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Relta Real Estate, by Ray Rasouli

Ray Rasouli is a licensed REALTOR® with the Greater Vancouver board, providing clarity-first guidance for buyers and sellers. No pressure, no hype.

Built for rational decisions, transparent process, and practical next steps.

Ray Rasouli, REALTOR® · Real Broker B.C. Ltd.
500-666 Burrard Street, Vancouver, BC V6C 3P6
+1 (778) 910-6917 · ray@relta.ca
Relta Real Estate is a brand and software platform, not a brokerage. Real estate services are provided by Ray Rasouli, licensed with Real Broker B.C. Ltd.

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Home/Rent vs mortgage/Kamloops

Rent vs mortgage

What could you buy in Kamloops instead of renting?

In Kamloops, a $2,500 rent carries the mortgage on a home priced around $527,000. That is $78,000 under Kamloops's $605,000 median home price, and 419 homes sit at or under it today. Enter your own rent to see what it changes to, from live MLS® inventory.

Rent or own? See what you could afford

Your name

$

/mo

Your monthly rent

Paid as a mortgage, $2,500/mo owns a home worth about

$527,000

419 Kamloops homes are in your budget

Builds your equity

Rent builds none

Covering mortgage, tax, strata and insurance together, the matching price is about $414,000.

Rate %
Down %
Amort. yrs
Email *

What each rent buys in Kamloops

Your rent
$1,500/mo
Buys a home priced
$316,000
Homes on the market
146
Your rent
$1,800/mo
Buys a home priced
$380,000
Homes on the market
251
Your rent
$2,000/mo
Buys a home priced
$422,000
Homes on the market
303
Your rent
$2,200/mo
Buys a home priced
$464,000
Homes on the market
349
Your rent
$2,500/mo
Buys a home priced
$527,000
Homes on the market
419
Your rent
$3,000/mo
Buys a home priced
$633,000
Homes on the market
574
Your rent
$3,500/mo
Buys a home priced
$738,000
Homes on the market
693
Your rent
$4,000/mo
Buys a home priced
$844,000
Homes on the market
789
Your rentBuys a home pricedHomes on the market
$1,500/mo$316,000146
$1,800/mo$380,000251
$2,000/mo$422,000303
$2,200/mo$464,000349
$2,500/mo$527,000419
$3,000/mo$633,000574
$3,500/mo$738,000693
$4,000/mo$844,000789

Kamloops homes around a $2,500 rent

376 Alexander Avenue
Under your rent
26

$464,000

~$2,199/mo

i

376 Alexander Avenue

Kamloops · Residential

2 bd

1 ba

1,037 sqft

$447/sqft

Built 1949

MLS® 10397917

View

Real Broker B.C. Ltd

#58 – 1469 SPRINGHILL Drive
Under your rent
44

$475,000

~$2,251/mo

i

#58 – 1469 SPRINGHILL Drive

Kamloops · Residential

3 bd

2 ba

1,520 sqft

$313/sqft

Built 1972

MLS® 10396314

View

eXp Realty (Kamloops)

#35 – 1605 Summit Drive
Under your rent
41

$358,000

~$1,697/mo

i

#35 – 1605 Summit Drive

Kamloops · Residential

2 bd

2 ba

1,239 sqft

$289/sqft

Built 1976

MLS® 10392091

View

Royal LePage Westwin Realty

#19 – 1285 14TH Street
Under your rent
34

$519,900

~$2,464/mo

i

#19 – 1285 14TH Street

Kamloops · Residential

2 bd

2 ba

1,127 sqft

$461/sqft

Built 1992

MLS® 10394461

View

Royal LePage Westwin Realty

#104 – 975 Victoria Street W Street
Under your rent
23

$299,900

~$1,421/mo

i

#104 – 975 Victoria Street W Street

Kamloops · Residential

1 bd

1 ba

749 sqft

$400/sqft

Built 2013

MLS® 10394503

View

Brendan Shaw Real Estate Ltd.

