Under your rent
15
$425,000
~$2,014/mo
i675 Powell Street
Duncan · Land
0 bd
0 ba
Built 1930
MLS® 1042456
RE/MAX Island Properties (DU)
Rent vs mortgage
$3,000 a month in rent buys a $633,000 home in Duncan
That is what a 3000-a-month rent carries as a mortgage at 5.19%, with 20% down over a 25-year amortization. Covering property tax, strata and insurance inside the same monthly budget, the matching price is about $479,000. Here are the 72 Duncan homes on the market at or under it right now.
Purchase price
$633,000
Down payment
$127,000
All-in monthly
$3,730/mo
Matching homes
72
Duncan homes your $3,000 rent could own
Under your rent
65
$599,000
~$2,839/mo
i6182 Grieve Road
Duncan · Residential
4 bd
2 ba
2,026 sqft
$296/sqft
Built 1946
MLS® 1047347
Sutton Group-West Coast Realty (Dunc)
Under your rent
28
$599,000
~$2,839/mo
i#100 – 3003 Keystone Drive
Duncan · Residential
3 bd
3 ba
1,435 sqft
$417/sqft
Built 2026
MLS® 1045210
RE/MAX Island Properties (DU)
Under your rent
41
$569,900
~$2,701/mo
i#3 – 131 McKinstry Road
Duncan · Residential
3 bd
3 ba
1,610 sqft
$354/sqft
Built 2005
MLS® 1043892
Sutton Group-West Coast Realty (Dunc)
Under your rent
29
$539,000
~$2,555/mo
i#21 – 2121 Tzouhalem Road
Duncan · Residential
3 bd
2 ba
1,445 sqft
$373/sqft
Built 1997
MLS® 1030896
Sutton Group-West Coast Realty (Dunc)
Under your rent
41
$619,900
~$2,938/mo
i6109 Westridge Road
Duncan · Residential
3 bd
2 ba
1,542 sqft
$402/sqft
Built 1996
MLS® 1044033
Sutton Group-West Coast Realty (Dunc)
Under your rent
21
$250,000
~$1,185/mo
iEast Wing – 5000 Genoa Bay Highway
Duncan · Residential
1 bd
1 ba
928 sqft
$269/sqft
Built 1989
MLS® 1047410
Pemberton Holmes - Sooke
Under your rent
30
$425,000
~$2,014/mo
i#18 – 3271 Cowichan Lake Road
Duncan · Residential
3 bd
1 ba
1,117 sqft
$380/sqft
Built 1971
MLS® 1040781
eXp Realty
Under your rent
53
$575,000
~$2,725/mo
i720 Marchmont Road
Duncan · Residential
3 bd
1 ba
1,093 sqft
$526/sqft
Built 1926
MLS® 1044039
Sutton Group-West Coast Realty (Dunc)
Under your rent
13
$615,000
~$2,915/mo
i3331 Auchinachie Road
Duncan · Residential
3 bd
2 ba
1,056 sqft
$582/sqft
Built 2015
MLS® 1043110
Macdonald Realty Victoria
Under your rent
54
$624,900
~$2,962/mo
i#35 – 3195 Herons Way
Duncan · Residential
3 bd
3 ba
1,760 sqft
$355/sqft
Built 2023
MLS® 1041248
REMAX Professionals (NA)
Under your rent
31
$569,900
~$2,701/mo
i5933 Deuchars Drive
Duncan · Residential
3 bd
1 ba
987 sqft
$577/sqft
Built 1958
MLS® 1043783
RE/MAX Island Properties (DU)
See all on the map (72 active listings)
Other rents in Duncan
$1,500/mo · $1,800/mo · $2,000/mo · $2,200/mo · $2,500/mo · $3,500/mo · $4,000/mo
The assumptions behind these numbers
Every figure assumes a 5.19% interest rate, 20% down and a 25-year amortization. Property tax uses the local municipal residential rate of 6.59 per $1,000; strata ($320/mo) and insurance ($62/mo) are estimates, since neither is knowable from rent alone. Change any of these in the calculator and the numbers update in place. This is an estimate for comparison, not a mortgage approval or financial advice. Your rate, down payment and the home's real carrying costs will differ. Confirm with a mortgage professional before you rely on it.
Common questions
What can $3,000 a month in rent buy in Duncan?
At a 5.19% rate with 20% down over 25 years, $3,000/mo carries the mortgage on a home priced around $633,000. Covering tax, strata and insurance inside the same budget, the matching price is about $479,000.
How much do I need for a down payment?
On a $633,000 home at 20% down, the down payment is $127,000. A smaller down payment raises the monthly cost and may add mortgage insurance.
Is the mortgage really the same as my rent?
The mortgage payment is, by design; that is what this page solves for. Owning also adds roughly $730/mo in tax, strata and insurance, so the honest all-in monthly on a $633,000 home is closer to $3,730.
RR
How these numbers are worked out
I am Ray Rasouli, a licensed REALTOR® with Real Broker B.C. Ltd. The purchase price is your rent solved back through a standard amortized mortgage, and the listings come from live MLS® inventory refreshed hourly, not a static table. The figures are for comparison, not a mortgage approval. Tell me your situation and I will confirm what you actually qualify for.
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Listing data provided by the Real Estate Board of Greater Vancouver and partner boards under MLS® Reciprocity. Deemed reliable but not guaranteed accurate. Mortgage figures are estimates for comparison only, not financial advice. MLS® and REALTOR® are trademarks of CREA.