/mo
i#815 – 2885 Boys Road
Duncan · Residential
2 bd
1 ba
1,082 sqft
$129/sqft
Built 1977
MLS® 1024273
The Agency
See all on the map (18 active listings)
$1,500/mo · $2,000/mo · $2,200/mo · $2,500/mo · $3,000/mo · $3,500/mo · $4,000/mo
Every figure assumes a 5.19% interest rate, 20% down and a 25-year amortization. Property tax uses the local municipal residential rate of 6.59 per $1,000; strata ($320/mo) and insurance ($62/mo) are estimates, since neither is knowable from rent alone. Change any of these in the calculator and the numbers update in place. This is an estimate for comparison, not a mortgage approval or financial advice. Your rate, down payment and the home's real carrying costs will differ. Confirm with a mortgage professional before you rely on it.
At a 5.19% rate with 20% down over 25 years, $1,800/mo carries the mortgage on a home priced around $380,000. Covering tax, strata and insurance inside the same budget, the matching price is about $255,000.
On a $380,000 home at 20% down, the down payment is $76,000. A smaller down payment raises the monthly cost and may add mortgage insurance.
The mortgage payment is, by design; that is what this page solves for. Owning also adds roughly $591/mo in tax, strata and insurance, so the honest all-in monthly on a $380,000 home is closer to $2,391.
I am Ray Rasouli, a licensed REALTOR® with Real Broker B.C. Ltd. The purchase price is your rent solved back through a standard amortized mortgage, and the listings come from live MLS® inventory refreshed hourly, not a static table. The figures are for comparison, not a mortgage approval. Tell me your situation and I will confirm what you actually qualify for.
Listing data provided by the Real Estate Board of Greater Vancouver and partner boards under MLS® Reciprocity. Deemed reliable but not guaranteed accurate. Mortgage figures are estimates for comparison only, not financial advice. MLS® and REALTOR® are trademarks of CREA.