#806 – 619 Victoria Street
Under your rent
33

$368,000

~$1,744/mo

i

#806 – 619 Victoria Street

Kamloops · Residential

1 bd

1 ba

656 sqft

$561/sqft

Built 1999

MLS® 10389770

View

eXp Realty (Kamloops)

#14 – 2020 Robson Place
Under your rent
20

$479,900

~$2,275/mo

i

#14 – 2020 Robson Place

Kamloops · Residential

3 bd

2 ba

1,192 sqft

$403/sqft

Built 1992

MLS® 10398469

View

Royal LePage Westwin Realty

#112 – 2400 OAKDALE Way
Under your rent
21

$169,900

~$805/mo

i

#112 – 2400 OAKDALE Way

Kamloops · Residential

3 bd

1 ba

974 sqft

$174/sqft

Built 1974

MLS® 10390206

View

Century 21 Assurance Realty Ltd

#204 – 885 University Drive
Under your rent
21

$398,900

~$1,891/mo

i

#204 – 885 University Drive

Kamloops · Residential

1 bd

1 ba

661 sqft

$603/sqft

Built 2019

MLS® 10397787

View

Coldwell Banker Executives Realty (Kamloops)

#12 – 240 G & M Road
Under your rent
26

$369,000

~$1,749/mo

i

#12 – 240 G & M Road

Kamloops · Residential

4 bd

2 ba

1,056 sqft

$349/sqft

Built 1998

MLS® 10398139

View

Stonehaus Realty Corp

#316 – 554 SEYMOUR Street
Under your rent
22

$369,500

~$1,751/mo

i

#316 – 554 SEYMOUR Street

Kamloops · Residential

2 bd

2 ba

882 sqft

$419/sqft

Built 1997

MLS® 10397518

View

Royal LePage Westwin Realty

#3411 – 1040 TALASA Court
Under your rent
46

$449,900

~$2,132/mo

i

#3411 – 1040 TALASA Court

Kamloops · Residential

2 bd

2 ba

793 sqft

$567/sqft

Built 2011

MLS® 10398459

View

REMAX Kamloops

See all $2,500/mo matches (419 active listings)

Renting vs buying in Kamloops: what actually changes

At $2,500/mo your payment would carry a $527,000 Kamloops home against a $605,000 local median. Whether that beats renting comes down to four things, not just the monthly number.

Closing costs

Buying carries one-time costs renting does not: property transfer tax, legal fees and inspection. Budget for them before you compare monthly numbers.

Carrying costs

A mortgage payment is not the whole cost. Property tax, strata and insurance sit on top, which is why the all-in number matters more than the headline.

Equity

Each mortgage payment buys a little more of the home. Rent buys none of it, and that gap compounds over the years you would have rented.

Flexibility

Renting is easier to leave. Owning ties up your down payment and takes time and cost to unwind, so the break-even math only works if you stay put.

RR

How these numbers are worked out

I am Ray Rasouli, a licensed REALTOR® with Real Broker B.C. Ltd. The purchase price is your rent solved back through a standard amortized mortgage, and the listings come from live MLS® inventory refreshed hourly, not a static table. The figures are for comparison, not a mortgage approval. Tell me your situation and I will confirm what you actually qualify for.

More ways to explore Kamloops

Browse Kamloops listings, market data, and timing from one place.

Kamloops homes for sale

Narrow Kamloops homes by feature

Kamloops market report

New listings in Kamloops

Kamloops price drops

Nearby cities

Compare Kamloops with other markets in the region.

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Page methodology and sources are stated beside the figures. Content is reviewed by Ray Rasouli, REALTOR®, Real Broker B.C. Ltd.
Mortgage calculatorWhat can I afford?

Listing data provided by the Real Estate Board of Greater Vancouver and partner boards under MLS® Reciprocity. Deemed reliable but not guaranteed accurate. Mortgage figures are estimates for comparison only, not financial advice. MLS® and REALTOR® are trademarks of CREA.