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Relta Real Estate, by Ray Rasouli

Ray Rasouli is a licensed REALTOR® with the Greater Vancouver board, providing clarity-first guidance for buyers and sellers. No pressure, no hype.

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Ray Rasouli, REALTOR® · Real Broker B.C. Ltd.
500-666 Burrard Street, Vancouver, BC V6C 3P6
+1 (778) 910-6917 · ray@relta.ca
Relta Real Estate is a brand and software platform, not a brokerage. Real estate services are provided by Ray Rasouli, licensed with Real Broker B.C. Ltd.

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Home/Rent vs mortgage/Duncan

Rent vs mortgage

What could you buy in Duncan instead of renting?

In Duncan, a $2,500 rent carries the mortgage on a home priced around $527,000. That is $300,000 under Duncan's $827,000 median home price, and 50 homes sit at or under it today. Enter your own rent to see what it changes to, from live MLS® inventory.

Rent or own? See what you could afford

Your name

$

/mo

Your monthly rent

Paid as a mortgage, $2,500/mo owns a home worth about

$527,000

50 Duncan homes are in your budget

Builds your equity

Rent builds none

Covering mortgage, tax, strata and insurance together, the matching price is about $414,000.

Rate %
Down %
Amort. yrs
Email *

What each rent buys in Duncan

Your rent
$1,500/mo
Buys a home priced
$316,000
Homes on the market
14
Your rent
$1,800/mo
Buys a home priced
$380,000
Homes on the market
18
Your rent
$2,000/mo
Buys a home priced
$422,000
Homes on the market
28
Your rent
$2,200/mo
Buys a home priced
$464,000
Homes on the market
39
Your rent
$2,500/mo
Buys a home priced
$527,000
Homes on the market
50
Your rent
$3,000/mo
Buys a home priced
$633,000
Homes on the market
72
Your rent
$3,500/mo
Buys a home priced
$738,000
Homes on the market
109
Your rent
$4,000/mo
Buys a home priced
$844,000
Homes on the market
140
Your rentBuys a home pricedHomes on the market
$1,500/mo$316,00014
$1,800/mo$380,00018
$2,000/mo$422,00028
$2,200/mo$464,00039
$2,500/mo$527,00050
$3,000/mo$633,00072
$3,500/mo$738,000109
$4,000/mo$844,000140

Duncan homes around a $2,500 rent

675 Powell Street
Under your rent
15

$425,000

~$2,014/mo

i

675 Powell Street

Duncan · Land

0 bd

0 ba

Built 1930

MLS® 1042456

View

RE/MAX Island Properties (DU)

East Wing – 5000 Genoa Bay Highway
Under your rent
21

$250,000

~$1,185/mo

i

East Wing – 5000 Genoa Bay Highway

Duncan · Residential

1 bd

1 ba

928 sqft

$269/sqft

Built 1989

MLS® 1047410

View

Pemberton Holmes - Sooke

#18 – 3271 Cowichan Lake Road
Under your rent
30

$425,000

~$2,014/mo

i

#18 – 3271 Cowichan Lake Road

Duncan · Residential

3 bd

1 ba

1,117 sqft

$380/sqft

Built 1971

MLS® 1040781

View

eXp Realty

#237 – 2885 Boys Road
Under your rent
58

$119,500

~$566/mo

i

#237 – 2885 Boys Road

Duncan · Residential

2 bd

1 ba

768 sqft

$156/sqft

Built 1974

MLS® 1041058

View

eXp Realty

#20 – 3242 Cowichan Lake Road
Under your rent
28

$487,000

~$2,308/mo

i

#20 – 3242 Cowichan Lake Road

Duncan · Residential

3 bd

2 ba

1,700 sqft

$286/sqft

Built 1997

MLS® 1044201

View

Royal LePage Island Living (PK)

#2 – 6172 Alington Road
Under your rent
41

$479,900

~$2,275/mo

i

#2 – 6172 Alington Road

Duncan · Residential

2 bd

2 ba

1,949 sqft

$246/sqft

Built 1975

MLS® 1026553

View

Pemberton Holmes Ltd. (Cow Vall)

#9 – 6172 Alington Road
Under your rent
46

$449,000

~$2,128/mo

i

#9 – 6172 Alington Road

Duncan · Residential

3 bd

2 ba

1,651 sqft

$272/sqft

Built 1975

MLS® 1044065

View

Royal LePage Coast Capital Realty

#101 – 2510 Alexander Street
Under your rent
34

$349,900

~$1,658/mo

i

#101 – 2510 Alexander Street

Duncan · Residential

2 bd

2 ba

984 sqft

$356/sqft

Built 2008

MLS® 1037376

View

Sutton Group-West Coast Realty (Nan)

#78 – 3497 Gibbins Road
Under your rent
39

$359,900

~$1,706/mo

i

#78 – 3497 Gibbins Road

Duncan · Residential

3 bd

2 ba

1,566 sqft

$230/sqft

Built 1980

MLS® 1040501

View

Sutton Group-West Coast Realty (Dunc)

#310 – 2515 Alexander Street
Under your rent
30

$229,000

~$1,085/mo

i

#310 – 2515 Alexander Street

Duncan · Residential

1 bd

1 ba

595 sqft

$385/sqft

Built 1981

MLS® 1044922

View

Realocity Realty Inc.

#403 – 275 First Street
Under your rent
23

$375,000

~$1,777/mo

i

#403 – 275 First Street

Duncan · Residential

2 bd

2 ba

1,139 sqft

$329/sqft

Built 1993

MLS® 1046232

View

Pemberton Holmes Ltd. (Cow Vall)

#20 – 3050 Sherman Road
Under your rent
27

$475,000

~$2,251/mo

i

#20 – 3050 Sherman Road

Duncan · Residential

3 bd

2 ba

1,237 sqft

$384/sqft

Built 2014

MLS® 1034309

View

RE/MAX Island Properties (DU)

See all $2,500/mo matches (50 active listings)

Renting vs buying in Duncan: what actually changes

At $2,500/mo your payment would carry a $527,000 Duncan home against a $827,000 local median. Whether that beats renting comes down to four things, not just the monthly number.

Closing costs

Buying carries one-time costs renting does not: property transfer tax, legal fees and inspection. Budget for them before you compare monthly numbers.

Carrying costs

A mortgage payment is not the whole cost. Property tax, strata and insurance sit on top, which is why the all-in number matters more than the headline.

Equity

Each mortgage payment buys a little more of the home. Rent buys none of it, and that gap compounds over the years you would have rented.

Flexibility

Renting is easier to leave. Owning ties up your down payment and takes time and cost to unwind, so the break-even math only works if you stay put.

RR

How these numbers are worked out

I am Ray Rasouli, a licensed REALTOR® with Real Broker B.C. Ltd. The purchase price is your rent solved back through a standard amortized mortgage, and the listings come from live MLS® inventory refreshed hourly, not a static table. The figures are for comparison, not a mortgage approval. Tell me your situation and I will confirm what you actually qualify for.

More ways to explore Duncan

Browse Duncan listings, market data, and timing from one place.

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Duncan market report

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Duncan price drops

Nearby cities

Compare Duncan with other markets in the region.

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Page methodology and sources are stated beside the figures. Content is reviewed by Ray Rasouli, REALTOR®, Real Broker B.C. Ltd.
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Listing data provided by the Real Estate Board of Greater Vancouver and partner boards under MLS® Reciprocity. Deemed reliable but not guaranteed accurate. Mortgage figures are estimates for comparison only, not financial advice. MLS® and REALTOR® are trademarks of CREA.