Under your rent
80
$499,900
~$2,369/mo
i632 Battle Street
Kamloops · Residential
3 bd
1 ba
943 sqft
$530/sqft
Built 1912
MLS® 10398274
REMAX Kamloops
Rent vs mortgage
$3,500 a month in rent buys a $738,000 home in Kamloops
That is what a 3500-a-month rent carries as a mortgage at 5.19%, with 20% down over a 25-year amortization. Covering property tax, strata and insurance inside the same monthly budget, the matching price is about $574,000. Here are the 697 Kamloops homes on the market at or under it right now.
Purchase price
$738,000
Down payment
$148,000
All-in monthly
$4,281/mo
Matching homes
697
Kamloops homes your $3,500 rent could own
Under your rent
22
$354,900
~$1,682/mo
i#75 – 1605 Summit Drive
Kamloops · Residential
2 bd
2 ba
1,296 sqft
$274/sqft
Built 1975
MLS® 10388761
Royal LePage Westwin Realty
Under your rent
22
$299,900
~$1,421/mo
i#214 – 860 NICOLANI Drive
Kamloops · Residential
2 bd
2 ba
930 sqft
$322/sqft
Built 1996
MLS® 10390783
Royal LePage Westwin Realty
Under your rent
27
$644,900
~$3,057/mo
i#134 – 3580 Valleyview Drive
Kamloops · Residential
3 bd
3 ba
1,680 sqft
$384/sqft
Built 2026
MLS® 10394594
REMAX Kamloops
Under your rent
53
$299,900
~$1,421/mo
i#300 – 760 MAYFAIR Street
Kamloops · Residential
1 bd
1 ba
598 sqft
$502/sqft
Built 2011
MLS® 10397866
Century 21 Assurance Realty Ltd
Under your rent
44
$539,900
~$2,559/mo
i#15 – 791 JENSEN Road
Kamloops · Residential
3 bd
2 ba
1,170 sqft
$461/sqft
Built 2006
MLS® 10397848
Century 21 Assurance Realty Ltd
Under your rent
16
$279,900
~$1,327/mo
i5888 DALLAS Drive
Kamloops · Land
MLS® 10398616
Century 21 Assurance Realty Ltd
Under your rent
21
$169,900
~$805/mo
i#112 – 2400 OAKDALE Way
Kamloops · Residential
3 bd
1 ba
974 sqft
$174/sqft
Built 1974
MLS® 10398623
Century 21 Assurance Realty Ltd
Under your rent
32
$349,900
~$1,658/mo
i#31 – 137 MCGILL Road
Kamloops · Residential
2 bd
1 ba
1,217 sqft
$288/sqft
Built 1981
MLS® 10397119
Royal LePage Kamloops Realty (Seymour St)
Under your rent
31
$349,900
~$1,658/mo
i#3314 – 1040 Talasa Court
Kamloops · Residential
1 bd
1 ba
542 sqft
$646/sqft
Built 2011
MLS® 10397171
Royal LePage Westwin Realty
Under your rent
45
$374,900
~$1,777/mo
i#3102 – 1040 TALASA Court
Kamloops · Residential
2 bd
2 ba
752 sqft
$499/sqft
Built 2011
MLS® 10395875
REMAX Kamloops
Under your rent
8
$349,500
~$1,657/mo
i292 Holloway Drive
Kamloops · Land
MLS® 10386720
Royal LePage Westwin Realty
See all on the map (697 active listings)
Other rents in Kamloops
$1,500/mo · $1,800/mo · $2,000/mo · $2,200/mo · $2,500/mo · $3,000/mo · $4,000/mo
The assumptions behind these numbers
Every figure assumes a 5.19% interest rate, 20% down and a 25-year amortization. Property tax uses the local municipal residential rate of 6.48 per $1,000; strata ($320/mo) and insurance ($62/mo) are estimates, since neither is knowable from rent alone. Change any of these in the calculator and the numbers update in place. This is an estimate for comparison, not a mortgage approval or financial advice. Your rate, down payment and the home's real carrying costs will differ. Confirm with a mortgage professional before you rely on it.
Common questions
What can $3,500 a month in rent buy in Kamloops?
At a 5.19% rate with 20% down over 25 years, $3,500/mo carries the mortgage on a home priced around $738,000. Covering tax, strata and insurance inside the same budget, the matching price is about $574,000.
How much do I need for a down payment?
On a $738,000 home at 20% down, the down payment is $148,000. A smaller down payment raises the monthly cost and may add mortgage insurance.
Is the mortgage really the same as my rent?
The mortgage payment is, by design; that is what this page solves for. Owning also adds roughly $781/mo in tax, strata and insurance, so the honest all-in monthly on a $738,000 home is closer to $4,281.
RR
How these numbers are worked out
I am Ray Rasouli, a licensed REALTOR® with Real Broker B.C. Ltd. The purchase price is your rent solved back through a standard amortized mortgage, and the listings come from live MLS® inventory refreshed hourly, not a static table. The figures are for comparison, not a mortgage approval. Tell me your situation and I will confirm what you actually qualify for.
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Listing data provided by the Real Estate Board of Greater Vancouver and partner boards under MLS® Reciprocity. Deemed reliable but not guaranteed accurate. Mortgage figures are estimates for comparison only, not financial advice. MLS® and REALTOR® are trademarks of CREA.