Under your rent
22
$354,900
~$1,682/mo
i#75 – 1605 Summit Drive
Kamloops · Residential
2 bd
2 ba
1,296 sqft
$274/sqft
Built 1975
MLS® 10388761
Royal LePage Westwin Realty
Rent vs mortgage
$1,800 a month in rent buys a $380,000 home in Kamloops
That is what a 1800-a-month rent carries as a mortgage at 5.19%, with 20% down over a 25-year amortization. Covering property tax, strata and insurance inside the same monthly budget, the matching price is about $256,000. Here are the 253 Kamloops homes on the market at or under it right now.
Purchase price
$380,000
Down payment
$76,000
All-in monthly
$2,387/mo
Matching homes
253
Kamloops homes your $1,800 rent could own
Under your rent
22
$299,900
~$1,421/mo
i#214 – 860 NICOLANI Drive
Kamloops · Residential
2 bd
2 ba
930 sqft
$322/sqft
Built 1996
MLS® 10390783
Royal LePage Westwin Realty
Under your rent
53
$299,900
~$1,421/mo
i#300 – 760 MAYFAIR Street
Kamloops · Residential
1 bd
1 ba
598 sqft
$502/sqft
Built 2011
MLS® 10397866
Century 21 Assurance Realty Ltd
Under your rent
16
$279,900
~$1,327/mo
i5888 DALLAS Drive
Kamloops · Land
MLS® 10398616
Century 21 Assurance Realty Ltd
Under your rent
21
$169,900
~$805/mo
i#112 – 2400 OAKDALE Way
Kamloops · Residential
3 bd
1 ba
974 sqft
$174/sqft
Built 1974
MLS® 10398623
Century 21 Assurance Realty Ltd
Under your rent
32
$349,900
~$1,658/mo
i#31 – 137 MCGILL Road
Kamloops · Residential
2 bd
1 ba
1,217 sqft
$288/sqft
Built 1981
MLS® 10397119
Royal LePage Kamloops Realty (Seymour St)
Under your rent
31
$349,900
~$1,658/mo
i#3314 – 1040 Talasa Court
Kamloops · Residential
1 bd
1 ba
542 sqft
$646/sqft
Built 2011
MLS® 10397171
Royal LePage Westwin Realty
Under your rent
45
$374,900
~$1,777/mo
i#3102 – 1040 TALASA Court
Kamloops · Residential
2 bd
2 ba
752 sqft
$499/sqft
Built 2011
MLS® 10395875
REMAX Kamloops
Under your rent
8
$349,500
~$1,657/mo
i292 Holloway Drive
Kamloops · Land
MLS® 10386720
Royal LePage Westwin Realty
Under your rent
22
$154,777
~$734/mo
i7040 WATSON Drive
Kamloops · Land
MLS® 10392993
REMAX Kelowna
Under your rent
18
$89,998
~$427/mo
i#102 – 1175 ROSE HILL Road
Kamloops · Residential
1 bd
1 ba
480 sqft
$187/sqft
Built 1966
MLS® 10396954
REMAX Kamloops
Under your rent
41
$358,000
~$1,697/mo
i#35 – 1605 Summit Drive
Kamloops · Residential
2 bd
2 ba
1,239 sqft
$289/sqft
Built 1976
MLS® 10392091
Royal LePage Westwin Realty
See all on the map (253 active listings)
Other rents in Kamloops
$1,500/mo · $2,000/mo · $2,200/mo · $2,500/mo · $3,000/mo · $3,500/mo · $4,000/mo
The assumptions behind these numbers
Every figure assumes a 5.19% interest rate, 20% down and a 25-year amortization. Property tax uses the local municipal residential rate of 6.48 per $1,000; strata ($320/mo) and insurance ($62/mo) are estimates, since neither is knowable from rent alone. Change any of these in the calculator and the numbers update in place. This is an estimate for comparison, not a mortgage approval or financial advice. Your rate, down payment and the home's real carrying costs will differ. Confirm with a mortgage professional before you rely on it.
Common questions
What can $1,800 a month in rent buy in Kamloops?
At a 5.19% rate with 20% down over 25 years, $1,800/mo carries the mortgage on a home priced around $380,000. Covering tax, strata and insurance inside the same budget, the matching price is about $256,000.
How much do I need for a down payment?
On a $380,000 home at 20% down, the down payment is $76,000. A smaller down payment raises the monthly cost and may add mortgage insurance.
Is the mortgage really the same as my rent?
The mortgage payment is, by design; that is what this page solves for. Owning also adds roughly $587/mo in tax, strata and insurance, so the honest all-in monthly on a $380,000 home is closer to $2,387.
RR
How these numbers are worked out
I am Ray Rasouli, a licensed REALTOR® with Real Broker B.C. Ltd. The purchase price is your rent solved back through a standard amortized mortgage, and the listings come from live MLS® inventory refreshed hourly, not a static table. The figures are for comparison, not a mortgage approval. Tell me your situation and I will confirm what you actually qualify for.
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Listing data provided by the Real Estate Board of Greater Vancouver and partner boards under MLS® Reciprocity. Deemed reliable but not guaranteed accurate. Mortgage figures are estimates for comparison only, not financial advice. MLS® and REALTOR® are trademarks of CREA.